Victor Anastasia is a financial advisor at OSAIC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at OSAIC since 2024. Prior to this, he spent 17 years with Securities America Advisors, Inc. and Securities America Inc., and has been associated with L&M Financial Services since 1992. Outside of his advisory role, he is a vice president and board member of Big Brothers Big Sisters of Erie County and serves as a non-voting board member for the Urban Tree Initiative. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm employs a model-based asset allocation and portfolio optimization approach and provides various managed account and third-party investment programs.

Thomas Carlsen is a CFP® with 29 years of experience in the financial services industry. He has worked at OSAIC since 2023 and previously spent significant time with SagePoint Financial, Inc. and OSAIC Services, Inc. In addition to his advisory role, he serves as president of the Lancaster Football Alumni Booster Club. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services using a multi-advisor platform and employs a model-based investment approach focused on asset allocation and portfolio optimization.

Salvatore Gandolfo is a financial advisor at Raymond James & Associates with 18 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill for 14 years. Outside of his advisory role, he is a partner in Fordham School LLC, which manages a Florida condo rental. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing roughly $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Matthew Clouden is a Series 66 licensed financial advisor with LPL Financial, based in West Seneca, NY. He has three years of industry experience and previous roles at Cadaret, Grant & Co., Inc., Sgroi Financial, LLC, and several law firms. Clouden is also involved with the Sgroi Lawley Group LLC and Sgroi Wealth Advisory Group, which operate as d/b/a entities related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, utilizing both proprietary and third-party strategies.

Thomas Russell is a financial advisor with LPL Financial based in Kenmore, NY. He holds the Series 63 and Series 66 licenses and has 27 years of industry experience. He has been with LPL Financial since 2010 and also works with Northwest Bank since 2016. Outside of his advisory role, he is a managing partner of Butterflies and Bucks, a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, including access to third-party asset managers and institutional platforms.

David Siwiec is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He serves as the primary portfolio strategist for The DBSR Group, a boutique-style team focused on delivering personalized strategies to meet the complex needs of clients across various wealth phases. His clientele includes families, professionals, business owners, trustees, and not-for-profits. David's work involves leveraging the resources of Merrill Lynch and Bank of America to address client goals amid changing market and economic conditions. David's career in financial advising began immediately after earning his bachelor's degree from Canisius College. He started at Shearson Lehman Brothers in Buffalo, progressing through several corporate reorganizations before joining Merrill Lynch Wealth Management. He holds professional designations including Certified Portfolio Manager (CPM) and Personal Investment Advisor (PIA). David has been recognized in the Forbes Best-in-State Wealth Advisors list in both 2021 and 2022. In addition to his professional commitments, David has been actively involved in the community. His past roles include serving as President of the Bond Club of Buffalo and as a board member of the Parkside Community Association. He also volunteers with the Boys and Girls Clubs and participates in mentorship through the Canisius Golden Griffin Fund. David resides in Buffalo, New York, and enjoys spending time with his family.

Kory Kazinski is a financial advisor with Wells Fargo Advisors based in Buffalo, NY, holding a Series 66 designation and four years of industry experience. He attended Elon University from 2015 to 2019 and has worked at Wells Fargo Advisors since 2015. Outside of his role at Wells Fargo, he is involved with PKK Wealth Management, LLC, where he holds a 4.5% ownership interest. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including niche services such as business-owner transition and special-needs planning, using Wells Fargo research and tools to develop tailored recommendations.

Anita Peterson is a financial advisor at Morgan Stanley with 32 years of industry experience. She holds a Series 63 designation and has worked at Morgan Stanley and its affiliates since 2007. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Mikaela Donovan is a financial advisor at LPL Enterprise with a Series 66 designation and no prior industry experience. Before joining LPL Enterprise, she held positions at Pruco Securities LLC and worked in various roles outside of the financial industry, including LensCrafters and Starbucks. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm emphasizes model-driven investment implementation and offers access to third-party asset managers and insurance products through its affiliated entities.

Thomas Czechowski is a financial advisor with LPL Financial, holding a Series 63 license and bringing 23 years of industry experience. He has been with LPL Financial since 2003. Outside of his advisory role, he has written, composed, and recorded music that has appeared in radio, television, and films, occasionally receiving royalty payments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, delivered through a large network of investment adviser representatives.

