Emily Endres is a CFP®-designated financial advisor with 14 years of industry experience, currently affiliated with Morgan Stanley in Berwyn, PA. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2017 and previously was with Natixis Global Asset Management. Outside of her advisory role, she serves as an executor involved with estate administration. Morgan Stanley Wealth Management provides investment advisory and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process supported by firm-approved tools and offers a range of advisory programs without providing individual security recommendations as part of standalone plans.

Matthew Lodise is a financial advisor at Vanguard Advisers with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has been with The Vanguard Group, Inc. since 2005. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with proprietary methodologies to construct personalized portfolios primarily from Vanguard funds and ETFs.

Kyle Pedraza is a Financial Advisor at Merrill Lynch Wealth Management. He brings a unique background to his role, having started his career as a corporate attorney specializing in corporate litigation and subrogation law. This experience has informed his approach to client representation, team collaboration, and dedicated client service in wealth management. Kyle assists clients in managing new wealth, personal retirement planning, and individual and corporate investment strategies. He provides traditional advice and guidance and helps clients pursue their investment objectives by recommending individual or combined strategies, funds, or portfolios from Merrill or approved third-party investment managers. Additionally, Kyle offers access to banking, credit, home financing, and small business solutions. He holds the Personal Investment Advisor (PIA) designation. He earned a Juris Doctor from Temple University Beasley School of Law and a Bachelor's degree from the University of Wisconsin-Madison. Kyle communicates in English and Spanish. Outside of his professional work, he enjoys adventure sports, boxing, football, golfing, music, spending time with his family, and watching movies.

Ryan Ness is a financial advisor at Vanguard Advisers with three years of industry experience. He holds Series 63 and Series 66 credentials. His prior work includes roles at The Ridgewood Country Club and Barnaby's of America, along with a ten-year tenure at West Chester University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to asset allocation, primarily employing Vanguard funds and ETFs, and offers a range of customization options including ESG and tax-aware features.

Angela Tonrey is a financial advisor at Morgan Stanley in Berwyn, PA, holding Series 66 and Series 63 licenses with five years of industry experience. She previously worked at The Vanguard Group and held roles with the Pennsylvania Department of Banking and Securities as well as the State Police in Pennsylvania. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and combines retail and institutional services with access to various investment vehicles and strategies.

Donna Laine Sivick is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 designations and four years of industry experience. Prior to joining Vanguard, she worked at Target Corporation and Best Buy. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through both automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering various customization options and managing a large client base at scale through a digital delivery platform.

Andrew Migliore is a financial advisor with Equitable Advisors, holding a Series 66 designation and three years of industry experience. His prior work includes roles at AT&T and educational institutions such as Emmaus High School and Lower Macungie Middle School. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored to client goals and risk tolerance.

Katelyn Wilson is a financial advisor at Merrill with nine years of industry experience. She holds the Series 66 designation and has worked at Merrill and Bank of America, N.A. since 2017. Prior to that, she was employed at USLI from 2011 to 2017. Merrill, together with Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mitchell Wonboy is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. His prior roles include positions at Merrill, Bank of America, Equitable Financial Life Insurance, Strategic Wealth Management Solutions, Fisher Investments, and SGIM Inc. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing hundreds of thousands of client relationships through a large advisor team and automated platform.

De Yana Mungro is a financial advisor at Vanguard Advisers with seven years of industry experience. Prior to joining Vanguard in 2026, she worked at New York Life Insurance Company and Wells Fargo Bank NA. In addition to her advisory role, she owns and manages a real estate investment business. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to tailor asset allocations, primarily utilizing Vanguard funds and ETFs, and serves a large client base through a combination of digital platforms and advisor teams.

Tucker Rolen is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and five years of industry experience. He has been with Vanguard Marketing Corporation and The Vanguard Group since 2021. Prior to that, he held various roles in different industries, including sports turf management and beverage distribution. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations, primarily through Vanguard funds and ETFs.

Leslie Montana is a CFP® with 12 years of industry experience, currently serving as a financial advisor at LPL Financial since 2013. Montana holds the Series 66 designation and operates out of Exton, PA. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers diverse advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Ryan Keefe is a financial advisor at Vanguard Advisers with seven years of industry experience. He holds a Series 66 designation and has previously worked at LPL Financial, Cetera Wealth Services, and Voya Financial Advisors. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with personalized asset allocations largely constructed from Vanguard funds and ETFs.

Michael Moyer is a CFP® with 12 years of industry experience, currently serving as an advisor at Vanguard Advisers. He has been with The Vanguard Group, Inc. since 2013 and has operated a separate sales business since 2020. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios built primarily from Vanguard funds and ETFs. The firm is noted for its large scale and digital delivery model, managing hundreds of thousands of client relationships through more than 2,200 advisors.

Joel Frankel is a financial advisor with Morgan Stanley in Berwyn, PA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2011. Outside of his advisory role, he operates an online retail store on eBay. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, including Secular Return Estimates and Monte Carlo simulations, to help model financial outcomes.

Jeromia Burger is a financial advisor with MassMutual Investors Services, holding the ChFC® and Series 66 designations and bringing 18 years of industry experience. He has worked with UFinancial, MML Investor Services, LLC, and MassMutual Life Insurance Company since 2009. Outside of his advisory role, he is involved as an insurance broker specializing in health, group life, and group disability coverage. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm utilizes detailed client data and firm-approved analytical tools to develop collaborative, goal-oriented financial plans.

John Chessock is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and having 26 years of industry experience. He has been with Wells Fargo Advisors since 2013. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services using proprietary research and tools, with an emphasis on tailored recommendations and optional implementation through various brokerage or advisory programs.

David Vazquez is a financial advisor at Edelman Financial Engines with four years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at The Vanguard Group, Bank of America, and Merrill. Outside of finance, he works part-time as a server and bartender in the food service industry. Edelman Financial Engines provides technology-enabled investment advisory services focusing on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios, offers sub-advisory services, and serves a large client base through advisor-led and online platforms.

Hugh Mergan is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 25 years of experience in the financial services industry, both domestically and internationally. His practice centers on delivering wealth management strategies tailored to business owners, corporate executives, emerging entrepreneurs, nonprofit organizations, and individuals or families undergoing significant transitions such as retirement, inheritance, divorce, or the sale of a business. Hugh provides advisory services including investment management, retirement and estate planning, education funding, and insurance strategies, while coordinating with clients' tax and legal professionals to offer comprehensive support. He also assists institutions with employee retirement plans, executive compensation plans, and nonprofit investment management. Hugh holds both a Master’s and Bachelor’s degree from Johann Wolfgang Goethe University Frankfurt. He has earned several professional designations, including Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Certified Plan Fiduciary Advisor (CPFA). He is known for employing a consultative process that focuses on understanding each client's values and goals to provide customized recommendations that address unique needs and long-term objectives. Accessibility and proactive communication are priorities in his client relationships, as he aims to provide clients with reliable assistance and comprehensive resources. Outside of his professional role, Hugh enjoys traveling, learning about different cultures and languages, and participating in activities such as soccer, cycling, and yoga. He is also committed to community support through helping families in need. Hugh is fluent in English, German, and Persian.

Shaleah Ingram is a financial advisor with Primerica Advisors in Exton, PA. She holds Series 63 and Series 65 licenses and has five years of industry experience. Her prior work includes roles at Club Pilates, Excellence In Motions Associates, EB Media, and Reach Gospel Radio/Faith City. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with nearly 3,700 advisors and manages approximately $15.5 billion in assets, primarily using model-delivery strategies created by unaffiliated asset managers.