Victor Marcelo is a financial advisor at Mass Mutual Investors Services with three years of industry experience. He holds a Series 66 designation and has worked at Mass Mutual Investors Services and MassMutual Life Insurance Co since 2023. Prior to his financial advisory roles, he was involved with the Martuscelli Restaurant Group and has worked at the University of Delaware, Newark Country Club, and Saint Mark’s High School. Mass Mutual Investors Services, a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive planning through collaborative engagements using firm-approved analytical tools and specialized programs including divorce planning and estate-settlement services.

Paul Mac Donald is a financial advisor with Mass Mutual Investors Services based in New Castle, Delaware. He holds Series 63 and Series 65 licenses and has seven years of industry experience, including previous roles at Olive Garden. He is also involved in an individual life insurance sales business. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser and offers financial planning, asset management, and educational services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Paul Failla is a financial advisor with Morgan Stanley in Newtown Square, PA, holding a Series 66 designation and 25 years of industry experience. He has worked at Morgan Stanley and its affiliated entities since 2009, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a broad range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and methodologies.

Nicholas Vali is a CFP® and ChFC® with 13 years of experience in financial advisory. He is currently with Cetera and has previously worked at Minnesota Life and Securian Financial Services. Outside of advisory, he is a partner in a golf course business and holds an equity interest in other local ventures. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to discretionary and non-discretionary portfolio management, financial planning, and a range of investment program options.

Stephen Izzi is a financial advisor at Mass Mutual Investors Services with 18 years of industry experience. He holds the ChFC® designation and a Series 63 license. Izzi has been with Mass Mutual-related firms since 2011, serving in roles that include insurance brokerage for individual life and health products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of services including educational seminars and event-driven planning programs.

Jeffrey Merten is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs firm-approved planning tools and modeling techniques to support its financial planning process.

Dawn Green is a financial advisor at OSAIC with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Mass Mutual Insurance Company, Prudential Insurance Company of America, and Signator Investors, Inc. In addition to her advisory role, Green is an adjunct professor at Wilmington University and owns a financial planning business, Wisdom Wealth and Winning LLC. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based investment process with various advisory and brokerage services delivered through a multi-advisor platform.

Tyler Kreger is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. His career includes roles at First Citizens Community Bank and Bankers Life and Casualty. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Natalie Plaza is a Wealth Management Advisor at Merrill Lynch Wealth Management. She serves individuals, corporate executives, and their families, with a focus on areas such as education planning, family wealth management strategies, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, sports and entertainment, and tax minimization. Natalie began her career in architectural design after earning a Bachelor's degree in Environmental Design from the University of Colorado at Boulder. She transitioned into finance in 2018 when she joined Merrill Lynch Wealth Management as a Financial Advisor. She holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Natalie and her team work with clients in the entertainment industry, leveraging their knowledge of the industry's unique financial challenges to provide comprehensive wealth management services. Natalie is a member of several professional organizations, including the Financial Planning Association™, LPGA Women Who Play, Santa Monica Sports Club, and Women In Film. In her spare time, she enjoys basketball, golfing, skiing, spending time with her family, and watching movies. She currently resides in Los Angeles, California.

William Smith is a financial advisor at Morgan Stanley with 35 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. He holds a Series 63 designation and serves as a trustee and co-trustee for a trust in Radnor, Pennsylvania. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and scenario modeling.

Robert Harbison III is a financial advisor at Stifel with 39 years of industry experience. He previously worked at RBC Capital Markets Corporation for 16 years and City National Bank for 2 years. Outside of his advisory role, he manages a rental property in Willowgrove, Pennsylvania. Stifel serves a wide range of clients, including individuals, institutions, and municipal entities, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Joseph Durney Jr. is a CFP® professional with 19 years of industry experience, currently serving with Wells Fargo Advisors since 2014. He is based in Wilmington, DE, and holds Series 63 and Series 65 licenses. In addition to his work at Wells Fargo Advisors, he holds ownership interests in multiple investment-related businesses, including Beartooth Investments, LLC and Heirloom Affiliate Management LLC. Wells Fargo Advisors Financial Network offers investment and financial planning services to individuals, trusts, and institutional clients, utilizing proprietary research and planning tools. The firm provides a broad range of planning options, including specialized services such as business-owner transition and special-needs analysis, delivered through a network of financial advisors.

