Rosemary Sobrinski is a financial advisor at Citizens Securities, Inc. with four years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Citizens Securities since 2023, with prior experience at Trinity Wealth Securities, LLC and Florida Financial Advisors. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory approach includes a digital advisory program and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Dylan Smith is a financial advisor at Citizens Securities, Inc. with two years of industry experience. He holds Series 66 and Series 63 designations and has prior experience at Fidelity Investments and AlphaView Wealth Advisors. Citizens Securities serves retail clients, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital advisory program and a Managed Account program, with operations integrated within its broker-dealer and insurance activities.

Mohammed Zubairu is a financial advisor at Citizens Securities, Inc. with 24 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Hoopoe Capital Markets, LLC, Hoopoe Advisors, Santander Securities, and Navy Federal Brokerage Services. He is also a service member in the US Navy Reserve, performing aircraft maintenance. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm provides a digital advisory program and managed accounts while operating as a broker-dealer and insurance agency.

William Keller is a financial advisor at Citizens Securities, Inc. with 26 years of industry experience. He has been with Citizens Securities since 2002 and holds Series 63 and Series 65 licenses. Citizens Securities serves a diverse retail client base including individual and high-net-worth investors and retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Thomas Shumosic is a Certified Financial Planner (CFP®) with 35 years of experience in the financial services industry. He is currently affiliated with Kestra Advisory and has previously worked with Cadaret, Grant & Co., Inc., among others. Shumosic is the founder and president of MidAtlantic Retirement Planning Specialists and serves on the advisory board for the Financial Planning major at the University of Delaware as well as on the Board of Trustees for the Delaware Art Museum. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, and manager due diligence. The firm serves a diverse client base that includes large institutional investors and sovereign wealth funds.

Patrick Heller is a financial advisor at Citizens Securities, Inc. with 27 years of industry experience. He holds the Series 63 and Series 66 designations and has worked previously at firms including LPL Financial, CUNA Mutual Group, Equitable Advisors, and Santander Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm operates both a Managed Account program and a digital advisory platform that recommends ETF-based portfolios using proprietary algorithms and client risk profiles.

James Catanese is a financial advisor with Commonwealth Financial Network in Springfield, PA, holding Series 63 and Series 66 licenses and bringing 40 years of industry experience. He has been with Commonwealth since 2000. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and services including wealth management and retirement plan consulting. The firm offers a platform that supports advisors with operations, trading, technology, investment management, compliance, and practice management.

Matthew Taylor is a financial advisor at Cerity Partners LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Permit Capital Advisors for six years. Taylor serves as an unpaid board member of Northeast Energy Center and is involved as a managing member or authorized principal in several unregistered investment funds related to energy and community impact. He also serves on the pension board of the Lower Merion Police and Public Employee Pension Plan without compensation. Cerity Partners provides customized wealth management services to a diverse national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm utilizes tailored asset allocation and manager selection, incorporating proprietary quantitative screens and private-market investment offerings as part of its comprehensive service approach.

Anthony Corio is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses. He has 18 years of industry experience and has been with both Guardian Life and Park Avenue Securities since 2011. Outside of his advisory role, he serves on the executive board for Coaches vs. Cancer's Basketball Gala benefiting the American Cancer Society and provides debt counseling services. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and a combination of proprietary and third-party investment advisory programs.

Jeffrey Harvey is a financial advisor with Rockefeller Financial LLC, holding a Series 63 designation and over 32 years of industry experience. His career includes roles at Merrill and Bank of America prior to joining Rockefeller Financial in 2020 and Rockefeller Capital Management in 2025. Outside of finance, he is co-producing a three-season mini-series on the Apostle Paul and the Book of Acts. Rockefeller Financial LLC serves ultra-high and high-net-worth individuals, families, family offices, charities, corporations, and retirement plans by providing wealth management, financial planning, portfolio management, and retirement plan consulting. The firm integrates wealth, trust, and insurance services and offers access to alternative and private investments through a recapitalized ownership structure with significant institutional minority owners.

Rodney Nicholson is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience. He holds Series 65 and Series 66 credentials and has previously worked with The Vanguard Group, Public Partnerships, TIAA, and PNC Investments. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations using Charles Schwab’s research tools and standard asset allocation models. The firm operates within the Schwab ecosystem and does not directly charge clients fees, distinguishing its approach from many other enterprise wealth managers.

Dimitri Koutsiaftis is a financial advisor with Citizens Securities, Inc., holding Series 63 and Series 66 licenses and 11 years of industry experience. His prior roles include positions at Benchmark Investments LLC, G.F. Investment Services LLC, Reid & Rudiger, and NewBridge Securities Corporation. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Kirsten Olsen is a financial advisor at William Blair with 12 years of industry experience and holds Series 63 and Series 65 licenses. Prior to joining William Blair in 2024, she worked at Dalkeith Group, LLC, The Rondout Group, and also operates Springbank Advisory LLC, a consulting business. William Blair’s Private Wealth Management division offers discretionary and non-discretionary investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients, employing an active, research-driven approach across multiple asset classes.

Robert Halligan is a financial advisor with Hornor, Townsend & Kent, LLC, holding the ChFC® designation and Series 63 license. He has 42 years of industry experience, including over 35 years with Hornor, Townsend & Kent and a concurrent long-term affiliation with Penn Mutual Life Insurance Company. Outside of his advisory role, he operates an insurance brokerage focused on life insurance sales and service. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing the majority of its assets on a non-discretionary basis.

Christopher Pellegrino is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding Series 63 and Series 65 licenses and 21 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Bank, N.A., CCO Investment Services, and Citizens Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital advisory program and a Managed Account program, while it also operates as a broker-dealer and insurance agency.

David Sandstead is a financial advisor with Principal Financial Services in Wayne, PA, holding Series 63 and Series 65 licenses and having 28 years of industry experience. He has worked with Principal Securities Inc. since 2016 and with Principal Life Insurance Company since 1997. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Robert Kedra is a CFP® and Series 66-licensed advisor with Private Advisor Group, LLC. He has been with the firm since 2018 and has prior experience at LPL Financial, FPA Wealth Management, GAP Inc., Delaware Valley University, and Bloomsburg University. Outside of advising, he is involved with a clothing brand company and participates in organizing a local fashion week event. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves a broad client base including individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering portfolio management, financial planning, and access to third-party asset management programs.

Christy Rivera is a financial advisor at PNC Wealth Management in Wilmington, DE, holding Series 63 and Series 65 licenses with 20 years of industry experience. She has been with PNC Financial Services Group since 1999 and PNC Investments since 2005. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an invitation-only Portfolio Solutions Strategist Digital Offering that uses algorithmic risk assessment to recommend investment models managed by PNC or third-party strategists.

David Shoup is a CFP® professional with 30 years of experience, currently serving as an advisor at Hornor, Townsend & Kent, LLC. He has been affiliated with both Penn Mutual Life Insurance Company and Hornor, Townsend & Kent since 2003. Outside of his advisory role, he is involved in multiple insurance brokerage activities and participates as a partner in a networking group focused on sharing ideas among professionals. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and oversight with a predominantly non-discretionary investment approach.

Johan Scholdstrom is a financial advisor with Commonwealth Financial Network based in Malvern, PA, holding a Series 63 designation and totaling 35 years of industry experience. He has worked at Commonwealth Financial Network and Insurance & Investment Strategies since 2007. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm supports advisors with operations, trading, technology, compliance, and practice management, while offering various investment program structures and discretionary model portfolios.