Kevin Ryan is a financial advisor with Raymond James & Associates in Greenville, DE, holding a Series 63 designation and 42 years of industry experience. He has been with Raymond James & Associates since 1989. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional entities, and charitable organizations, offering financial planning, investment consulting, and municipal advisory services.

Eric O'Neill is a CFP® professional with five years of industry experience, currently associated with Cetera. He has held roles at Diamond State Financial Group, Minnesota Life Insurance Company, and Securian Financial Services Inc. Outside of advisory, he works as an independent contractor in fixed insurance sales. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of advisors. The firm offers a variety of portfolio management and financial planning services, operating a multi-manager platform with access to affiliated and third-party investment strategies.

Stephen Graham is a financial advisor with Mass Mutual Investors Services in Newark, DE, holding Series 63 and Series 65 licenses and 18 years of industry experience. His prior roles include a decade at Metlife Securities, Inc. Outside of his advisory work, he serves as Director of Basketball for Saint Thomas CYO, coordinating youth basketball activities for 15-20 teams. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm emphasizes collaborative, annual financial planning engagements and offers a range of programs including estate and employer-sponsored planning.

John Gabros is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds a Series 66 designation and has worked at Merrill, Bank of America, and Deloitte & Touche prior to joining J.P. Morgan in 2017. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors by providing investment consulting and advisory services through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

George Castle is a financial advisor with Cetera, holding the ChFC® designation and Series 63 and 65 licenses, with 43 years of industry experience. He previously worked at VOYA Financial Advisors and operates as an independent insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, retirement plan, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple investment platforms and third-party managers.

Anthony Pietruszka is a financial advisor with LPL Financial in Wilmington, DE, holding a Series 66 credential and three years of industry experience. His prior work includes roles at Center Consulting Group and in the education sector with Gloucester County Public Schools and Haddon Township School District/Liberty University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and diverse investment strategies.

Samuel Mitcho is a financial advisor at Merrill Lynch Wealth Management. He specializes in creating wealth management strategies that help clients build confidence in their retirement plans. Samuel places emphasis on competence, trust, and strategic planning in his practice. He earned a Bachelor's degree in Business Management from Chestnut Hill College, where he was also a dual-sport athlete participating in soccer and golf. Samuel holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional duties, Samuel enjoys activities such as chess, fishing, football, golfing, soccer, spending time with his family, and yoga. His approach centers on helping clients identify their priorities to develop tailored financial strategies aligned with their goals.

Scot Armstrong is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 25 years of experience serving high-net-worth individuals and families. As a co-founder of his advisory team, he is involved in overall investment strategy and the selection of alternative investments. Scot focuses on client relationships that often span multiple generations, with expertise in areas including executive compensation, family wealth management strategies, liquidity management, retirement planning, philanthropic planning, portfolio management, tax minimization, and retirement income. Scot holds a high school diploma from Salesianum High School (1986) and studied Criminal Justice at the University of Delaware. He is a Personal Investment Advisor (PIA). He resides in Hockessin, Delaware, with his wife, Kristin, and their four children. Outside of his professional duties, Scot is an avid cyclist who has competed in numerous events and enjoys spending quality time with his family at South Bethany Beach. He is actively involved in his community, serving on the Board of the Central YMCA in Wilmington and chairing the Central YMCA Spinathon fundraiser.

Louis Inglese is a financial advisor at LPL Financial with 30 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at LPL Financial since 2018, following a 13-year tenure at Invest Financial Corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charities through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management along with access to model portfolios and research from multiple sources.

Andrew Jones is a financial advisor with Morgan Stanley, holding a Series 66 designation and five years of industry experience. His career includes multiple roles within Morgan Stanley entities since 2017, as well as a brief tenure at Assured Guaranty in 2018. He also has experience working at Bryant University from 2015 to 2020. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through direct engagements and corporate financial planning agreements.

Julie Grasso is a Series 66-licensed financial advisor with Merrill in Wilmington, DE, where she has worked since 2010. She has 14 years of industry experience. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Fitzpatrick is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds the Series 66 designation and has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Fitzpatrick is based in Greenville, DE. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm uses a structured planning process supported by proprietary tools and emphasizes advisory services without individual security recommendations in standalone plans.

Jennifer Galvin is a financial advisor at Wells Fargo Advisors with 10 years of industry experience. She holds the Series 66 designation and has previously worked at RBC Capital Markets and Merrill. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options tailored to clients who meet certain net-worth criteria, using proprietary research and tools to develop personalized recommendations.

Michael Mele Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 38 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. He has also been associated with Municipal Bond Investors, Inc. since 1983. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Nicci McCann is Vice President and Executive Planning Consultant at Fidelity Investments, a role she has held since 2021. In this capacity, she focuses on creating wealth strategies for clients with an emphasis on incorporating workplace benefits to help them pursue their financial goals. She adopts a consultative approach to build trust and support her clients with personalized and understandable plans. Prior to joining Fidelity Investments, Nicci McCann held several positions at Vanguard, including Senior Advice Strategist from 2019 to 2021, Defined Contribution Relationship Manager from 2017 to 2019, and Senior Wealth Manager from 2015 to 2017. She holds a California Insurance License. Outside of her professional work, Nicci McCann enjoys attending concerts, participating in family activities, fitness, and traveling.

Christopher Vincent is a financial advisor with LPL Financial in Wilmington, DE, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 18 years of industry experience and has been with LPL Financial since 2011. Outside of his advisory role, he receives commission shares from Radnor Benefit, an employee benefits consulting firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers comprehensive financial planning, advisory programs, retirement plan consulting, and brokerage services supported by model portfolios, third-party research, and technology-driven investment approaches.

Maryellen Bukowski is a financial advisor with Morgan Stanley in Greenville, Delaware, and holds Series 63 and Series 65 licenses. She has 27 years of industry experience, including 13 years at Morgan Stanley. Outside of her advisory role, she operates an Airbnb rental business in Lewes, Delaware. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and advisory services supported by firm-approved tools and models.

Jordan Fieger is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2018. His prior experience includes roles at Bank of America, N.A. and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Eileen Stewart is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of her advisory role, she is involved in wine retail and consulting through Premier Wine in Wilmington, DE. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Sarah Henderson is a financial advisor with Ameriprise in Claymont, DE, holding a Series 66 designation and one year of industry experience. She previously worked at State Farm for nine years. Henderson is also a registered team member at TrueCore, LLC, where she manages an advisory business. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.