Andrew Dietz is a financial advisor at Independent Financial Partners with 30 years of industry experience. He previously worked at Realta Investment Advisors and Realta Equities for 11 years before joining Independent Financial Partners and its affiliated entities in 2024. Outside of advisory work, he is a limited partner in Innovative Mission Systems, which provides water monitoring solutions, and owns True Purpose, Inc., a spiritual leadership company. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving a diverse client base and is notable for its formal retirement-plan advisory and pension consulting capabilities.

James Lambert is a financial advisor with Valic Financial Advisors, holding Series 63 and Series 66 designations and bringing 44 years of industry experience. He has been with Valic Financial Advisors since 1997 and has also worked at Agia since 2022. Outside of his advisory role, Lambert manages an LLC involved in rental property management and serves as trustee of a revocable living trust. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, wrap programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Andrew Baxley is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and three years of industry experience. Prior to joining T. Rowe Price, he worked at Native Sons Inc and NewDay USA. Outside of his advisory role, he has been involved in the restaurant industry as a bartender at Uno Restaurant since 2014. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management for individual investors and households, utilizing model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs.

John Juliano is a CFP® with 29 years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. since 2024. He spent 27 years at The Vanguard Group and has been an adjunct professor at Saint Joseph's University since 2007, teaching CFP-approved courses. Outside of finance, he owns a seasonal business selling water ice at carnivals and sporting events. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines goals-based planning, retirement income strategies, and ongoing account management supported by an interactive online platform.

Daniel Jemibewon is a Series 66-licensed financial advisor with Guardian Life, bringing one year of industry experience. His background includes roles at Amazon, Citigroup, Google, and Procter & Gamble. Outside of finance, he is involved in life coaching on a part-time basis. Guardian Life’s subsidiary, Park Avenue Securities LLC, provides brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm employs a combination of advisor-led discretionary management and model-based strategies, including proprietary programs and third-party platforms, to deliver tailored financial planning and investment solutions.

Tyler Fanyo Tabak is a Series 65-licensed financial advisor at Cerity Partners LLC with one year of industry experience. His background includes education-focused roles and part-time employment prior to joining Cerity Partners. Cerity Partners serves a wide range of clients including individuals, families, trusts, institutions, and business entities, managing approximately $166.2 billion in assets as of December 2025. The firm offers customized wealth management services with an investment approach that combines client-specific profiles, quantitative screening, manager selection, and access to alternative and private market solutions.

George Davis is a financial advisor with Truist Advisory Services in Hunt Valley, MD, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has worked at various Truist-related entities since 2011, including Truist Investment Services and Suntrust Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and a manager-selection program implemented through discretionary and non-discretionary strategies, leveraging third-party platforms and AI-enabled research tools.

Rebecca Streamo is a financial advisor at HB Wealth with a Series 65 designation and seven years of industry experience. She previously worked at TrustCounsel and WMS Partners, LLC before joining HB Wealth in 2025. HB Wealth Management is a registered investment adviser that provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers outsourced chief investment officer and institutional advisory services, employing a combined quantitative and qualitative investment process across public and private strategies.

Andrew Schwartz is a financial advisor at T. Rowe Price Advisory Services, Inc. He holds Series 66 and Series 63 licenses and has two years of industry experience. Prior to joining T. Rowe Price in 2022, he worked at Under Armour and Cohen, Snyder, Eisenberg & Katzenberg P.A., among other roles. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management to individual investors and households, using a goals-based approach with proprietary mutual funds and ETFs. The service includes online planning tools and supports clients through regular reviews and Monte Carlo–based retirement income projections.

Daniel Pineiro is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and two years of industry experience. His prior roles include positions at Mitchell and Hastings Financial Services and InFocus Financial Advisors Inc. He also has experience outside finance, including work with The TJX Companies, Inc., and teaching at Century High School and Salisbury University. T. Rowe Price Advisory Services offers the Retirement Advisory Service to individual investors and households focused on retirement goals, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily through proprietary T. Rowe Price mutual funds and ETFs. The firm employs asset-location strategies, tax-aware rebalancing, and Monte Carlo-based financial planning delivered with telephone advisor access and online tools.

Eric Miller is a financial advisor with Janney Montgomery Scott in Towson, MD, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Janney Montgomery Scott since 2006. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plans, and offers a range of brokerage, financial planning, and advisory services.

Adekemi Azeez is a financial advisor at T. Rowe Price Advisory Services, Inc. with 16 years of industry experience. She holds the Series 66 designation and previously worked at Merrill and Bank of America, N.A. for ten years. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, employing model allocations and tax-aware strategies supported by an interactive online planning tool.

Gavin La Dore is a financial advisor at Valic Financial Advisors with a Series 66 designation and one year of industry experience. He has prior experience at Ameriprise Financial and has been involved with various organizations including Sacred Heart Outreach Camp and Maryland Football. Additionally, he is appointed as an agent to sell non-securities insurance products for AGIA. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

Debra Hemphill is a financial advisor at T. Rowe Price Advisory Services, Inc. with 11 years of industry experience. She holds the CFP® designation along with Series 63, Series 65, and Series 66 licenses. Her prior work includes positions at Liberty Tax Service and Macy's. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily to individual investors and households. The firm employs model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, utilizing tax-aware strategies and online tools to deliver tailored retirement income planning.

William Peck is a financial advisor with Janney Montgomery Scott in Towson, MD, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He worked at Brown Advisory Securities, LLC for 13 years before joining Janney Montgomery Scott in 2018. Peck serves as a board member and treasurer of the Kernan Hospital Endowment and is an investment committee member for the University of Maryland Medical System. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients through brokerage services, financial planning, and advisory programs, using both in-house portfolio management and third-party managers.

Joshua Scheinker is a Series 66-licensed financial advisor with Janney Montgomery Scott, based in Hunt Valley, MD, with 28 years of industry experience. He has worked at Janney Montgomery Scott since 2009. Outside of his advisory role, Scheinker serves as a board member of the Cal Ripken Senior Foundation, a nonprofit focused on youth development, and sits on the advisory board of Crainius, a med tech startup working toward FDA approval. Janney Montgomery Scott is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, and institutional clients, offering brokerage, financial planning, consulting, and advisory programs through a combination of in-house and third-party portfolio management.

Lesa Crosser is a financial advisor at HB Wealth with 19 years of industry experience. She holds a Series 66 designation and previously worked at Wms Partners LLC for 14 years before joining HB Wealth in 2025. HB Wealth Management is a registered investment adviser serving individuals, families, trusts, retirement plans, corporate entities, foundations, and institutional clients. The firm offers wealth management, investment management, and financial planning, combining quantitative and qualitative due diligence across public and private investment strategies.

Lorraine Flowers is a CERTIFIED FINANCIAL PLANNER™ professional with 38 years of industry experience. She is an Investment Advisor Representative at Kestra Advisory Services, LLC, where she has worked since 2016. In addition to her advisory role, she owns The Flowers Financial Group, through which she acts as a life and health insurance agent. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm offers services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms, serving a range of clients from small plans to large institutional investors like sovereign wealth funds.

Brianna Martin is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 66 and Series 63 credentials and nine years of industry experience. She has been with T. Rowe Price continuously since 2016 and previously worked at Charm City Run from 2012 to 2019. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management to individual investors and households, utilizing proprietary mutual funds and ETFs with model allocations tailored to client goals. The firm provides point-in-time financial plans and annual reviews supported by an online planning tool and telephone access to advisors.

Nathaniel Adams is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has 10 years of industry experience. Adams has been with T. Rowe Price since 2015. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory program for individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management. The firm employs model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, using tax-aware rebalancing and tactical allocations.