Drew Frazee is Vice President, Wealth Planner at Fidelity Investments, a role he has held since 2018. He has been with Fidelity for nearly 30 years, during which he has built lifetime relationships with clients and their families to create personalized wealth plans aimed at financial success across generations. His extensive experience at Fidelity includes roles such as Vice President, Financial Consultant from 2006 to 2017, Financial Consultant from 2001 to 2006, Retirement Inside Wholesaler from 1998 to 2001, and Retirement Investments Specialist from 1996 to 1998. Throughout his career, Drew has focused on applying his process, core business beliefs, and personal values to prioritize clients' interests. No specific details regarding his education, credentials, personal interests, or community involvement were provided.

Julia Jimenez is a financial advisor at Fidelity with two years of industry experience. She holds a Series 66 designation and has previously worked at the Isenberg School of Management. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in managing model portfolios and offers oversight of affiliated and unaffiliated sub-advisers.

Logan Hammerstein is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jessica Taverni is a financial advisor at Fidelity with 17 years of industry experience. She holds a Series 66 designation and has worked at Fidelity Brokerage Services LLC since 2010. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs. The firm also serves as an adviser to multiple registered investment companies and engages in activities such as proxy voting and governance oversight.

Carlos Martins is a financial advisor with Primerica Advisors in Lincoln, RI, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Primerica Advisors since 2005 and Primerica Financial Services since 2004. In addition to his advisory role, Martins is involved in sales of home-related products through affiliated companies, including mortgage and home security services. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and offers a tiered wrap-fee structure for its services.

Allison Forte is a financial advisor with Fidelity, holding a Series 66 designation and one year of industry experience. Prior to joining Fidelity, she worked at Sunrun Inc for seven years. She serves as a volunteer board member for Petersham Montessori School, participating in monthly meetings and fundraising activities. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe.

Griffin Hevey is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. He has worked at Fidelity Investments since 2021 and has held positions at several academic institutions, including Johnson & Wales University and Rhode Island College. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage multi-manager funds and model portfolios.

Justin Houle is a financial advisor with Fidelity Investments in Smithfield, RI, holding Series 63 and Series 66 credentials and four years of industry experience. He has been with Fidelity since 2021. Outside of his advisory role, he is involved with Boston House of Pizza. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to both retail and institutional clients. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in managing portfolios, serving a diverse client base including registered investment companies and an IRS-qualified Charitable Gift Fund.

Robert Lafitte II is a financial advisor with Merrill, holding Series 63 and Series 66 designations and 19 years of industry experience. He has worked at Merrill since 2009 and Bank of America since 2014. Outside of finance, he has been involved with Rockin' Soul Horns since 1997 and has a long-standing affiliation with Bryant University beginning in 2002. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Kenneth Kirwin is a Financial Consultant at Fidelity Investments, where he has been working since 2021. In this role, he partners with clients to create customized financial plans aimed at helping them achieve their long-term goals. He focuses on understanding the priorities of his clients and their families to serve as their advocate. Kenneth has extensive experience in the financial services industry, having held multiple positions at Fidelity Investments since 2000. His previous roles include Director Retirement Planner, Senior Regional Investment Consultant, Client Manager, and Retail Service Representative. Prior to joining Fidelity, he worked as a Retirement Service Representative at Putnam Investments in 2000.

Stephen Karam is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 license, with 34 years of industry experience. He has been with LPL Financial since 2005 and also provides investment advisory services through Global Retirement Partners, LLC. Outside of advisory roles, he is president of Karam Insurance Agency, a traditional insurance brokerage. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and extensive non-advisory financial activities.

Bradford Corbett is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. His prior roles include positions at BankNewport, Santander Securities, Santander Bank, and TD Ameritrade. He serves as the head of the Sakonnet East Professional Center Condo Association, a community organization in Tiverton, RI. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, supported by a large network of advisors and advanced research and operational tools.

Aaron Hurst is a financial advisor at Ameriprise with six years of industry experience. He previously worked at MetLife Investors Distribution Company for five years and has a background that includes time at Quidnessett Country Club. He holds a Series 66 designation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through a written Recommendation Report and ongoing advice, utilizing a centrally produced analysis that incorporates investment research, third-party data, and algorithmic tools.

Richard Callahan is a financial advisor with Fidelity and holds Series 63 and Series 65 designations. He has 32 years of industry experience and has worked at various Fidelity entities since 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a blend of proprietary fundamental research and quantitative analysis to construct algorithm-driven model portfolios using mutual funds, ETFs, and ETPs.

Glenn Grilli is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been working in his current role as a financial advisor for over twenty-five years, beginning his career in investments in 1992. Glenn has experience with several legacy organizations prior to Bank of America's acquisition of Merrill Lynch. He works with individuals and businesses to define and pursue their financial goals. Glenn's responsibilities include providing personalized recommendations in areas such as retirement planning, trust and estate planning services (collaborating with family tax accountants and attorneys), corporate cash management solutions, asset allocation and investment selection, and individual wealth preservation and insurance planning strategies. Glenn holds a Bachelor of Science degree in business administration obtained in 1991 and a Master of Business Administration in finance earned in 1998, both from Bryant University. He also holds the Personal Investment Advisor (PIA) designation. Originally from Rhode Island, Glenn currently resides in Southern Massachusetts with his wife Karen and their children Nicholas and Jenna.

Richard Santos is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Katelynn Lynch is a financial advisor at Morgan Stanley with nine years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and its Private Bank since 2018. Prior to that, she was with Merrill from 2016 to 2018 and Ladder 133 Inc. from 2013 to 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Michael Falcon is a financial advisor with Cetera, holding a Series 66 designation and 24 years of industry experience. His career includes long-term roles at Avantax Advisory Services and 1st Global Advisors, as well as operating his own business, Falcons Financial & Tax Service Corp., since 2004. Falcon serves on the board of directors for St. Michaels Federal Credit Union, where he assists with operational strategies. Cetera Investment Advisers LLC is an SEC-registered firm that provides a broad range of portfolio management and retirement services to individuals, employer-sponsored plans, and institutional clients. The firm supports a large network of advisors through a multi-manager platform offering various investment strategies and program structures.

Bram Berkowitz is a financial advisor at Merrill with a Series 66 designation and nine years of industry experience. He has worked at Merrill since 2008 and has been with Bank of America, N.A. since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Arthur Rozzero is a financial advisor at Merrill with 49 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1978 and Bank of America, N.A. since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.