Jeffrey Giles is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 licenses. Prior to his current role, he worked at TD Ameritrade, NYLIFE Securities, and New York Life Insurance. Outside of his advisory duties, he occasionally assists with administrative tasks at a family healthcare business. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management services supported by multi-asset portfolios and rigorous due diligence on alternative investments.

Jim Gansner is currently serving as Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. In this role, he works closely with clients to help them achieve their financial goals by leveraging his extensive education, experience, and Fidelity's resources. He values building relationships with clients and assisting them in striving for a better life for themselves and their families. Prior to joining Fidelity, Jim held various positions in the financial industry, gaining experience in sales, consulting, and advisory roles. His previous roles include Financial Consultant at American Century Investments, Guidance Sales Manager at TD Ameritrade, Guidance Solutions Consultant at Scottrade Investment Management, Financial Advisor at Wells Fargo Advisors, and Fixed Income Sales at First Bankers' Banc Securities. Additionally, he held multiple leadership positions at Bank of America, including Vice President Student Banking, Vice President Small Business Lending, Assistant Vice President Training and Development, and Assistant Vice President Branch Manager.

Jose Cavazos is a Certified Financial Planner (CFP®) with 19 years of experience. He has been with Edward Jones since 2006, currently working in Chesterfield, MO. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Jennifer Summers is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and 16 years of industry experience. She has worked at Charles Schwab and Charles Schwab Bank since 2019 and previously spent 13 years at Scottrade, Inc. Summers serves as president of the Fort Zumwalt South Inline Youth Hockey Board and is secretary/registrar for the Fort Zumwalt South Bulldogs Hockey Club. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment management supported by multi-asset model portfolios, alternative investment due diligence, and an integrated operational platform.

Christopher Curry is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America, Merrill, and Verizon Wireless. Curry is currently based in O Fallon, Missouri. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management functions.

Vincent Raimondi is a Series 66 licensed financial advisor with one year of industry experience. He currently works at Merrill and previously held roles at SAP and Accenture. Raimondi serves as a successor trustee for a family trust. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Peter Buchanan is a CFP® professional affiliated with Charles Schwab, with four years of industry experience. He has worked at Charles Schwab and Co., Inc. since 2022 and previously held roles at Edward D. Jones Investment Company and TD Ameritrade. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary advisory services and access to affiliated discretionary separately managed accounts.

Gail Fernandez is a CFP® professional with 19 years of industry experience, currently affiliated with OSAIC. She has held roles with Loren Lumpe, Royal Alliance Associates, and Edward J Liberty, CFP. Outside of her advisory work, she owns a tax preparation service and serves as a compliance manager for Financial Legacy Associates, an insurance agency offering products to clients. OSAIC serves a diverse client base including individuals, high-net-worth investors, and institutions through an extensive network of advisers and multiple advisory platforms. The firm provides integrated brokerage and advisory services with portfolio construction supported by firm-provided tools and access to third-party managed account solutions.

Dala Freesmeier is a financial advisor at Edward Jones with 20 years of industry experience. She has held her current position at Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, and is supported by a nationwide network of more than 23,700 advisors.

Christopher Myers is a financial advisor at Osaic Wealth, Inc. with three years of industry experience. He holds Series 63 and Series 65 credentials and has prior experience with firms including The ON Equity Sales Company and Ohio National Life Insurance. He is also involved in providing life insurance and annuities through a related firm. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services utilizing advanced asset-allocation tools and supports various investment platforms and third-party solutions.

Daniel Marcotte is a financial advisor at Mass Mutual Investors Services with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Mass Mutual Investors Services since 1997, also maintaining a role with MassMutual Life Insurance Company since 1996. Outside of his advisory work, he serves as a finance committee member for Twin Oaks Church. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, goal-oriented planning engagements using advanced analytical tools and supports a range of investor needs through various programs and educational seminars.

Michael Mc Ghee is a financial advisor at Edward Jones with 11 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2014, based in O’Fallon, MO. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients and managing approximately $1.01 trillion in assets. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors and over 15,000 branch offices.

Nicholas Love is a financial advisor with LPL Enterprise, holding Series 66 and Series 63 designations and possessing 35 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and NFP Securities, Inc. He is also involved in insurance sales through Love Insurance and Financial Services Inc. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations, offering a range of advisory and brokerage services supported by LPL’s research, model portfolios, and third-party asset managers.

Geoffrey Rigabar is a CFP®-credentialed financial advisor with Edward Jones, where he has worked since 2007, totaling 19 years of industry experience. He is based in Chesterfield, MO. Outside of his advisory work, he has an interest in authorship through his wife's book royalties. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network. The firm manages approximately $1.01 trillion in assets under management and provides services under a fiduciary standard.

Alexander Ottinger is a CFP® and holds a Series 66 license, with nine years of industry experience. He has worked at Ameriprise Financial Services since 2016, following five years at Alexander Realty. Ottinger is based in Weldon Spring, Missouri. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

David Boersig is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and 29 years of industry experience. He previously worked for Ameriprise Financial Services, LLC for 14 years before joining LPL Financial in 2026. Boersig serves as a board member of the RHEMA Foundation/Midwest Career Source. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, with access to model portfolios, research, and advanced technologies supporting a range of investment strategies.

Teresa White is a financial advisor with LPL Financial, holding a Series 66 designation and 14 years of industry experience. She previously worked at Edward Jones for nine years before joining LPL Financial in 2019. In addition to her advisory role, she serves as a FINRA arbitrator. LPL Financial is a registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing both proprietary and third-party research to support discretionary and non-discretionary management strategies.

Ethan Bowers is a financial advisor at LPL Financial with six years of industry experience. He holds Series 63 and Series 66 designations and has worked at several firms including Bank of America, Merrill, and TD Ameritrade. His background includes roles in both financial services and other sectors such as Amazon and California Pizza Kitchen. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Zachary Judson is a financial advisor at Osaic Wealth Inc. with a Series 66 designation and approximately one year of industry experience. His prior work includes roles at Northwestern Mutual, Panda Express, and other organizations across various sectors. He has also been associated with academic institutions such as the University of Missouri-St. Louis and William Woods University. Osaic Wealth Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, employing asset-allocation tools and model portfolios that include a range of investment products managed on discretionary or non-discretionary bases.

William Meneses is a financial advisor with Ameriprise in Chesterfield, MO, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining Ameriprise, he worked at Impact Partnership Wealth, Aul Financial Group, Bank of America, Merrill Lynch, U.S. Bank, and Central Bank. He is involved in non-investment activities including managing social media for the Mid America Rugby Union and teaching at the American Retirement Institute. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning, tax-aware withdrawal strategies, and Social Security claiming options. The firm uses proprietary research and third-party data to support its recommendations, which are implemented non-discretionarily in collaboration with clients and their advisors.