Paul Bisbal is a financial advisor at Vanguard Advisers with 21 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Vanguard in 2025, he spent 15 years at TIAA and TIAA-CREF. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios primarily composed of Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Gregory Zegalia is a financial advisor at Vanguard Advisers with five years of industry experience. He holds the Series 66 designation and has worked at The Vanguard Group, JPMorgan Chase Bank, and J.P. Morgan Securities. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, constructing portfolios primarily from Vanguard funds and ETFs with tax-aware features and a range of customization options.

Sung Cho is a CFP® with six years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has been with Vanguard in various capacities since 2019, including roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., and previously worked at Springboard Media. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants, utilizing a goal-based, algorithm-driven approach with proprietary methodologies to set personalized asset allocations. The firm manages a large volume of client relationships through a combination of digital platforms and advisor teams, primarily focusing on retail and plan participant clients.

Joseph Brooks is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career in 1981 as a Financial Advisor in Philadelphia before relocating his practice to Media, Pennsylvania, in 1984. From 1993 to 2013, he served as the Resident Director of the Media office. After choosing to focus exclusively on client service in 2013, he expanded his practice with the addition of his daughter in 2017 and later integrated with the Exton office team in 2021. Joe’s expertise encompasses a range of client focus areas including divorce transition planning, family wealth management strategies, services for endowments, foundations, and non-profits, defined benefit plans, personal retirement planning, portfolio management, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. He applies his knowledge of risk management and personalized financial planning to support clients in building, preserving, and generating wealth. He holds a Bachelor of Science degree in Accounting from St. Joseph’s University and has earned professional designations such as Certified Investment Management Analyst (CIMA®), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional responsibilities, Joe enjoys golfing, reading, traveling, and spending time with his wife Denise, their three children, and five grandchildren. He has also served as President of Aronimink Golf Club in Newtown Square, Pennsylvania.

Deborah Mier is a financial advisor at Vanguard Advisers with four years of industry experience. She holds a Series 66 designation and previously worked for Mier Communications, Inc. (dba Miercom) for 15 years before joining Vanguard in 2022. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs.

Terry Stoneberg is a financial advisor at Vanguard Advisers with five years of industry experience. He holds a Series 66 designation and has worked at multiple Vanguard entities since 2025. Prior to joining Vanguard, he was employed at Randstad and NJM Insurance, and he also spent time involved with The Bridge Coffee & Community. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs.

Travis O Connor is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds a Series 66 designation and has worked at several firms including The Vanguard Group, Firstrust Financial Resources, Equitable Advisors, Kelman and Magliari Management, Ameriprise Financial Services, Capital Analysts, and Lincoln Investment. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach utilizing proprietary methodologies to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Darrell Montgomery is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His career includes roles at Vanguard Marketing Corporation, THE Vanguard Group, Inc., and prior experience with Quantify Wealth Solutions LLC and Spectrum Wealth Management, LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach and primarily constructing portfolios from Vanguard funds and ETFs. The firm manages a large client base through a combination of digital delivery and advisor support.

Maeghanfiona Talley Dyer is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. She has worked with various Vanguard entities since 2010 and serves as an executive board member for NBIA Disorders, a nonprofit organization focused on fundraising. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs, combining digital scale with personalized investment strategies.

Tyler Bruno is a financial advisor at Vanguard Advisers with four years of industry experience. He holds the Series 66 designation and has worked at Vanguard Advisers, The Vanguard Group, Inc., and Vanguard Marketing Corporation since 2022. Prior to that, he was employed at Automatic Data Processing Inc from 2020 to 2022. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily using Vanguard funds and ETFs.

Adam Herdel is a financial advisor at Vanguard Advisers with three years of industry experience. He holds the Series 63 and Series 66 designations and has worked at various Vanguard entities since 2016, including Vanguard Investments Australia Ltd and Vanguard Marketing Corporation. Vanguard Advisers offers automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized asset allocations, primarily utilizing Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and advisor teams.

Jian Shi is a financial advisor at Edward Jones with four years of industry experience. Prior to joining Edward Jones in 2025, Jian worked for Morgan Stanley Smith Barney LLC from 2021 to 2025 and operated Shi Consulting LLC from 2015 to 2021. He holds a Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment strategies supported by a nationwide network of financial advisors and branch offices.

Ryan Bronowicz is a CFP® and Series 66-licensed financial advisor with 17 years of industry experience. He has worked at The Vanguard Group since 2017 and previously held roles at PNC Investments LLC and PNC Bank from 2013 to 2017. Bronowicz is based in Malvern, PA. Vanguard Advisers delivers automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Matthew Devenney is a CFP® with 12 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2012. He holds a Series 63 license and is based in Malvern, PA. In addition to his advisory role, he assists in managing an immediate family member’s investment accounts in a limited fiduciary capacity. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and primarily invests in Vanguard funds and ETFs, offering a range of customization options and tax-aware strategies.

Praveen Chand is a CFP® professional with 24 years of industry experience, currently serving as an advisor at Vanguard Advisers in Malvern, PA. He has been with The Vanguard Group, Inc. since 2005. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily constructs portfolios from Vanguard funds and ETFs.

Philip Leshock is a Series 66 licensed financial advisor with Thrivent Investment Management, based in Exton, PA, with 12 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2013. Outside of his advisory role, he manages two rental properties jointly with his wife. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering comprehensive written recommendations across various planning areas while keeping planning and managed-account services separate.

Priya Ramchandran is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. She has been with Vanguard since 2014 and teaches Zumba fitness classes outside of her advisory work. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios largely composed of Vanguard funds and ETFs.

Robert Kearns Jr. is a financial advisor with Vanguard Advisers, holding the Series 63 and Series 66 credentials and seven years of industry experience. He has been with The Vanguard Group, Inc. since 2019. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach, primarily constructing portfolios from Vanguard funds and ETFs while offering tax-aware and customization features.

Robert Stuart is a financial advisor at Vanguard Advisers with seven years of industry experience. He holds Series 63 and Series 66 designations and has been with The Vanguard Group since 2019. Prior to joining Vanguard, he worked at Randstad and Maggiano's Little Italy. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, offering various customization options and serving a large client base through its digital platform.

Joseph Porter is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and four years of industry experience. He has worked at multiple Vanguard entities since 2021 and has additional experience at Randstad and other firms. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily Vanguard funds and ETFs.