John Varga Jr. is a financial advisor at Robert Baird & Co. with one year of industry experience. He holds the Series 66 designation and previously worked at the University of Kentucky and Saint Xavier High School. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers financial planning, portfolio management, and customized investment strategies using both in-house and third-party managers.

Stephanie Hughes is a financial advisor with Morgan Stanley in Louisville, KY, holding Series 63 and Series 66 credentials and 26 years of industry experience. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs. The firm’s approach includes tailored financial planning supported by structured discovery conversations and firm-approved tools.

Benjamin Hoehler is a CFA® charterholder and holds the Series 66 designation, with 19 years of industry experience. He currently works at OSAIC and has previously been affiliated with Securities America Advisors and Securities America Inc. Outside of his advisory role, he serves on the boards of several nonprofits, including Seed to Oaks, Portland Christian School, and Sojourn East, contributing to community and church organizations in Louisville, KY. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated financial advisers. The firm offers integrated brokerage and advisory services, employing various asset-allocation tools and third-party platforms to create portfolios across multiple asset classes, managed on discretionary or non-discretionary terms.

Todd O’Neil is a financial advisor with Ameriprise in Louisville, KY, holding a Series 63 credential and possessing 31 years of industry experience. He has been with Ameriprise and its predecessor firm since 2005. Outside of his advisory role, he serves as president of Todd Christian O’Neil, Inc., an entity formed to manage his Ameriprise practice. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Phillip Gross is a financial advisor at Merrill with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 1981, concurrently associated with Bank of America, N.A. since 2009. He maintains an outside business involving general brokerage activities in Louisville, Kentucky. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, discretionary portfolio management, and brokerage services. The firm integrates a wide range of program strategies and manager-constructed portfolios, supported by oversight from its Chief Investment Office and a close affiliation with Bank of America’s broader banking and capital markets platform.

Antonio Palazzo is a financial advisor at Edward Jones with seven years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Prior to joining Edward Jones in 2018, he worked at Ruth's Chris Steak House and Bellarmine University from 2014 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including retirement plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Travis Drake is a financial advisor with Edward Jones in Henryville, IN. He holds a Series 66 designation and began his advisory career at Edward Jones in 2026. Prior to entering the financial industry, he worked in education with Silver Creek School Corporation and West Clark Community Schools for a combined total of 15 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment strategies and managed solutions, supported by a large national network of financial advisors and branch offices.

Patricia Denny is a financial advisor with Primerica Advisors in Louisville, KY, holding Series 65 and Series 63 licenses and bringing 18 years of industry experience. She has worked at PFS Investments Inc. since 2007 and at Primerica Financial Services since 2003. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates on a large scale with nearly 3,700 advisors and $15.5 billion in assets under management, delivering advisory services through model-based strategies managed by unaffiliated asset managers.

Patrick Fleming is a financial advisor with Edward Jones in Jeffersonville, IN, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2009. Fleming is also involved in a separate business as a landlord through JNC Fleming LLC. Edward Jones is a full-service wealth management firm serving a broad client base, including individual and institutional investors. The firm manages over $1 trillion in assets with a large network of advisors and branch offices, offering a range of advisory programs, tax-efficient services, and affiliated investment products.

Steven Richardson Jr. is a financial advisor with Cetera, holding Series 65 and Series 63 credentials and bringing 12 years of industry experience. He has worked at multiple firms including Commonwealth Capital Management and Citizens Securities, Inc. Outside of advisory roles, he is also an insurance agent selling life, annuities, and long-term care products. Cetera Investment Advisers LLC is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform allowing advisors to implement various portfolio strategies, with over $256 billion in assets under management and a network of more than 10,000 advisors.

Kurt Kraft Jr. is a financial advisor at Morgan Stanley in Louisville, KY, holding Series 63 and Series 65 licenses with 26 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and at Citigroup Global Markets since 2000. Outside of his advisory role, he serves on the finance committee of Saint Mary's of the Annunciation Catholic Parish. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a wide range of retail and institutional investment services.

Matthew Ricke is a financial advisor with Ameriprise based in New Albany, IN, holding Series 63 and Series 65 credentials and with 19 years of industry experience. His prior work includes roles at Massmutual Life Insurance Company, Mass Mutual Investors Services, and operating Ricke & Associates. He is also a managing partner at 3R Wealth, LLC, where he runs a financial practice. Ameriprise serves clients primarily through its retirement-income planning service designed for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary retirement income recommendations.

Brent Carlton is a financial advisor with Raymond James & Associates in Louisville, KY, holding a Series 66 designation and 26 years of industry experience. He has been with Raymond James & Associates since 2012. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutional and pension plans, and charitable organizations, offering financial planning and non-discretionary investment consulting through various specialized programs and research-supported portfolio management.

George Edds is a financial advisor with Stifel in Louisville, KY, holding Series 63 and Series 65 licenses and 37 years of industry experience. He has been with Stifel Nicolaus & Company, Inc. since 2015. Outside of his advisory role, Edds coaches volleyball at both the Christian Educational Consortium and Legacy Volleyball Club. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses, which clients use to inform their decisions.

Lewis Zwiebel III is a financial advisor with Robert Baird & Co., holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. He has been with Robert Baird & Co. since 2011. The DDK Group, where he works, is part of Robert W. Baird & Co.’s Private Wealth Management practice and serves individuals, families, pensions, corporations, and institutional clients with tailored consulting and portfolio services. The firm offers a range of investment strategies, including traditional and non-traditional allocations, and provides municipal advisory and public finance services alongside its wealth management capabilities.

Philip Mc Cauley IV is a financial advisor with Morgan Stanley in Louisville, KY, holding a Series 66 designation and eight years of industry experience. Prior to his current role at Morgan Stanley since 2017, he worked at Guggenheim Partners from 2013 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Secular Return Estimates and Monte Carlo simulations to model financial outcomes.

Imran Aslam is a financial advisor at Robert W. Baird & Co. with two years of industry experience. He holds a Series 66 designation and previously operated a private law practice for ten years. Outside of advising, he was co-owner of a commercial real estate office space business that is currently being dissolved. He is part of the DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a range of strategies including discretionary management and separately managed accounts.

David Whitty is a financial advisor with Stifel in Louisville, KY, holding Series 63 and Series 65 licenses and 37 years of industry experience. He has been with Stifel Nicolaus & Co., Inc. since 2005. Stifel serves a broad range of clients, including individuals, institutions, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling for asset allocation and financial planning.

Laneetra Miller is a financial advisor with LPL Enterprise and holds a Series 66 designation. She has one year of industry experience, including prior roles at Pruco Securities LLC and operating The Miller's Wealth Management. Outside of advising, she is also a licensed mortgage loan originator based in Louisville, KY. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a large network of investment adviser representatives. The firm typically uses model-driven portfolios developed by internal and third-party strategists and offers financial planning, access to third-party asset managers, and insurance product facilitation.

Kezia Ramsey is a CFP®-credentialed financial advisor with six years of industry experience, currently serving clients at Ameriprise Financial Services in Louisville, KY. Her prior work includes positions at Monticello Banking Company, Peoples Bank, J.P. Morgan Securities LLC, and J.J.B. Hilliard, W.L. Lyons. Ramsey holds leadership roles on several boards, including chairing the Gatton Emerging Leaders Board and serving as vice president of the Younger Women’s Club, which focuses on raising awareness and funds for women and children in Louisville. Ameriprise Financial Services is a large, diversified advisory firm that serves both individual and institutional clients, providing a specialized Premier Retirement Income service that focuses on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.