Michael Kielbasa is a financial advisor with Equitable Advisors in Williamsville, NY, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with Equitable Advisors since 2004 and was previously with Axa Advisors, LLC for 16 years. Outside of his advisory role, he serves as the executor for his parents’ last will and testament. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm’s approach includes matching clients to program models or discretionary managers, delivering services through a network of Investment Adviser Representatives, and offering a range of mutual funds, ETFs, separately managed accounts, and select alternative investments.

Reece Bates is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and three years of industry experience. His background includes roles at Peak and Peak and FedEx. Outside of advising, he works part-time as a bartender at a resort and bar. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives and third-party managers.

Laurie Augustynek is a financial advisor with MassMutual Investors Services and holds a Series 63 designation. She has 13 years of industry experience and has worked with MML Investors Services LLC since 2012. Outside of her advisory role, she is also a licensed fitness trainer. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, structuring planning engagements as collaborative, annual relationships using proprietary analysis tools.

James Wiatrowski is a financial advisor with Primerica Advisors in Buffalo, NY, holding Series 63 and Series 65 registrations and bringing 25 years of industry experience. He has worked at PFS Investments Inc. since 2011 and has been co-owner of Silver Creek Holding Corporation since 2006. Outside of his advisory role, he is involved in the tax preparation business through Silver Creek Holding Corporation and participates in referral activities related to home security and automation products. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Jason Bird is a Wealth Management Advisor at Merrill Lynch Wealth Management, a role he has held since joining the firm in 2019. He brings over 16 years of experience in wealth management to his position. Prior to joining Merrill, Jason accumulated 13 years of experience in the field. He is a Certified Financial Planner (CFP) and holds designations as a Certified Exit Planning Advisor (CEPA), Personal Investment Advisor (PIA), and Sports & Entertainment (SE) advisor. Jason graduated from the University at Buffalo with a bachelor's degree in economics, where he also played basketball. His expertise encompasses services tailored to endowments, foundations, and non-profits, as well as legacy planning, personal retirement planning, philanthropic planning, small business strategies, socially responsible and values-based investing, individual and corporate investment strategy, and retirement income. He is actively involved in several professional organizations, including the Buffalo Niagara Partnership's Diversity & Inclusion Council and the Community Foundation for Greater Buffalo's Professional Advisor Council. In addition to his professional commitments, Jason serves on multiple boards and committees, including as President of the Board of Trustees for Park School, a member of the Investment Committee for the Southern Education Foundation, and on the Board of Trustees' Investment Committee at the University at Buffalo Foundation. His personal interests include basketball, reading, spending time with his family, and traveling.

Scott Marcin is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 24 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and at MassMutual Life Insurance Company since 2016. Additionally, he is a New York State Notary Public working part-time from his residence. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, employing collaborative, technology-supported planning tools without discretionary investment authority.

Keith Schottman is a financial advisor at OSAIC with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Securities America Advisors and Securities America Inc. Schottman serves as a board member of the Buffalo Rotary Foundation and the St. Benedict School Board, and he has held leadership roles including past president of the Buffalo Rotary Club. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization with tools such as risk-tolerance questionnaires and rebalancing, supporting various managed strategies and alternative investments.

John Tomasello is a financial advisor with Primerica Advisors in Amherst, NY, holding a Series 63 designation and 20 years of industry experience. He has been with Primerica since 2005 and has concurrently worked at Health Force since 2016. Outside of financial advisory, Tomasello is the author of the book *Worrior to Worrior*, focused on developing a relationship with God, and owns Smoking Tees Indoor Golf Center LLC. He also works as an Uber driver on a part-time basis. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and selective separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Jodie Borlaug is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She has worked at OSAIC since 2023 and was previously with SagePoint Financial, Inc. for ten years and Next Financial Group, Inc. for three years. Outside of advisory work, she is involved in offering Medicare insurance plans and various insurance products through multiple agencies and her own sole proprietorship. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations, providing brokerage and advisory services supported by model-based asset allocation and portfolio optimization. The firm is notable for its scale, extensive affiliate network, and recent consolidation activity.

Salpi Doering is a financial advisor with Morgan Stanley in Buffalo, NY, holding Series 63 and Series 65 licenses and 20 years of industry experience. Her career includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2016, as well as positions at Bank of America and Merrill from 2014 to 2016. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm utilizes structured planning tools and firm-approved methodologies to support clients, managing approximately $2.74 trillion in client assets.