William Hagerman is a CFP® professional with 27 years of experience in the financial services industry. He currently works with Cetera and has previously been associated with Diamond State Financial, Securian Financial Services, and Minnesota Life Insurance Company. Hagerman serves on the finance committee of his homeowners association. Cetera Investment Advisers LLC is an SEC-registered firm offering services through a large nationwide network of independent advisors. The firm serves individual, retirement plan, corporate, charitable, and institutional clients with a range of portfolio management and advisory solutions across multiple program structures and custodial relationships.

Justin Czerwinski is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in assisting professionals and business owners who are entering their peak earning years and individuals nearing retirement. His client focus includes employee benefits planning, family wealth management strategies, retirement income, and small business strategies, among other areas. Justin holds a Bachelor's Degree from Goldey-Beacom College and has earned a number of professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He emphasizes values such as honesty, integrity, and reputation in his professional approach. Beyond his professional work, Justin is involved in community organizations including Beds4Vets and the Hockessin Historical Society. His personal interests include golfing, music, running, and spending time with his family.

Nicholas Fowler is a financial advisor with Mass Mutual Investors Services who holds a Series 66 designation and has nine years of industry experience. He has worked with MassMutual Life Insurance Company since 2016 and has served in advisory roles with affiliated firms since 2016. Outside of advisory services, he serves as membership chair of an Italian American charitable organization. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative annual financial planning engagements using firm-approved tools and delivers written recommendations focused on investment categories and strategies.

Malcolm Rayne is a financial advisor at Wells Fargo Advisors with a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo Advisors in 2026, he worked at Wells Fargo Clearing, NewSpring Capital, KPMG LLP, and RBC Capital Markets. Outside of his advisory role, he holds a minority interest in an investment-related business, 211 Property Partners, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of financial planning and investment services. The firm’s approach includes tailored recommendations supported by proprietary research and tools, with offerings that cover various planning needs from cash flow to specialized areas such as business-owner transition and special-needs analysis.

Autumn Vernon is a financial advisor with Wells Fargo Advisors in Wilmington, DE, holding a Series 66 designation and one year of industry experience. Prior to her financial advisory career, she served in the United States Airforce for 21 years. Outside of advising, she has partial ownership in a land conservation and vehicle storage business and a sailboat charter company. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options and tailored recommendations supported by firm research and tools.

C Crean is a financial advisor with OSAIC, holding the ChFC® credential and Series 63 registration, and has 39 years of industry experience. Prior to joining OSAIC in 2025, Crean worked at Lincoln Financial Advisors for 11 years and Hornor, Townsend & Kent, LLC for eight years. Outside of advisory work, Crean is also involved in offering property and casualty insurance through a related business. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients, providing brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment process with tools for asset allocation, portfolio optimization, and offers a variety of program options including Unified Managed Accounts and third-party manager programs.

Brittany Yourinson Gaskill is a Series 66-licensed financial advisor with Cambridge Investment Research Advisors, bringing two years of industry experience. She has been with Cambridge since 2023 and volunteers as a committee member for the Westtown-Thornbury Elementary School PTO. Cambridge Investment Research Advisors serves a diverse client base, including individuals and institutional clients such as pension and charitable organizations, providing financial planning, investment management, and retirement-plan advisory services through multiple platforms and proprietary model strategies.

Donald Sellers is a financial advisor with Edward Jones in Kennett Square, PA, holding Series 63 and Series 66 licenses and 22 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.