Mary Guza is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 credentials and 19 years of industry experience. She has worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association, as well as Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and investment modeling techniques.

Stephen Becker is a financial advisor with Cetera, holding Series 65 and Series 63 credentials and two years of industry experience. Prior to joining Cetera, he worked at Avantax Advisory Services and operates Beckers Tax Service, a tax preparation and consulting business serving individuals, businesses, and estates. Cetera Investment Advisers LLC is an SEC-registered firm providing a multi-manager platform to over 10,000 advisors nationwide, serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services with access to affiliated and unaffiliated third-party managers.

Matthew Brehne is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and previously worked at monday.com, Better.com, and ADP. He is currently based in Morristown, NJ. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by the Global Investment Committee’s analyses.

David Margolies is a financial advisor with RBC Capital Markets, LLC, holding a Series 66 designation and 16 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. from 2015 to 2018. Outside of his advisory role, he volunteers with The Katelyn Morales Foundation, a nonprofit organization that provides scholarships in memory of a deceased friend's daughter. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of wrap fee advisory programs and portfolio management services tailored to clients’ advisory risk profiles, utilizing both in-house and third-party investment managers.

Michael Stefani is a financial advisor at Raymond James Financial with 22 years of industry experience. He has previously worked at Bank of America and Merrill Lynch. Outside of his advisory role, he is also associated with Iron Ridge Wealth Management Group in a non-owner capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutional clients, using tailored, non-discretionary planning supported by advanced analytical tools.

Thomas Collins III is a financial advisor at RBC Capital Markets with 19 years of industry experience. He holds a Series 66 designation and has been with RBC since 2012. Outside of his advisory role, he is a passive owner and partner in Paradigm Hotel Group, LLC, involved in hotel property ownership, operation, and leasing. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and corporations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services, utilizing a mix of in-house and third-party investment managers tailored to client risk profiles.

Scott Anderson is a CFP®-certified financial advisor with 37 years of industry experience, currently affiliated with LPL Financial since 2004. He is based in Morristown, NJ, and holds a Series 63 license. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs and financial planning services, including both discretionary and non-discretionary management, supported by proprietary and third-party research.

Zachary Seigal is a Series 66 licensed advisor at Fidelity with one year of industry experience. His prior roles include positions at Management Planning Inc and various customer service jobs. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research with quantitative analysis and algorithmic portfolio construction. The firm manages model portfolios using a broad range of mutual funds, ETFs, and ETPs and serves in advisory roles for registered investment companies and fund‑of‑funds.

Gilbert Moscatello Jr. is a CFP®-certified financial advisor with 29 years of industry experience. He is currently with Cetera and has held roles at Allied Wealth Partners and Securian Financial Services, among others. Moscatello is involved in community outreach as an officer of the College of NJ Wrestling Endowment Committee and owns an independent business called Independent Wealth Strategies. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients, offering a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors nationwide.

Nicole Monte is a Series 65-licensed financial advisor with Primerica Advisors, bringing 18 years of industry experience. She has been with Primerica Advisors since 2007 and also operates Joseph Michael Monte, LLC, an investment-related business. Outside of her advisory role, she is involved in referral activities for home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited discretionary separately managed accounts. The firm employs a curated third-party asset manager platform with a tiered wrap-fee structure and delegates trading responsibilities to BNY Mellon Advisors.

Eileen McLaughlin is a financial advisor at Merrill with 19 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Barry Friedson is a CFP®-certified financial advisor with 13 years of industry experience. He is currently with LPL Financial and has previously worked at Cetera, Allied Wealth Partners, and Minnesota Life Insurance Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning services, and investment management options supported by extensive research and technology.

Samuel Stroud III is a financial advisor at Cambridge Investment Research Advisors with five years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously at SEI Investments, Trinity Wealth Securities, and Tristate Financial Advisors. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals using a range of discretionary and non-discretionary strategies across multiple custody platforms.

Michelle Madsen is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds the Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2005. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and economic scenario modeling.

Joseph Reed is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He previously worked at 1st Global Advisors, Inc. and 1st Global Capital Corp for nine years and has been affiliated with Caristia, Kulsar & Wade LLC since 1996. Reed is a partner in CKW Advisors, LLC, a CPA affiliate program. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, with both discretionary and non-discretionary management supported by research from in-house and third-party sources.

Barry Morris is a CFP® professional with 17 years of industry experience, currently serving at Cetera. His prior career includes roles at Avantax Investment Services, Avantax Advisory Services, and Avantax Insurance Agency. Outside of his advisory work, he owns ROCMOR Financial Services, which provides tax preparation, accounting, and financial services, and serves as an elected volunteer board member for The Sheen Center for Thought & Culture. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors offering a range of services including portfolio management, financial planning, and retirement plan consulting. The firm serves individual, retirement plan, corporate, charitable, and institutional clients through multiple investment platforms and program structures.

Onel Gonzalez is a financial advisor with Merrill in Florham Park, NJ, holding a Series 66 designation and eight years of industry experience. His prior experience includes roles at UBS Financial Services Inc. and The Chatham Club. Merrill and its affiliate Managed Account Advisors LLC provide managed account services through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Sullivan is a financial advisor at Raymond James & Associates with 32 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at UBS Financial Services Inc. for 14 years. Outside of his advisory role, Sullivan serves in a political capacity for Essex Fells Borough. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, and government entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Dora Maltez is a financial advisor at LPL Enterprise with 26 years of industry experience. She holds the Series 66 designation and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model wealth portfolios, combining advisory programs with brokerage and insurance products through an integrated platform.

Michelle Janus is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and two years of industry experience. Prior to joining Mass Mutual in 2023, she worked in education and retail, including positions at Washington Township and Midland Park School Districts, Ulta, and Joe Trivia. She also operates an outside insurance business specializing in life, fixed annuities, disability, long-term care, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning, asset management, and educational seminars, utilizing collaborative, software-supported approaches to develop written recommendations tailored to client goals.