Margaret Simonds is a financial advisor with Mass Mutual Investors Services in Southborough, MA, holding a Series 63 license and 11 years of industry experience. Her prior roles include positions at Park Avenue Securities and Guardian Life. She is also active as a sales agent in individual and group life, health, disability income, and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing, collaborative planning engagements that use firm-approved tools to analyze client goals and deliver written recommendations.

Maxwell McGourty is an Investment Consultant at Fidelity Investments, a role he has held since 2024. He works with clients to co-create investment plans related to their financial goals. Prior to this position, he held several roles at Fidelity Investments, including Investment Solutions Representative from 2023 to 2024, High Net Worth Representative from 2022 to 2023, and Customer Relationship Advocate from 2021 to 2022. His experience encompasses various aspects of client relationship management and investment solutions within the firm.

Garth Fondo is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research and modeling techniques to deliver tailored, tax-efficient withdrawal strategies through a centralized consulting team.

Danielle Drew is a CFP® professional with seven years of industry experience, currently affiliated with Cetera. She has worked at several firms, including Commonwealth Financial Network and Triad Advisors. Outside of finance, she is a fitness instructor at NRG Fitness, where she teaches cardio and strength classes. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary services through a large network of independent advisors.

Brian Pelczarski is a financial advisor with LPL Financial in Worcester, MA, holding a Series 66 designation and 21 years of industry experience. He previously worked at Voya Financial Advisors for five years before joining LPL Financial in 2021. Outside of his advisory role, he owns Commonwealth Consulting Group LLC, a business unrelated to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Michelle Allison is a financial advisor at Merrill with 16 years of industry experience. She holds Series 63, 65, and 66 designations and has previously worked at Prudential Financial, Bank of America Merrill, Ameriprise Financial, and Riversource Investments. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stephen Hall is the sole advisor at Yarrington Management Company, an independent firm based in Westborough, MA. He holds Series 63 and Series 65 licenses and has 21 years of industry experience. Prior to founding Yarrington Management Company in 1999, Hall became a partner at Higley Hall & Company, Inc., where he advises boards of banks, credit unions, and trust companies on senior management and policy issues. Yarrington Management Company provides independent advisory services with a focus on personalized client engagement.

James Maxon is the sole advisor at James D. Maxon Financial Advisors, LLC, an independent firm based in Bedford, MA. He holds Series 63 and Series 65 licenses and has 24 years of experience in financial advising. Prior to establishing his advisory firm in 2003, he has operated as a Certified Public Accountant since 1986, maintaining that practice alongside his advisory work. James D. Maxon Financial Advisors serves individual clients with personalized financial strategies, combining investment management with accounting insights.

Meredith Murphy is a CFA® charterholder and principal at Financial Well-Being Advisors LLC, an independent firm based in Wellesley, MA, with nine years of industry experience. She also serves as Chief Accounting Officer at Genesis, a firm providing back-office support services, where she oversees the accounting group. Financial Well-Being Advisors LLC is a single-advisor firm focused on delivering financial planning and investment management services.

Jeffrey Bonvallat is a CFA® charterholder with 22 years of industry experience. He has been the sole advisor at Bon Investments, LLC since 2003. The firm is an independent, single-advisor registered investment adviser based in Acton, MA. Bon Investments, LLC provides portfolio management services primarily to individual clients, managing approximately $67.94 million in assets across about 60 accounts. The firm focuses on ongoing portfolio oversight and typically serves clients with larger individual portfolios, maintaining a more concentrated client base than many independent advisers.

Stephen Peck is the sole advisor at Stephen H. Peck Employee Benefits Solutions in Needham, MA, with over 30 years of experience in employee benefits. He holds a Series 63 designation and has worked with multiple benefits firms since 1989, including his current practice established in 2011. His career has focused on consulting and brokerage for employee health and ancillary insurance. Stephen H. Peck Employee Benefits Solutions serves for-profit and not-for-profit organizations by providing brokerage and consulting services for employee health, dental, and ancillary insurance. The firm refers clients seeking retirement investment guidance to independent wealth management representatives and does not manage plan assets or charge asset-based fees.

Kalule Guwatudde is a financial advisor at BoraBond, LLC, holding a Series 66 designation with one year of industry experience. His career background includes roles at Nortlov Securities, Kalepa Corporation, TA Associates, and McKinsey and Company. BoraBond provides discretionary and non-discretionary asset management services focused on government-backed bonds issued by African sovereign entities. The firm builds diversified portfolios of African sovereign fixed-income instruments using fundamental and technical analysis, tailoring accounts to individual client circumstances and risk tolerances.

William Dion is a CFP® professional with 17 years of experience in financial services. He is currently affiliated with XYPN Sapphire and previously worked at Tenere Wealth Advisors, Cerity Partners LLC, Prio Wealth LP, and Rockland Trust. XYPN Sapphire provides investment management and financial planning to individuals, trusts, estates, business entities, and retirement plans. The firm employs a long-term, risk-based investment approach using diversified portfolios and offers adviser-tailored plans supported by a corporate RIA structure owned by XY Planning Network.