Michael McCabe is a Financial Consultant at Fidelity Investments, a position he has held since 2022. He applies a goal and needs-based holistic approach to assist individuals, families, and businesses in pursuing their financial objectives. His work involves thorough planning conversations with clients and utilizing Fidelity's information, technology, and tools to support their financial success. Michael's strategy focuses on planning areas including investment planning, tax-efficient investing, income planning, and legacy planning considerations. Prior to joining Fidelity, he gained experience as a wholesaler and financial services education consultant at Allstate Financial Services from 2017 to 2021, served as a field sales associate at State Farm from 2014 to 2017, and worked as a registered representative at MetLife from 2009 to 2014. Outside of his professional role, Michael's personal interests include spending time at the beach, attending concerts, caring for pets, skiing, traveling, and practicing yoga.

Antonia Locascio is a financial advisor at Fidelity with two years of industry experience and holds a Series 66 designation. Her background includes roles at Fidelity Investments and various positions outside the financial industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm also offers fund advisory and model portfolio services, with involvement in commodity pool operations and registered investment company management.

Christopher Kostecki is a CFP® with 20 years of experience in the financial services industry, currently serving at J.P. Morgan Securities since 2012. Prior to this, he worked at Wells Fargo Clearing. Outside of his advisory role, he co-owns Vintage Moments LLC, a china tableware rental company. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm uses a research-driven process supported by centralized due diligence and offers broader derivatives and commodities capabilities relative to many institutional advisory programs.

Devin Mc Dermott is a financial advisor at Osaic with Series 63 and Series 65 credentials. He has been in the industry since 2025, following prior roles at Haven Technologies and FAST. Osaic Wealth serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services. The firm utilizes a model-based investment process focused on asset allocation and portfolio optimization, supporting strategies that include discretionary and advisor-managed options across multiple custodial and program arrangements.

Anne Schnuriger is a financial advisor at Merrill with 30 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2013. Outside of her advisory role, she is associated with a plumbing and heating business operated by her husband. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Richard Hagerty is a financial advisor at Ameriprise Financial Services with 27 years of industry experience. He holds a Series 66 designation and has worked previously at UBS Financial Services and Merrill. Outside of his advisory role, he is involved with The Atlantic Club in Manasquan, NJ, assisting members as floor staff. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Stacie Ann Lites is a financial advisor with Fidelity Investments, holding Series 66 and Series 63 licenses and eight years of industry experience. Her background includes roles at Allstate, Shipt Inc, and North American Risk Services, among others. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction to serve a broad client base, including registered investment companies and charitable funds.

Keith Owitz is a financial advisor with Edward Jones in Holmdel, NJ, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017 and also operates Owitz Consulting Services, LLC, which he founded in 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Michael Isaacson is a financial advisor at Wells Fargo Clearing with four years of industry experience. He holds a Series 66 designation and previously worked at AT&T for eleven years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

William Finn is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and has previously worked at Pzena Investment Management, Deutsche Bank Securities Inc., and Deutsche Bank Trust Company AM. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct individual plans and Corporate Financial Planning agreements.

Jeffrey Herman is a financial advisor with Wells Fargo Clearing in Red Bank, NJ, holding a Series 66 designation and 11 years of industry experience. Prior to joining Wells Fargo in 2017, he worked at UBS Financial Services from 2015 to 2017. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party sources to support its investment solutions.

Thomas Croom III is a financial advisor with Primerica Advisors in Tinton Falls, NJ, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Primerica Financial Services since 1991 and Primerica Advisors since 1989. Outside of advisory work, he is involved in sales of loan products and home security and automation referrals through affiliates of PFS Investments Inc. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and limited discretionary separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, employing BNY Mellon Advisors for model implementation and Pershing and Primerica Brokerage Services for custody and trade execution.

Joseph Campi is a financial advisor with Cetera holding a Series 66 designation and six years of industry experience. He has worked at Cetera since 2025 and previously at King Financial Network. Outside of his advisory role, he serves on several committees at the Monmouth-Ocean Development Council, including co-chairing the Emerging Leaders Committee. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse investment management and financial planning services through a multi-manager platform with access to affiliated and third-party model portfolios and managers.

Nicole Adler Frigoletto is a CFP® professional with eight years of experience in the financial services industry. She has worked at LPL Financial since 2023 and concurrently with River's Edge Wealth Partners since 2020. Her prior roles include positions at Wells Fargo and The MDE Group, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

John Cornacchia is a financial advisor with Wells Fargo Advisors in Red Bank, NJ, holding Series 63 and Series 65 designations and bringing 41 years of industry experience. He previously worked at Citigroup Global Markets from 2002 to 2009 and Wells Fargo Clearing from 2016 to 2022. Cornacchia also owns Cornacchia Wealth Management, LLC. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutions, offering a broad range of planning options including retirement, education, risk management, and niche services such as business-owner transition and special-needs planning. Advisors utilize Wells Fargo research and tools to develop tailored recommendations, with clients choosing whether and how to implement them through brokerage or advisory programs.

Carolyn Anderson is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She previously worked at Morgan Stanley Smith Barney for 12 years before joining LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions, supported by a large network of investment adviser representatives and a variety of advisory platforms.

Joseph Palone is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies supported by internal and third-party managers.

Brian Patterson is a financial advisor with Equitable Advisors in Colts Neck, NJ, holding the Series 66 designation and having 27 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 1998. Outside of his advisory role, Patterson is involved in coaching youth baseball and owns a property and casualty insurance business. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment models.

Lisa Handy Noonan is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 63 and Series 65 designations and possessing 39 years of industry experience. She has been with Morgan Stanley Private Bank, National Association since 2015 and has worked with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process incorporating firm-approved tools and modeling techniques.

Alan Salowe is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 50 years of industry experience. His career includes long tenures at Securian Financial Services and Mid Atlantic Benefit Strategies, as well as ownership and leadership roles in several financial and business entities. He serves as a partner in fixed insurance sales and is a board member of a nonprofit foundation in Wall, New Jersey. Cetera Investment Advisers LLC is an SEC-registered adviser supporting a nationwide network of independent advisors. The firm serves individual, institutional, and retirement plan clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.