Rebecca Foret is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Her prior roles include working at Hope Academy for six years and operating a personal business for one year. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Kyle Flanary is a CFP®-designated financial advisor with Vanguard Advisers in Charlotte, NC, bringing 18 years of industry experience. He has been with Vanguard Advisers since 2015 and has been affiliated with The Vanguard Group and Vanguard Marketing Corporation since 2007. Outside of his advisory role, he manages a rental property business through K-Squared Properties, LLC. Vanguard Advisers provides automated and human-supported investment advice mainly to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios primarily constructed from Vanguard funds and ETFs, combining digital delivery with a large advisory team to serve a broad client base.

Steven Johnson is a financial advisor at Raymond James Financial with 26 years of industry experience. He holds Series 63 and Series 65 designations and has been with Raymond James Financial Services Advisors, Inc. since 2009. Outside of his work at Raymond James, he is the CEO of The Johnson Financial Group LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance advisory services uncommon among large institutional advisors.

Charles Piland Jr. is a financial advisor with Vanguard Advisers, holding a Series 66 designation and bringing eight years of industry experience. He has worked at Vanguard Marketing Corporation and The Vanguard Group since 2018 and was previously employed at Lending Club from 2012 to 2025. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and constructs portfolios primarily from Vanguard funds and ETFs, combining scale with digital delivery to manage a large client base.

Joseph Neal is a CFP® professional with 23 years of experience in the financial industry. He has been with Wells Fargo Clearing since 2016, following a brief tenure at Wells Fargo Advisors, LLC. Based in Davidson, NC, Neal holds a Series 66 license. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute alongside third-party data.

Jerry Mcvean is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following three years at Wells Fargo Advisors. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with an investment menu that includes insurance-related vehicles and bank deposit sweep options alongside traditional investment products.

Connor Haggerty is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and five years of industry experience. He has worked at The Vanguard Group, Inc. since 2021 and previously held positions at firms including Stir, Park Avenue Securities, Guardian Life Insurance, and New York Life. Prior to his financial services career, he worked in the restaurant industry and attended the University of South Carolina. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily invests in Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Lacey Beam is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and six years of industry experience. She worked at HomeTrust Bank prior to joining Wells Fargo and has a background that includes homemaking. Outside of her advisory role, she owns and operates Lacey Cakes & Beam Photography, a business focused on baking and family portrait photography. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Franklin Hinson is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 registrations and with 24 years of industry experience. He has been with Vanguard Advisers since 2020 and has also worked with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2013. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Anthony Price Jr. is a financial advisor at Vanguard Advisers with six years of industry experience. He holds a Series 66 designation and has previously worked at Charles Schwab, PNC, and Dingus and Daga. Outside of his advisory role, he works as a contracted driver for Uber. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach and manages portfolios largely composed of Vanguard funds and ETFs.

Joseph Zarsky is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 credentials and four years of industry experience. His prior roles include positions at Wells Fargo, Chase Bank, and the Census Bureau. Vanguard Advisers offers automated and human-supported investment advice primarily for retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and primarily invests in Vanguard funds and ETFs, providing a range of customization options and serving a large client base through a combination of digital platforms and advisor support.

Benjamin Johnson is a CFP® professional with 15 years of experience in financial advising. He is currently with Raymond James Financial Services Advisors, Inc. and previously worked at Edward Jones for 14 years. Outside of his advisory work, he is involved in agricultural activities through a family limited partnership. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm utilizes risk profiling and analytical tools to tailor non-discretionary planning and supports municipal and public-finance work through a unique affiliation, along with specialized programs like SIMPLE IRA Employer Advisory & Consulting Services.

Kelly Howe is a Series 66-credentialed financial advisor with five years of industry experience, currently with Vanguard Advisers. Prior to joining Vanguard, she held roles at the Financial Behavior Keynote Group and as Chief Financial Mom. Her experience also includes multiple positions at the University of Georgia and Market Force Information. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and serving a large client base through digital and team-supported platforms.

Brian Patrick is a financial advisor at Vanguard Advisers with 10 years of industry experience. He previously worked at Fidelity Investments and Charles Schwab before joining Vanguard in 2025. He holds the Series 63 and Series 66 designations. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, offering portfolios primarily composed of Vanguard funds and ETFs with options for tax-aware strategies and customization.

Ryan Bloom is a financial advisor with Raymond James Financial Services Advisors, Inc., holding the CFP® designation and securities licenses Series 63, 65, and 66. He has 19 years of industry experience, including 15 years at Edward Jones. He is an owner and officer of two support companies and serves as a board member and head of the finance committee for The Christian Mission, a nonprofit organization. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm emphasizes tailored, non-discretionary advice based on client goals and uses a variety of analytical tools to model potential outcomes.

Christopher Diskin is a financial advisor at Edward Jones with 27 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Edelman Financial Engines, LPL Financial LLC, TIAA, and Wells Fargo Clearing. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory strategies, including discretionary and non-discretionary wrap fee programs and separately managed accounts. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Justin Tamayo is a financial advisor at Vanguard Advisers in Charlotte, NC, holding a Series 66 designation with two years of industry experience. Prior to joining Vanguard, he worked at SolarWinds and Dexian Disys, among other roles. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach that incorporates Vanguard funds and ETFs with various tax-aware features.

Casey Sanchez is a financial advisor at Vanguard Advisers with two years of industry experience and holds a Series 66 designation. Prior to joining Vanguard Advisers in 2026, Sanchez worked at Coinbase Inc. and Bank of America Corporation. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily using Vanguard funds and ETFs.

John Walker is a CFP® with nine years of industry experience, currently serving as a financial advisor at Vanguard Advisers. His background includes roles at Amazon and multiple self-employed positions. Outside of advising, he has engaged in freelance copywriting, voiceover work, food delivery, and pet sitting. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach with portfolios built largely from Vanguard funds and ETFs, combining scale with digital delivery through a team servicing model.

Walter Bay is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 65 licenses and 12 years of industry experience. He has been with The Vanguard Group since 2013. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models and mainly Vanguard funds and ETFs to create personalized portfolios.