Kirk Camunez is a financial advisor with Edward Jones in Gold River, CA, holding a Series 66 designation and 23 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of advisors and branch offices.

Jacob Numainville is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. His background includes positions at Fidelity Investments, Equitable Advisors, and Montage Healdsburg. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a proprietary research process combined with quantitative analysis and algorithmic portfolio construction to manage model portfolios across various asset classes.

Chandler Stone is a financial advisor at OSAIC, holding a Series 66 designation. He has been in the industry since 2025 and has prior experience with Sierra Consulting Group, Yarro Studios Inc, TR Innovations LLC, and Kidnected World. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to manage portfolios across various asset classes, supporting both discretionary and non-discretionary account management.

Franklin Rockwell is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding a Series 66 designation and seven years of industry experience. He previously worked at AXA-Advisors, LLC and has held various roles including at Mindbody and Cal-Poly ASI. Outside of finance, he owns and operates a vending machine business in Roseville, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Janet Cooper is a financial advisor at Mass Mutual Investors Services with 40 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at several firms including LPL Enterprise LLC and Baystate Wealth Management. Cooper is also involved in investment-related activities outside of her advisory role. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, employing firm-approved software and collaborative planning methods.

Gina Clark is a financial advisor with Merrill in Roseville, CA, holding Series 63 and Series 65 designations and 14 years of industry experience. She has worked at Merrill since 2020 and previously spent six years at Hightower Securities, LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Vaughn is a financial advisor with Primerica Advisors in Rancho Cordova, CA, holding Series 63 and Series 65 licenses and with 26 years of industry experience. He has been with Primerica Advisors since 2006 and Primerica Financial Services since 1997. Outside of investment advisory services, he is involved in sales of loan products and home security and automation referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure, emphasizing a curated investment approach rather than institutional plan management.

Susanne Zito is a financial advisor with LPL Financial in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She has been with LPL Financial since 2015 and operates Zito Wealth Management as a DBA for her LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Ethan Guensler is a financial advisor with Equitable Advisors, holding a Series 66 designation and beginning his industry career in 2026. Prior to joining Equitable Advisors, he worked at Whispering Vine and held positions at the University of Nevada Reno and MOD Pizza. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to clients’ goals and risk tolerance.

Stephen Osborn is a Wealth Management Advisor at Merrill Lynch Wealth Management. He brings over 20 years of experience in the financial industry, specializing in family wealth management strategies, liquidity management, personal retirement planning, tax minimization, and retirement income. Stephen holds a Bachelor's Degree from Worcester State College and has earned several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP®), Chartered Retirement Planning Counselor™ (CRPC™), Chartered Financial Consultant® (ChFC®), Certified Private Wealth Advisor® (CPWA®), and Personal Investment Advisor (PIA). His team has been recognized on the Forbes Best-in-State Wealth Management Teams list from 2023 through 2026, highlighting his leadership and expertise. Outside of his professional work, Stephen is involved in the Pleasant Hill Baseball community. He enjoys hiking, reading, playing tennis, and spending time with his family.

Kristin Zehnder is a financial advisor at Raymond James & Associates with 27 years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at Merrill for 16 years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services through a range of portfolio management styles and affiliated research.

Radu Prisakar is a financial advisor with Charles Schwab, holding a Series 66 designation and 17 years of industry experience. His prior experience includes roles at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. He also serves in the U.S. Army Reserve as an NCO. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance, with a multi-asset, model portfolio approach and integrated custody and brokerage services.

Jodi Pieczynski is a financial advisor with UBS Financial Services in Roseville, CA, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. She has been with UBS since 1993. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Douglas Van Order is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with MML Investors Services LLC and MassMutual Life Insurance Company since 2013. Outside of his advisory role, he is president of Tier One Enterprise, Inc., a company focused on sales coaching and goal setting. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, using firm-approved software tools to develop written recommendations within collaborative, annual client engagements.

Sarah Torres is a Series 66 licensed financial advisor at Wells Fargo Advisors with six years of industry experience. She has been with Wells Fargo Clearing since 2006 and joined Wells Fargo Advisors Financial Network in 2026. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services and integrates advisory solutions with other financial products and referral channels.

Nicole Martinenko is a financial advisor with Wells Fargo Clearing in El Dorado Hills, CA, holding a Series 66 designation and 4 years of industry experience. She has been with Wells Fargo Clearing since 2010. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Ryan Rainbolt is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He specializes in family wealth management strategies, legacy planning, and individual and corporate investment strategy. Ryan works with private clients to help provide financial wellness for today and future generations. He has been recognized in the Forbes Best-In-State Advisors list from 2018 through 2026. Ryan holds the Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA) designations. He earned a Bachelor's degree in Business Administration with a focus on Finance from California State University, Chico. Ryan lives in Loomis, California, with his wife and two daughters. His personal interests include basketball, fishing, golfing, hiking, skiing, spending time with family, and traveling.

Michele Oldham is a financial advisor at Mass Mutual Investors Services with one year of industry experience. She holds the Series 63 and Series 66 designations and has previously worked at Nuvia, ClearChoice, and Pacific Dental Services. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach includes collaborative, goal-oriented financial planning using firm-approved software tools, with implementation of recommendations handled through separate brokerage or insurance arrangements.

Garrett Walker is a Series 65-licensed financial advisor with Fisher Investments, based in Granite Bay, CA, and has six years of industry experience. He has been with Fisher Investments since 2019, following three years at the University of Arizona. Fisher Investments serves a global client base of institutional and private investors, including pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process combining quantitative and qualitative research and utilizes tax-aware strategies and defensive tactics to manage risk.

Kari Allen is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. She has been affiliated with Edward Jones and Edward Jones Investments since 2009. Outside of finance, she has worked in a medical office performing therapy modalities and administrative duties. Edward Jones is a full-service wealth management firm serving a wide range of individual and institutional clients with over $1 trillion in assets under management. The firm offers discretionary and non-discretionary investment strategies, affiliated mutual funds, and operates under a fiduciary standard.