Jian Qi is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He has been with Transamerica Financial Advisors since 2016 and also maintains a role at World Financial Group, Inc. Outside of his advisory work, Jian Qi is involved in the sales of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors, LLC provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes a broad advisor network and multiple program platforms, relying on model portfolios and third-party managers to implement its advisory strategies.

Jeffrey Buczek is a financial advisor at SPC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Sigma Planning Corporation and Sigma Financial Corporation since 2009. He also sells various insurance products, including life, long-term care, and Medicare supplement insurance, through multiple insurance companies. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, employer-sponsored plans, charitable organizations, and corporate clients. The firm supports a large network of advisors delivering tailored, discretionary investment advice and maintains notable affiliations with broker-dealers and insurance agencies.

Ali Agha is a financial advisor with Eagle Strategies (NY Life) based in White Plains, NY. He holds the ChFC® designation and Series 63 license, with 16 years of industry experience. His career includes roles at Eagle Strategies since 2017, Nylife Securities LLC since 2010, and New York Life Insurance Company since 2009. Eagle Strategies serves a diverse client base including individuals and institutions, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages a significant portion of assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Steven Testino is a CFP® with 26 years of experience in the financial services industry. He is currently affiliated with Private Advisor Group, LLC and LPL Financial LLC, having previously worked at Merrill and Morgan Stanley, among others. Outside of advising, he has involvement in the restaurant business through SCT Restaurant LLC. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model that includes both discretionary and non-discretionary management, leveraging technology platforms and third-party managers to implement a variety of investment strategies.

Michael Dimola is a financial advisor at Hightower Advisors with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has prior experience at Securities America Advisors, Inc. and Securities America, Inc. He also operates a CPA practice, Michael Dimola, CPA, PC, which he has owned since 1996. Hightower Advisors provides investment advisory and planning services to a wide range of individual and institutional clients. The firm’s approach includes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, and offers services such as discretionary portfolio management, financial planning, and retirement plan consulting.

Michael Wenger is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses with 18 years of industry experience. He has been affiliated with both Guardian and Park Avenue Securities since 2006. Outside of his advisory role, he has pursued interests in electronic dance music and has been involved in a restaurant/lounge venture in New York City. Park Avenue Securities LLC, a wholly owned subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services, including access to proprietary and third-party investment solutions, combining advisor-led discretionary management with model-based strategies.

Jordan Ceraso is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 designation and 12 years of industry experience. His work history includes multiple roles at both firms since 2015. Outside of these roles, he also offers insurance products beyond Guardian Life when appropriate. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and advisory services to individuals, corporate clients, and organizations. The firm offers a range of financial planning and investment management solutions, including discretionary and model-based strategies, as well as specialized advisory and consulting services.

Matthew Piro is a financial advisor with Park Avenue Securities, a subsidiary of Guardian Life Insurance Company of America. He holds a Series 66 designation and has eight years of industry experience. His prior roles include positions at Zimmer Capital and ongoing service at Park Avenue Securities and Guardian Life since 2017. Outside of his advisory role, he works as an independent contractor involved in insurance sales unrelated to Guardian Life. Park Avenue Securities provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers access to proprietary programs, third-party advisory solutions, and a digital advisory platform.

Mitchell Ostrove is a financial advisor with Ameritas Advisory Services, LLC, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 57 years of industry experience, including long tenures at Ameritas-affiliated firms and founding The Ostrove Group, where he serves as chairman and CEO. Ostrove is also a licensed independent insurance agent and is a member of the National Association of Insurance and Financial Advisors (NAIFA). Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers asset management, financial planning, and retirement plan advisory through a mix of model portfolios, mutual funds, ETFs, and individual securities, utilizing multiple program platforms and third-party technology to customize solutions.

Sean Franklin is a financial advisor with Stratos Wealth Partners, Ltd., holding Series 63 and Series 65 credentials and 28 years of industry experience. He has worked with Stratos Wealth Partners and LPL Financial since 2016 and was previously with Eagle Strategies (NY Life) from 2011 to 2016. Stratos Wealth Partners, Ltd. is an SEC-registered enterprise adviser with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse client base, including high-net-worth individuals, retirement plans, corporations, nonprofits, and institutional clients, using an IAR-driven model with open-architecture portfolio management and integrations with multiple third-party platforms and managers.

