Nicholas Sangermano is a financial advisor with MassMutual Investors Services in Salem, NH, holding Series 63 and Series 66 credentials and possessing 25 years of industry experience. He has been with MML Investors Services and MassMutual Life Insurance Company since 2016. Outside of advisory services, he is licensed to provide indexed annuities and sales of life, health, disability, long-term care, fixed annuities, and equity fixed life insurance products. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars, delivering collaborative annual planning engagements that utilize firm-approved software and tools.

Stella Shen is a financial advisor at OSAIC with a Series 66 credential and one year of industry experience. Prior to joining OSAIC, she worked at Holistic Financial and Retirement Group and held positions in education at Tufts University, Andover High School, and Doherty Middle School. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, providing integrated brokerage and advisory services, financial planning, and access to various investment platforms and third-party money managers. The firm employs multiple asset-allocation tools and offers both discretionary and non-discretionary management, with portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Nancy Libardoni is a financial advisor with LPL Enterprise, holding the ChFC® designation and Series 63 and 65 licenses, and has 25 years of industry experience. Prior to joining LPL Enterprise in 2025, she founded Libardoni Financial in 2019 and worked at Gilbane Building Company from 2010 to 2018. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and other institutions, offering financial planning, consulting, access to model portfolios, third-party asset management, and brokerage and insurance products through its integrated platform.

Ian Clarke Pounder is a financial advisor with Raymond James Financial in Nashua, NH, holding Series 63 and Series 65 credentials and over 43 years of industry experience. He has been with Raymond James Financial and its related entity since 2009. Outside of his advisory role, he serves on the finance and investment committee of Bishop Guertin High School, a nonprofit private school, where he reviews the school budget and investment programs. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Mark Nichols is a financial advisor at OSAIC with 20 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials and previously worked for Woodbury Financial Services, Inc. for 16 years. Nichols also operates his own CPA firm, providing accounting and tax services, and serves on the investment committee for the Pike School. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to construct and manage a variety of investment portfolios.

Dale Lewis is a CFA® charterholder and holds a Series 66 license, with seven years of industry experience. He is currently affiliated with Cetera and has prior experience at firms including LPL Financial and Avantax Advisory Services. Outside of his advisory work, Lewis is the owner of Taxes and a Plan, a tax preparation and accounting services business. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers.

Kevin Collins is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and combines retail and institutional capabilities alongside specialized investment and structured-product services.

Amy Moore is a financial advisor at Merrill with 43 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Merrill since 1982, concurrently serving at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Joseph Caci is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been associated with Primerica Advisors and affiliated entities since 1997 and is involved in sales of investment-related products as well as referral activities for home security and automation services through related companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services primarily through model-driven strategies managed by unaffiliated asset managers.

Bernard Reitman Jr. is a financial advisor with Primerica Advisors in Andover, MA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1993. In addition to his advisory role, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities while employing a tiered wrap-fee structure.

Daniel Omogrosso Jr. is a financial advisor at Ameriprise with 36 years of industry experience. He holds the ChFC® and Series 63 designations and has been with Ameriprise since 2005. Outside of his advisory role, he serves as president of OC&C, Inc., a financial planning business. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on income planning and tax-aware withdrawal strategies for clients near or in retirement.

Robert Vanasse Jr. is a Wealth Management Advisor at Merrill Lynch Wealth Management. He works with high-net-worth families across generations, focusing on retirement planning and financial well-being. Robert aims to understand clients' needs and objectives to help formalize and prioritize their financial goals. He has over 35 years of experience assisting business owners, corporate executives, and their families with opportunities related to estate taxes and next generation planning. His expertise includes planning, developing wealth management strategies, and portfolio management. Robert holds a Bachelor of Arts and Sciences degree in Economics from Boston College. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification, the Chartered Retirement Planning CounselorSM (CRPC®) designation, the Certified Private Wealth Advisor (CPWA) credential, and the Personal Investment Advisor (PIA) designation.

Adam Gaudreau is a Financial Consultant at Fidelity Investments, where he applies his expertise to help clients and their families work toward achieving their financial goals. He emphasizes a collaborative approach built on trust and a thorough understanding of each client's unique objectives and concerns. Adam has held various roles at Fidelity Investments since 2016, including Managed Solutions Consultant, Senior Portfolio Specialist, Portfolio Specialist, Investment Consultant, and Relationship Manager. This progression reflects his extensive experience in portfolio management and client relationship development within the financial services industry. Outside of his professional work, Adam engages in activities such as family outings, fishing, fitness, hiking, outdoor adventures, and parenthood.

Thomas M. Caputo is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has over 34 years of experience in the wealth management field and joined Merrill Lynch in 2004. His professional focus includes developing strategies and providing advice for individuals, families, and businesses by understanding their short- and long-term financial objectives. Tom's expertise encompasses a wide range of wealth management areas, including corporate executive services, executive and equity compensation, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, and tax minimization. He holds the CERTIFIED FINANCIAL PLANNER4 designation awarded by the Certified Financial Planner Board of Standards, Inc., among other professional credentials. He is a graduate of Boston College's Carroll School of Management. Tom lives in Milton, Massachusetts, with his wife, Kait, and their three children. The family is active in the community and supports several organizations, including Brigham and Women's Hospital NICU, The Boys & Girls Club, the National Kidney Association, and the St. Rock Haiti Foundation.

Tristan Henderson is a financial advisor at Charles Schwab with 15 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at TD Ameritrade, Santander Bank, and Fidelity Investments. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals, offering both non-discretionary and discretionary investment advisory services through its Schwab Wealth Advisory program. The firm provides integrated brokerage, custody, and financial planning services supported by multi-asset model portfolios and centralized operational infrastructure.

Kevin Losty is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and with 26 years of industry experience. He has been with Cambridge Investment Research Advisors since 2018 and also manages Losty Wealth Management and has been an independent insurance agent since 2018. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing a variety of portfolio management approaches and custody arrangements.

Francesco Puopolo is a financial advisor with Charles Schwab in Burlington, MA, holding Series 63 and Series 65 licenses and seven years of industry experience. Prior to joining Charles Schwab in 2022, he worked at Citizens Securities, Inc. and Lincoln Financial Group. Outside of his advisory role, he manages office operations for R&A Industries Inc., a hydraulic hose and fitting assembly and distribution company. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through a variety of advisory and brokerage services. The firm offers a mix of non-discretionary and discretionary investment management programs supported by centralized custody and due diligence resources.

Samuel Levine is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill, he worked at Bank of America and Equitable Advisors, LLC. His background includes roles outside finance, such as positions with Amazon and Dunkin, as well as employment during his university years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Edward Cotton is a financial advisor with Equitable Advisors in Nashua, NH, holding a Series 66 designation and over 22 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 2003. Outside of his advisory role, he serves as co-trustee for his parents’ living trust and holds power of attorney to manage trades if his father becomes incapacitated. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm offers advisory programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment models and managers.

Evangelos Glicos is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work includes roles at Opus Consulting, Webster Pacific LLC, Walmart, and Martindale Country Club. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolios.