Chester Wortham is the Vice President Private Wealth Management Advisor at Fidelity Investments, where he has been serving since 2021. He collaborates closely with clients to develop comprehensive wealth plans, leveraging over 25 years of experience working with high net worth individuals and their families. His career includes various roles within Fidelity Investments, such as Wealth Management Advisor since 2021, Financial Consultant from 2013 to 2021, and Investment Consultant in 2013. Prior to Fidelity, Chester held positions at several financial services firms, including MetLife, Liberty Mutual, AXA Advisors, Waddell & Reed, and T. Rowe Price, gaining extensive experience in financial consulting and advisory services. Outside of his professional work, Chester enjoys baseball, family activities, fitness, football, running, and table tennis.

Nicole Russo is a financial advisor at Charles Schwab with 28 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Charles Schwab since 1997, including roles at Charles Schwab Bank, SSB. Outside of her advisory work, Russo is a half owner of an automotive repair business managed by her spouse. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and centralized custody and operational services.

Kobby Okum is a financial advisor with Edward Jones in Leesburg, VA, holding the CFP® and Series 66 designations and possessing 18 years of industry experience. He has been with Edward Jones since 2008. Outside of his advisory role, he serves as president of the Ghana Impact Project, a 501(c)(3) charity based in Stone Ridge, VA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of roughly 23,701 financial advisors.

John Talbott is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of finance, Talbott owns and operates Jay Talbott Photography, specializing in wedding photography. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Elaine Rose is a financial advisor at Primerica Advisors with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Primerica Advisors since 2003. In addition to her advisory role, she is involved in sales of investment-related products and receives compensation for referrals of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and offers a tiered wrap-fee structure for its services.

Evelyn Velasco is a Financial Consultant at Fidelity Investments, a role she has held since 2025. She works closely with clients and their families to develop tailored financial plans that address both short- and long-term goals. Her professional experience includes several positions at Fidelity Investments, where she served as Planning Consultant, Relationship Manager, and Financial Representative between 2022 and 2025. Prior to joining Fidelity, she worked at Deloitte as a Tax Consultant II and Tax Intern, as well as a Tax Intern at BDO. Evelyn holds a California Insurance License. Outside of her professional work, she enjoys golf and running.

Craig Dell is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in financial services in banking in 1996 and joined Merrill Lynch Wealth Management in 2009. Craig employs a consultative, goals-based approach to wealth management, focusing on aligning investment and wealth management strategies with each client's unique short- and long-term objectives. Craig's areas of expertise include education planning, executive and equity compensation services, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, socially responsible and ESG investing, tax minimization, and retirement income. He holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Craig earned a bachelor's degree from Shepherd University. He lives in Frederick, Maryland, and has one son. His personal interests include basketball, golfing, music, spending time with his family, and traveling.

James LoBocchiaro is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing personalized financial advice and strategies to help clients pursue their short-, mid-, and long-term financial goals. His client focus includes areas such as divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and retirement income. Before entering financial services, James worked as a real estate broker in the DMV area, guiding institutional investors and local families through property transactions. He is a Navy Veteran and a graduate of the University of Maryland. James holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He works closely with clients to define goals and develop portfolio strategies aligned with their financial objectives, providing ongoing advice and adapting portfolios as clients' needs change. Outside of his professional responsibilities, James enjoys personal interests such as cooking, dancing, golfing, hiking, and playing tennis. He is involved in the community through his participation with Hero Academy.

Martin Depetris is a Series 66 registered advisor with Fidelity Investments, bringing six years of industry experience. His career includes roles at Bank of America, Merrill, H. Beck, Inc., Scottrade, and the University of Maryland University College. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios involving mutual funds, ETFs, and ETPs.

Michael Levitsky is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 12 years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank before joining Wells Fargo Advisors in 2016. Outside of his advisory work, Levitsky is involved in several investment-related business ventures. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions that include cash-flow, retirement, education, and niche services tailored for specific client needs.

Christine Austin is a financial advisor at Morgan Stanley in Bethesda, MD, with 14 years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at E*TRADE Securities and Charles Schwab. Her career includes a personal sabbatical and time as a full-time student at Mesa Community College. Morgan Stanley Wealth Management offers a range of advisory programs for individuals and institutions, providing tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques to support clients, with a broad platform that includes retail and institutional offerings.

Madison Murray is a financial advisor at Fidelity with three years of industry experience. He holds a Series 66 designation and has previously worked at Merrill and Global Atlantic Financial Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory work for registered investment companies and model portfolio delivery. The firm combines fundamental research with quantitative and algorithmic methods to construct portfolios and serves as a registered commodity pool operator and advisor to multiple funds.

William Mcnulty is a financial advisor with Morgan Stanley in Bethesda, MD, holding Series 63 and Series 65 credentials and possessing 32 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and affiliated with Morgan Stanley Smith Barney LLC since 2009. Mcnulty serves as a board member for the Radford University Foundation, a charitable organization based in Radford, VA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individuals and institutional clients. The firm emphasizes tailored financial planning and manages approximately $2.74 trillion in client assets.

Nia Jordan is a financial advisor with Charles Schwab in Bethesda, MD, holding Series 66 and Series 63 credentials and four years of industry experience. Prior to joining Schwab, she worked at Georgetown University and has performance experience as a member of the Washington Commanders Drumline. She also coaches indoor percussion for Arlington Public Schools. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts.

William Gardner is a Series 66-credentialed advisor with Morgan Stanley in Bethesda, MD. He began his career at Morgan Stanley in 2026 and has prior experience at Glenmede Trust Company and FINRA. Outside of finance, he is involved with BabyCat Brewery. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and delivers services through Financial Advisors and specialized planning groups.

James Pender is a financial advisor with Raymond James Financial, holding a Series 66 designation and over 21 years of industry experience. His prior roles include positions at CUSO Financial Services, SunTrust Investment Services, LPL Financial, Access National Bank, and Investment Professionals, Inc. Outside of his advisory work, he serves as Vice President of the DC Society Sons of the American Revolution, a nonprofit organization. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers tailored non-discretionary planning and consulting using detailed analytical tools and supports municipal and public finance advisory work through a unique affiliation.

Todd Cole is a financial advisor with Ameriprise in Kensington, MD, holding a Series 66 designation and 16 years of industry experience. He has been with Ameriprise and its affiliate since 2011. Outside of his advisory role, Cole serves as Treasurer on the Board of Directors for the Oakland Terrace PTA. Ameriprise is a large institutional firm that offers retirement-income planning services designed for individuals with significant investable assets. Its approach combines research, modeling, and tax-efficiency analysis to provide tailored, written recommendations through a centralized consulting team.

Douglas Haller is a financial advisor at Morgan Stanley with Series 63 and Series 65 licenses and two years of industry experience. Prior to joining Morgan Stanley in 2022, he held positions at Blue Collar Scholars, Damascus Enterprise, and in government, as well as roles in education and the private sector. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Cody Monarch is a financial advisor at Morgan Stanley with a Series 66 designation and three years of industry experience. Prior to his current role at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC, he worked at Insight Enterprises and Marriott International. He also has experience in the hospitality sector, having worked at Mussel Bar and Grille. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

John Seitz is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he leads The Seitz | Bosley Group. He began his career in the financial services industry in 1985 and has developed extensive experience navigating various market cycles. John focuses on helping clients understand how their investment and wealth management strategies align with their specific goals, emphasizing clear communication, team-wide client service, and ongoing professional education. John holds the Chartered Retirement Planning Counselor (CRPC™) and Personal Investment Advisor (PIA) designations. He is a qualified Portfolio Manager, capable of building and managing personalized investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies, with the option to manage these strategies on a discretionary basis through the firm’s Investment Advisory Program. John earned his bachelor's degree in economics from St. Lawrence University in Canton, New York, and his master's degree from Loyola College in Baltimore. He resides in Glenwood, Maryland, with his family.