Matthew Ferrugiari is a Financial Consultant currently working at Fidelity Investments. In this role, he partners with clients to develop and maintain personalized financial plans that focus on individual needs and financial objectives. His approach centers on assisting clients and their families with wealth growth and protection, investment decision-making, and simplifying financial management. Matthew has accumulated experience in the financial services industry, beginning as a Financial Services Representative at Lighthouse Financial Network from 2019 to 2021. He then joined Fidelity Investments, where he has held various positions including Financial Representative (2021-2022), Relationship Manager (2023-2024), Planning Consultant (2024-2026), and currently serves as Financial Consultant. Outside of his professional work, Matthew has interests in beach activities, fishing, fitness, football, golf, and running.

Abigail Kilroy is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Her prior roles include positions at Thompson Ferrier, Ankura, and Point Wealth Management. She studied at the University of South Carolina from 2020 to 2024. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and financial planning services supported by firm-approved tools and investment analyses. The firm manages approximately $2.74 trillion in client assets and provides planning through structured processes without offering individual security recommendations as part of standalone plans.

Anatoliy Belkin is a financial advisor at Primerica Advisors with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley and TD Bank. His other business activities include sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-driven strategies managed by unaffiliated asset managers and supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Joseph Pizzo III is a financial advisor with Morgan Stanley, holding Series 63, Series 65, and Series 66 licenses and bringing 32 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves as a 1st Lieutenant with the Commack Fire Department. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and the Global Investment Committee’s resources.

Michael Rivelli is a financial advisor with Primerica Advisors, holding a Series 63 designation and 22 years of industry experience. He has been associated with Primerica Financial Services since 1997 and PFS Investments Inc. since 2001. Outside of his advisory work, he has been involved with the Mineola Volunteer Ambulance Corps since 2022 and Emergency Ambulance Service since 2010, and he is also engaged with CAS Digital Printing. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, with an emphasis on model-driven portfolio strategies. The firm supports approximately 3,948 advisors and $15.5 billion in assets under management.

Karen Kelly is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. She holds Series 63 and Series 66 registrations and has been with J.P. Morgan Securities since 2014. Outside of her advisory role, she owns a co-op unit that she occasionally rents out. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Gordon Zhang is a financial advisor with Mass Mutual Investors Services, holding the ChFC® designation and Series 63 license. He has 30 years of industry experience, including 22 years at Metlife Securities Inc. and over a decade with MassMutual and its subsidiaries. Zhang is also active as a sales agent for individual life and health insurance, as well as group term life and group health insurance with several providers. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, offering financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm provides ongoing, collaborative planning engagements supported by advanced analytical tools and offers specialized programs including estate settlement and employer-sponsored planning.

Harry Beatty is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated firm since 2019, following five years at FSC Securities Corp. Outside of his advisory role, he serves as Vice President of a tax and legal liability consulting business and acts as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing a range of portfolio management options with both proprietary and third-party strategies.

Har Ming Lee is a financial advisor with Cetera holding a Series 63 designation and 11 years of industry experience. His work history includes roles at Cetera Investment Services LLC, East West Bank, Royal Business Bank, and CitiBank. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and consulting services, supported by a network of over 10,000 advisors and more than $256 billion in assets under management.

Usha Dyal is a financial advisor at J.P. Morgan Securities with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2012, also working with JPMorgan Chase Bank, N.A. since 2009. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Nika Kaur is a financial advisor at Morgan Stanley with four years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at J.P. Morgan, TD Securities (USA) LLC, and TD Bank. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and structured discovery conversations. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Haney Dimian is a CFA® charterholder with 19 years of industry experience. He currently works at Wells Fargo Clearing and has previously held positions at TD Bank, N.A., TD Private Client Wealth LLC, and HSBC Securities (USA) Inc. Outside of advising, he is involved in managing investment-related rental properties jointly owned with his spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers brokerage and advisory solutions, utilizing research and analytics to support diversified investment approaches.

Michael Blake Sr. is a financial advisor with Cetera who holds a Series 66 designation and has 13 years of industry experience. His prior roles include positions at LPL Financial and Kestra Advisory Services. He serves as president of Merrick Cares for Blue, a nonprofit supporting law enforcement officers and their communities. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting more than 10,000 advisors and overseeing over $256 billion in assets.

Alexis Lynch is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 66 licenses and 15 years of industry experience. Prior to joining Ameriprise in 2026, Alexis worked at UBS Financial Services for nine years and Morgan Stanley for three years. Ameriprise is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement-income planning focused on income sources and tax-aware withdrawal strategies.

Angelo Flores is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and nine years of industry experience. He has a background working extensively within various J.P. Morgan entities and has also been involved with Fidelis Leaders LLC, where he provides coaching and leadership consulting focused on sales and marketing for business owners. Additionally, he participates in product endorsement activities unrelated to his advisory role. J.P. Morgan Securities LLC offers investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations. The firm provides non-discretionary services delivered by a select group of Wealth Advisors within the broader J.P. Morgan organization.

Martin Albanese is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Charles Schwab, Stifel Nicolaus, TD Ameritrade, Lincoln Investment, and Fidelity. Albanese is based in Garden City, NY. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Isaac Bitton is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2006. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Max Willett is a financial advisor at Morgan Stanley with a Series 66 designation and one year of experience in the industry. Prior to joining Morgan Stanley in 2025, he held positions at DoorDash, Inc., UBS Financial Services Inc., and contributed to several educational and community organizations, including the University of Pennsylvania, CUNY Baruch College, and the Mid-Island Y Jewish Community Center. He also worked with the Financial Services Volunteer Corps. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs. The firm emphasizes a structured financial planning process using firm-approved tools and offers access to various investment and planning strategies across its broad platform.

Lisa Bricca is a financial advisor at Morgan Stanley with 27 years of industry experience. She has been with Morgan Stanley since 2009 and holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Daniel Ceriano is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 1983. He currently leads a team of Financial Advisors and support staff, focusing on helping clients prioritize and achieve their financial goals through an organized and client-centered approach. Daniel emphasizes understanding family dynamics and intergenerational objectives to provide tailored advice and direction. His primary areas of expertise include wealth management planning, portfolio construction, tax minimization, and generating income and growth for retirement. He applies a strategy of listening closely to clients' goals and concerns to develop effective financial plans. Daniel holds the professional designations of Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Daniel graduated from the City University of New York with a Bachelor of Science degree in Accounting and Finance. He is recognized for his contributions in the field, having been named to the 2023 Forbes "Best-In-State Wealth Advisors" list.