Michael Lupia is a financial advisor at Wells Fargo Clearing with 38 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Morgan Stanley and Chase Investment Services Corp. Outside of his advisory role, he is involved as an owner in an investment-related real estate business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Lilian Madrid is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. She has been with Merrill since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Colin Moe is a Financial Advisor working with Merrill Lynch Wealth Management since 2022. With nearly a decade of experience in the wealth management industry, he supports high-net-worth individuals, families, and organizations in managing complex financial needs. He focuses on delivering a holistic and boutique-style experience, addressing all aspects of a client's balance sheet and collaborating with CPAs, attorneys, and other specialists. His approach includes personalized strategies such as tax-aware planning, alternative investment strategies, and guidance on trust and estate planning. Colin received his Bachelor of Science degree in Finance from Siena University in 2019 and holds the Personal Investment Advisor (PIA) designation. He resides in Hauppauge, Long Island, where he has lived his entire life. Beyond his professional work, he is involved with the Boy Scouts of America and Venturing, reflecting his commitment to community involvement. Outside of his advisory role, Colin enjoys baseball, boxing, camping, fishing, football, golfing, music, pickleball, spending time with his family, and watching movies.

Thomas Travers IV is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has been with Bank of America and Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a combination of model-based and discretionary investment strategies.

Wendy Gorman is a financial advisor with Ameriprise in Dix Hills, NY, holding a Series 66 designation and eight years of industry experience. She has been with Ameriprise and its affiliated entities since 2010. Outside of her advisory role, she also works as a client service coordinator at Larry Joseph and Associates LLC. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate personalized recommendations. The firm serves a broad client base through a range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Pauline Schwartz is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2018, previously spending three years at Briden Chase LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Katelyn Dolan is a CFA® charterholder with 16 years of industry experience. She is currently with Morgan Stanley in Melville, NY, having joined Morgan Stanley Private Bank and Morgan Stanley in 2023 after 13 years at Citi. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery conversations and proprietary tools, providing advisory services without individual security recommendations as part of standalone plans.

Donald Cross is a Financial Consultant currently with Fidelity Investments, a role he has held since 2022. He has a total of 15 years of experience in the financial services industry, during which he has undertaken various positions including Private Client Advisor at JP Morgan from 2018 to 2022, Financial Advisor at Prudential Advisor's from 2015 to 2018 and earlier from 2010 to 2014, as well as Financial Representative at Fidelity Investments in 2014. Throughout his career, Cross applies a goals-based approach to financial consulting, partnering with clients to uncover their goals, needs, and wants and aligning these with their investments. His experience spans various facets of financial advising, with a focus on simplifying complex investment decisions for his clients. Outside of his professional work, Donald Cross is interested in baseball, boating, outdoor adventures, and snowboarding.

Matthew Roache is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving as a member of The Miranda Wealth Management Group. He began his career in investment and financial services in 2007 and joined Merrill Lynch in 2014. His background includes retail investment operations and trading, which supports his service-oriented approach to helping clients achieve their financial objectives. Matthew's areas of focus include education planning, executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, socially responsible and ESG investing, individual and corporate investment strategies, tax minimization, and retirement income. He holds a Bachelor of Science degree in Business Management from Farmingdale University and maintains several professional designations and licenses, including FINRA Series 7 and 66 registrations, Life Accident & Health License, Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional role, Matthew enjoys golfing, hiking, spending time with his family, surfing, swimming, and playing tennis.

Marissa Dabbraccio is a financial advisor with Morgan Stanley in Melville, NY, holding a Series 66 designation and bringing 20 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured processes and advanced modeling tools.

Collin Krieg is a financial advisor with Ameriprise in Stony Brook, NY, holding a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, he worked in various roles related to lacrosse and education. He also manages an advisory business, Certainty of the Uncertainty, LLC, and serves as a part-time consultant supporting advisor transitions to the Ameriprise platform. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Jennifer Segura is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she is involved in managing a family home rental investment. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that incorporates firm-approved tools and modeling techniques.

Spencer Lam is a financial advisor at LPL Financial with a Series 66 designation and one year of industry experience. Prior to joining LPL, he held positions at Flagstar Bank and First Republic Bank. He also has experience outside finance from operating a business called Good Friends Hawaiian Poke. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of over 22,800 advisors.

Karen Guthart is a financial advisor at Morgan Stanley with 18 years of industry experience. She previously worked at UBS for 19 years before joining Morgan Stanley Smith Barney. She holds the Series 63 designation. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and investment modeling. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct and corporate financial planning arrangements.

William Bowie is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and nine years of industry experience. Prior to joining Cambridge in 2019, he worked at Morgan Stanley and Morgan Stanley Private Bank from 2017 to 2019. Outside of his advisory role, Bowie is involved with William Bowie Associates as an independent insurance agent and also works with H&R Block providing tax services. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and employs multiple platforms and proprietary model strategies to support both discretionary and non-discretionary management.

Peter Montalvo is a financial advisor at Ameriprise with 27 years of industry experience. He has previously worked at LPL Financial and INVEST Financial Corporation. In addition to his advisory role, he owns Montalvo Tax Inc., a tax preparation business. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored recommendation reports in collaboration with clients' advisors. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Salvatore Caruso is a financial advisor at Equitable Advisors with 21 years of industry experience. He holds Series 63 and Series 66 registrations and previously worked for Aegis Capital Corp for 10 years before joining Equitable Advisors. Outside of his advisory role, he serves as president of two real estate management corporations. Equitable Advisors serves individuals, retirement plans, corporations, and charitable organizations by providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm offers a variety of advisory models including third-party programs and discretionary management, focusing on matching clients to appropriate investment solutions without sponsoring its own wrap fee program.

Lorraine Brady is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. She holds the Series 66 designation and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, leveraging research and analytics to support its investment approach.

Thomas Matera is a financial advisor with Ameriprise, holding a Series 63 designation and bringing 30 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, Matera serves on the Board of Directors for the SWFL Magic association and performs as a professional close-up magician. Ameriprise is an institutional firm that offers retirement-income planning services targeting individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, personalized recommendations, supported by a centralized consulting team and algorithmic tools.

Jeanann Lella is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and possessing 19 years of industry experience. She has been with J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 2007. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program. The firm’s advisory process integrates quantitative and qualitative due diligence, with offerings that include an ESG eligibility framework and broader derivatives and commodities capabilities.