Raul Gonzalez is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds the Series 66 designation and has worked at firms including JPMorgan Chase Bank NA, JPMorgan Securities LLC, OFX-US Forex, EncoreFX, and Western Union Business Solution. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, supported by in-house research and extensive market roles.

Angela Leal Garcia is a financial advisor at Citigroup Global Markets with seven years of industry experience. She holds a Series 66 designation and previously worked at Resmac Inc from 2015 to 2017 before joining Citigroup in 2017. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm implements multi-asset, multi-manager strategies using both discretionary and non-discretionary approaches and maintains unique market roles, including acting as a swap dealer and futures commission merchant.

Eduardo Fernandez is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds Series 63 and Series 66 certifications. His prior experience includes roles at Wells Fargo Clearing, Equitable Advisors, IDB Capital Corp., and JP Morgan Chase Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains in-house research and market roles that distinguish it from typical advisory firms.

Sean Manning is a financial advisor at PNC Wealth Management with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Advisors and FedEx Corporation. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio solution for employees that utilizes algorithm-driven risk assessments and invests in mutual funds and ETFs with annual rebalancing.

Armando Acosta is a financial advisor at Citigroup Global Markets with 17 years of industry experience. He holds a Series 66 designation and has been with Citigroup since 2016. Acosta has served in the US Marine Corps Reserves since 2004. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains unique market roles including in-house research and acting as a swap dealer and futures commission merchant.

John Pitlosh is a CFP®-certified financial advisor with over 21 years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and Wealth Enhancement Group, where he has worked since 2021. Prior to that, he spent 13 years at Investor Solutions. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm that serves a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized consulting services, utilizing a strategic investment approach that combines passive and active management informed by quantitative and fundamental research.

Laura Villegas is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation with 17 years of industry experience. She has been with HSBC Securities and HSBC Private Bank since 2015. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm employs a structured investment process with multiple risk profiles and combines strategic and tactical asset allocation developed with HSBC Global Asset Management and affiliated partners.

Christian Chang is a financial advisor at Transamerica Retirement Advisors, LLC with 25 years of industry experience. He holds the Series 63 and Series 65 licenses and has been associated with Diversified Investors Securities Corp. since 2006. Chang is based in Hialeah, Florida. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed advice and investment education services. The firm utilizes Morningstar Investment Management’s proprietary technology and model portfolios to deliver personalized asset allocation and retirement guidance, operating at scale with over 212,000 clients and 301 advisors.

Richa Sadana is a ChFC® credentialed financial advisor with nine years of industry experience, currently with Eagle Strategies (NY Life) since 2026. She has held roles at Mahoney Financial Organization, LLC, NYLIFE Securities LLC, and New York Life Insurance Co. Richa is based in Miami, FL. Eagle Strategies serves a diverse client base including individual investors, defined contribution and benefit plans, as well as charitable and corporate clients. The firm offers financial planning, investment management, and retirement-plan advisory services, with a focus on non-discretionary asset management and tailored recommendations.

Felipe Lara is a financial advisor at Citigroup Global Markets with Series 66 and Series 63 credentials and two years of industry experience. His prior work includes roles at CITIBANK and Bc Forward, as well as positions with the International Labor Organization and various municipal governments in Colombia. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with large institutional scale and unique market roles, including swap dealer and futures commission merchant activities.

Richard Tonkinson is a financial advisor with Commonwealth Financial Network in Miami, FL. He holds the CFP® designation and has 34 years of industry experience. Tonkinson has been with Commonwealth since 2011 and is also co-owner of Tonkinson Financial, Inc. Outside of advising, he serves as president and part-owner of the Tonkinson Foundation, a family charitable foundation. Commonwealth Financial Network supports a national network of approximately 2,950 advisors by providing operations, trading, technology, investment management, compliance, and practice-management resources. The firm offers a variety of advisory programs and services, including discretionary model portfolios and customized investment solutions.

Carlos Fernandes is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Citibank N.A. and CITI International Financial Services LLC since 2017. His prior experience includes a position at Foresters Financial Services. Citigroup Global Markets serves individual and institutional clients, including high-net-worth and ultra-high-net-worth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options and maintains unique market roles such as operating as a security-based swap dealer and futures commission merchant.

Manny Borras is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds the Series 66 designation and has worked at Citigroup since 2018 following three years at JPMorgan Chase & Co. Outside of his advisory role, he is a partner and owner of two small businesses focused on apparel goods and floral arrangements, and he also engages in resale activities on eBay. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and manages both discretionary and non-discretionary portfolios, combining large institutional scale with specialized market roles and arrangements.

German Saborio is a financial advisor with Citigroup Global Markets in Miami, FL, holding a Series 66 designation and 16 years of industry experience. He has been with Citigroup since 2004. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering diversified investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles including in-house research and derivatives services.

Miguel Garcia Diaz is a financial advisor at Empower Advisory Group with four years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo Clearing, Wells Fargo Bank, NA, and Miami Krew. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm’s approach combines proprietary and third-party methodologies focused on long-term portfolio returns and integrates closely with Empower’s recordkeeping and administrative platforms.

Lizeth Jimenez is a financial advisor at Citigroup Global Markets with eight years of industry experience. She holds the Series 63 and Series 65 designations and has been with Citibank since 2015. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains distinctive market roles including in-house research and acting as a security-based swap dealer and futures commission merchant.

Adolfo Anzola is a financial advisor at Citigroup Global Markets with two years of industry experience. He holds the Series 66 designation and previously worked at Alex. Brown, a subdivision of Raymond James, and Quirch Foods, LLC. He has also been involved in educational roles at the University of Florida, Kumon Math and Reading Centers, and Christopher Columbus High School. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and provides both discretionary and non-discretionary programs supported by in-house research and unique market roles.

Roger Madon is a financial advisor with Transamerica Financial Advisors and holds Series 63 and Series 65 licenses. He has six years of industry experience and has previously worked at firms including Equitable Advisors, Primerica Financial Services, and Lincoln Financial Advisors. In addition to his advisory role, Madon is the owner of Madon Malin, P.C., a law firm where he represents clients as a labor lawyer. Transamerica Financial Advisors serves a broad client base including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm delivers services through a large advisor network and multiple program platforms, utilizing model portfolios and third-party managers to implement its advisory model.

Cecilia Torozanetti is a financial advisor at Citigroup Global Markets with a Series 66 credential and one year of industry experience. Prior to joining Citigroup, she held roles at GainzVille Hub and Mi Apa Latin Cafe and has academic experience affiliated with the University of Florida. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside execution and custody services. The firm operates at a large institutional scale with unique market roles, including swap dealer and futures commission merchant activities, and provides bespoke solutions for high-net-worth clients.

Leodan Rodriguez is a Series 66-licensed financial advisor at Citigroup Global Markets with two years of industry experience. He previously worked at Wells Fargo Bank N.A. from 2016 to 2022 before joining Citi Bank in 2022. Outside of his advisory role, he maintains a rental property in Miami, FL. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with significant institutional scale and specialized market roles.