Jasmine Britton is a financial advisor at TIAA-CREF with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Citizens Securities, Inc., JP Morgan Securities LLC, and JP Morgan Chase Bank. Britton also serves as a Notary Officer for the state of New Jersey in a sole proprietorship capacity. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA employer retirement plan relationships. The firm separates planning services from ongoing portfolio management and acts as adviser to a donor-advised fund, operating within a vertically integrated group using affiliated funds.

Paul Schackman is a financial advisor with Guardian Life and holds Series 63 and Series 66 licenses. He has 15 years of industry experience and has worked at firms including Steward Partners Investment Solutions, Raymond James Financial Services, and AGIA, where he was appointed as an agent to sell non-securities insurance products. Paul works with Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, which provides brokerage and investment advisory services to individuals, retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies through proprietary and third-party platforms, along with access to insurance products and alternative investments.

Jeffrey Neeck is a financial advisor at Guardian Life with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has worked primarily with Guardian Life and its affiliated entities since 1997. His outside business activities include ownership interests in a general agency and involvement with Silver Lining P&C Alliance. Guardian Life’s subsidiary, Park Avenue Securities LLC, offers brokerage and investment advisory services to a range of clients including individuals, retirement plan sponsors, and charitable organizations. The firm combines advisor-led discretionary management with model-based strategies and provides access to proprietary and third-party advisory solutions.

Thomas Herkert is a CFP® professional with 37 years of experience in the financial advisory industry. He is currently with Commonwealth Financial Network and also operates Herkert Advisors, LLC. His prior experience includes roles at Kestra Advisory Services, LLC and Westchester Financial Advisors. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors and managing over $210 billion in client assets. The firm provides a broad platform that includes managed-account programs, access to third-party asset managers, and custody services, offering a range of investment options tailored to client goals and risk tolerance.

Michael Lynch is a CFA® charterholder with 16 years of industry experience. He has been with Citigroup Global Markets since 2016, following prior roles at Maltin Wealth Management, Inc. and Merrill. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains internal research and risk management resources while supporting large-scale and complex client relationships.

Charlie Yeung is a financial advisor at Citigroup Global Markets with 29 years of industry experience. He has been with Citigroup Global Markets since 2007 and holds Series 63 and Series 65 licenses. Outside of his advisory work, he is associated with The Bohea Associates Ltd., a food importing and wholesale business. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with a combination of internal oversight and external partnerships, supporting a wide range of discretionary and non-discretionary investment solutions.

Edison Aracena Lorenzo is affiliated with Citigroup Global Markets and holds Series 63 and Series 66 designations. He has six years of industry experience, having worked at Citigroup since 2017 in various capacities, as well as prior roles at J.P. Morgan Securities LLC, JPMorgan Chase Bank, N.A., and Pay-O-Matic. Citigroup Global Markets serves individual and institutional clients across wealth management segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains substantial institutional scale with specialized market roles such as acting as a swap dealer and futures commission merchant.

Pablo Baiza Castro is a financial advisor with Empower Advisory Group in Bloomfield, NJ, holding Series 63 and Series 65 credentials and two years of industry experience. His prior roles include positions at Primerica Advisors, Citizens Bank, and Harvard Business School. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services integrate with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns, annual rebalancing, and clients’ savings rates.

David Heitner is a financial advisor with Independent Financial Group, LLC, holding Series 63, 65, and 66 licenses and bringing 12 years of industry experience. He has worked with several firms, including Securities America Advisors and LPL Financial. Outside of financial advising, he is the owner and officer of Heits Building Services, Inc., a commercial cleaning business established in 2003. Independent Financial Group, LLC offers investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm utilizes a combination of strategic asset allocation, multi-manager portfolios, and ongoing due diligence to deliver tailored investment strategies.

Thomas Brown is a financial advisor at Citigroup Global Markets with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Merrill, JPMorgan Securities LLC, and Capital One Bank. Citigroup Global Markets serves individual and institutional clients across wealth management segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with a combination of large institutional scale and unique market roles.