Anthony Antoniello is a financial advisor at Cetera with 22 years of industry experience. He holds the Series 66 designation and has previously worked at Voya Financial Advisors. Outside of his advisory role, he operates as an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers, supporting both discretionary and non-discretionary account management.

Sean Campbell is a financial advisor at UBS Financial Services with 28 years of industry experience. He holds Series 63 and Series 66 designations and has been with UBS since 2016. Outside of his advisory role, he serves as an independent contractor officiating Division I men's college basketball games through the Men's Basketball Alliance. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including financial planning, portfolio management, and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment plans.

Louis Derito Jr. is a financial advisor at Cetera with 27 years of industry experience. He holds the PFS™ designation and Series 63 and 65 licenses. Prior to joining Cetera in 2025, he worked extensively with Avantax Advisory Services and Avantax Insurance Agency. He is also involved in tax preparation and accounting through McKay Derito & Co., a business he has been associated with since 1981. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management.

Vincent Notarianni is a financial advisor with Ameriprise in Hamilton, NJ, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service tailored for clients nearing or in retirement, focusing on tax-smart withdrawal strategies and Social Security options. The firm combines research, modeling, and algorithmic tools to provide personalized, non-discretionary recommendations primarily for clients with substantial investable assets.

Scott Wiese is a financial advisor with LPL Financial, holding CFP® certification and Series 63 and 65 licenses, and has 34 years of industry experience. His prior experience includes roles at Ocean First Bank and Invest Financial Corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by research and various portfolio strategies.

Eric Hoover is a financial advisor at Fidelity with a Series 66 designation and 13 years of industry experience. He previously worked at Bank of America and Merrill Lynch from 2012 to 2021 before joining Fidelity in 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios, with oversight of sub-advisers and focus on conflict-of-interest management.

Joseph Dovidio is a financial advisor with Ameriprise in Trenton, NJ, holding Series 63 and Series 65 designations and 29 years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, providing detailed written Recommendation Reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized service that supports advisors and emphasizes the use of Ameriprise-managed accounts and affiliated investment products.

Lorraine Rosado is a financial advisor with Morgan Stanley in Mount Laurel, NJ, holding a Series 63 designation and 21 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank since 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs. The firm employs a structured financial planning process supported by various analytical tools and manages approximately $2.74 trillion in client assets.

Nicholas Maciolek is a Financial Advisor with Merrill Lynch Wealth Management, where he is a member of the SM Group. He began his career with Merrill in 2014 in the Merrill Edge Advisory Center, obtaining the necessary securities licenses and assisting clients in achieving their financial goals for four years before transitioning to Merrill Lynch Wealth Management in 2018. Nicholas holds the Chartered Financial Analyst (CFA®) designation, the Chartered SRI Counselor™ (CSRIC®) designation, and the Personal Investment Advisor (PIA) credential. He earned bachelor's degrees in Mathematics and Economics from Rutgers University. His expertise encompasses areas such as personal retirement planning, portfolio management services, socially responsible and ESG investing, college education planning, legacy planning, and managing new wealth. Outside of his professional responsibilities, Nicholas resides in Hamilton, New Jersey with his bernedoodle, The Dude. He values spending time with family and friends and is an enthusiast of sports, supporting the Philadelphia Eagles and other Philadelphia-area teams.

Alison Longley is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining Morgan Stanley in 2017, she worked at TPG Direct, LLC from 2014 to 2017. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Thomas Mackuse is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and six years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2023, following a prior tenure at Wells Fargo Clearing and Wells Fargo NA from 2015 to 2023. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when making recommendations, delivering services on a non-discretionary basis with clients retaining final decision-making authority.

Britany Enelow is a financial advisor with LPL Financial, holding a Series 66 designation and eight years of industry experience. Her prior experience includes roles at MassMutual Investors Services, MassMutual Life Insurance Company, and Ameriprise Financial Services. She also has involvement with the Credit Union of New Jersey through an investment and insurance services entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and retirement plan consulting.

Leonard Cohen is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and the Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, focusing on structured financial planning supported by firm-approved tools and broad investment capabilities.

Richard Jagodzinski is a Wealth Management Advisor with Merrill Lynch Wealth Management. He brings over 30 years of experience working with families, business owners, and executives to help them meet their financial goals. His approach centers on building personal relationships and collaborating with clients’ CPAs, estate and tax attorneys, and other experts to deliver comprehensive wealth management strategies. Richard holds a Bachelor’s degree from Guilford College and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His expertise covers areas such as college education planning, family wealth management, legacy planning, retirement income, portfolio management, and managing new wealth. Outside of his professional role, Richard is involved with The Tender Adult Day Center and participates in his community through First United Methodist Church in Moorestown, NJ. His personal interests include basketball, golfing, traveling, and spending time with family and close friends.

Michael Orihel is a financial advisor at LPL Financial with 15 years of industry experience. He holds a Series 66 designation and has previously worked at firms including Blackrock Investments, MML Investors Services, Mass Mutual Life Insurance Company, and Prudential Insurance Company of America. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing a range of discretionary and non-discretionary management strategies supported by proprietary and third-party research.

Ryan Horner is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 24 years of industry experience. He has worked at Wells Fargo Clearing since 2017 and previously held roles at Bank of America and Merrill from 2014 to 2017. Outside of his advisory work, Horner serves as Deputy Mayor and a committee member for the Cinnaminson Township Committee in New Jersey, where he is also a liaison to the finance and economic development committees. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment menus.

Ralph Puzio is a financial advisor at Mercer Financial Group, Inc. in Trenton, NJ, with 41 years of industry experience. He holds a Series 63 designation and has worked at U.S. Discount Brokerage, Inc. since 2002 and Jefferson Pilot Securities Corporation since 2000. In addition to advisory services, he is involved in tax preparation, insurance, and annuity sales. Mercer Financial Group serves a small client base, managing approximately $6.3 million in assets across 14 relationships. The firm offers portfolio management and financial advice primarily on a non-discretionary basis, alongside accounting, tax, and insurance services, with multiple industry affiliations including broker-dealer and insurance roles.

Timothy Spuler is a Chartered Financial Consultant (ChFC®) and holds a Series 65 license with seven years of experience in financial advising. He has been the sole advisor at TruVine Financial, LLC since 2017 and previously spent 35 years at Cardone Industries, Inc. In addition to his advisory work, he provides consulting services in finance, supply chain, and general business to several companies. TruVine Financial is an independent, single-advisor firm serving individual and high-net-worth clients with financial planning and portfolio management. The firm’s investment approach focuses on diversified equity and fixed-income strategies tailored to client objectives, with research conducted in-house.

James Freed is a financial advisor with Sitman, Freed & Co. LLP and holds a Series 63 designation. He has 20 years of industry experience and has been associated with Sitman, Freed & Co. LLP since 1999 and Legg Mason Wood Walker, Incorporated since 2001. Sitman, Freed & Co. LLP is a Certified Public Accounting firm that provides accounting, tax, and related professional services to individual and entity clients. The firm is registered as an investment adviser but does not provide direct investment management, instead referring clients to a broker-dealer for securities and advisory services under a solicitor arrangement.

Gilbert Varnes Jr. is a financial advisor with GCVSVC1 LLC in Trenton, NJ, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been associated with Mutli Financial Securities Corporation since 2006. Outside of advisory work, he is involved in tax services, credit repair, and acts as a notary public. GCVSVC1 LLC operates as an independent firm with a sole advisor, providing personalized financial services.