Darren Jones is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 22 years of industry experience. He has worked with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2011, following prior roles at Southstate Securities Corp. and J.J.B. Hilliard, W.L. Lyons, LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research to develop model asset allocations, incorporating ESG considerations and offering broader derivatives and commodities capabilities.

Penelope Skowronski is a financial advisor with J.P. Morgan Securities in Palm Beach Gardens, FL, holding Series 63 and Series 66 credentials and 18 years of industry experience. She has worked at J.P. Morgan Securities since 2014 and J.P. Morgan Chase Bank, NA since 2021. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm offers non-discretionary advice focused on asset allocation, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Juan Cocuy is a financial advisor with J.P. Morgan Securities in Palm Beach Gardens, FL, holding Series 63 and Series 66 credentials and 12 years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Bank in 2022, he operated his own CPA firm, Juan Cocuy, CPA, P.A., from 1998 through 2026, including a merger with Templeton & Co., LLP. He previously served the Boys & Girls Clubs of Palm Beach County, Inc. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and other institutional clients. The firm employs a due diligence process combining quantitative screening and qualitative research and offers broader derivatives and commodities capabilities through related entities.

Sally Engels is a financial advisor with Edward Jones in North Palm Beach, FL, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. Her prior roles include positions at Princor Financial Services Corporation and UBS Financial Services. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors, with a broad range of advisory programs and affiliated investment products. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Larry Saxby is a financial advisor with Wells Fargo Clearing in Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 53 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent 15 years with Prudential Equity Group, LLC. Saxby serves as a trustee for several family trusts, involving investment-related responsibilities. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and supports a large network of advisors, offering both brokerage and advisory solutions.

Eric Martinez is a financial advisor with LPL Financial in West Palm Beach, FL, holding a Series 66 designation and 13 years of industry experience. His career includes positions at Edward Jones, Wells Fargo Clearing, and CUNA Mutual Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services through a large network of investment adviser representatives, offering access to financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Andrella Thomas is a financial advisor with Morgan Stanley in West Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2019, and prior to that was with HSBC Bank USA N.A. from 2014 to 2019. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering financial planning that incorporates firm-approved tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Najran Thompson is a Series 66 credentialed financial advisor with seven years of industry experience, currently with J.P. Morgan Securities. Prior to joining J.P. Morgan in 2019, Najran held positions at CarMax, Inc. and Teleperformance. Outside of his advisory role, he is involved in managing rental real estate through his ownership in Thompson Maragh Enterprises LLC and 732 Papillon LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory approach combines quantitative and qualitative due diligence and includes broader derivatives and commodities capabilities.

Thomas Mandat is a Financial Advisor at Merrill Lynch Wealth Management based in Palm Beach, Florida. He specializes in offering comprehensive financial guidance to individuals and families, focusing on areas such as family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, retirement income, and employee financial health. Thomas holds a Bachelor's Degree from The Ohio State University and has earned the Accredited Wealth Management Advisor™ (AWMA™) and Chartered Retirement Planning Counselor™ (CRPC™) designations through the College for Financial Planning Institutes Corp. Additionally, he is a Personal Investment Advisor (PIA) and serves on Bank of America's Key Leadership Council. In addition to his professional responsibilities, Thomas is actively involved in the Palm Beach community as an Ambassador for the Palm Beach Chamber of Commerce. He maintains a client-focused approach grounded in trust and commitment to excellence, aiming to support clients in building lasting wealth through personalized, relationship-driven financial guidance.

Barry Botfeld is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. His career includes roles at multiple Cetera entities since 2018 and prior positions at firms such as Summit Financial Group and Finalis Securities. He is based in Boynton Beach, Florida. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party model portfolios.

Lola Danza is a financial advisor at Charles Schwab with 10 years of industry experience. She holds a Series 66 designation and has worked at firms including Fidelity Investments, TD Ameritrade, Merrill, and Charles Schwab. Outside of her advisory role, she manages a real estate holding LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Johana Diaz is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has worked with Merrill since 2017, including a prior role at SMDigital Partners. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Debra Talarico is a financial advisor with Ameriprise Financial Services, holding a Series 66 credential and 18 years of industry experience. She has been with Ameriprise in various capacities since 2015. Her other business activities include involvement in real estate ownership outside of investment purposes. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning, dependable income sources, and tax-aware withdrawal strategies. The firm employs a centralized team to produce tailored Recommendation Reports and ongoing advice, with a distinctive approach that includes restrictive enrollment criteria and integration of affiliated investment products.

Amanda Campbell is a financial advisor with Stifel in Palm Beach, FL, holding a Series 66 designation and 20 years of industry experience. She has been with Stifel Nicolaus & Co Inc since 2015. Outside of her advisory role, Campbell serves on the board of Rosarian Academy and is Secretary of the Jupiter Police Foundation, where she assists with fundraising and event planning. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment analysis methodology developed by its Investment Strategy Group.

Kevin Wandoff is a CERTIFIED FINANCIAL PLANNER™ professional with 22 years of experience in the financial services industry. He has worked at Wells Fargo Clearing since 2016 and previously held roles at Morgan Stanley from 2004 to 2013. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, retirement plan consulting, and offers a combination of brokerage and advisory solutions supported by internal and third-party research.

Brad Parpan is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds the CFP® designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2016, following a tenure at UBS Financial Services from 2013 to 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Ryan Yelin is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, he worked at Acentria Insurance and Tanium, and held roles outside the financial sector. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Dino Ruffa is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Securities America Advisors and Park Avenue Securities. Outside of his advisory role, he owns an insurance agency and manages a financial planning business called Upward Wealth Group LLC. OSAIC Wealth serves a diverse range of clients including individual investors, retirement plan sponsors, charities, and corporations. The firm offers a multi-advisor platform with brokerage and advisory services focused on model-based asset allocation, portfolio optimization, and a variety of investment management programs.

Mark Belford is a financial advisor with J.P. Morgan Securities in Palm Beach, FL, holding Series 65 and Series 63 licenses and bringing 28 years of industry experience. His prior roles include five years at Stephens, Inc. and five years at KPMG Corporate Finance LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s approach combines quantitative and qualitative research supported by a centralized manager solutions team.

Phillip Edwards is a financial advisor at Merrill with 24 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Citigroup for 11 years before joining Merrill in 2024. Edwards serves as a director of the Cultural Council of Palm Beach County and is a board member of the United Way of Palm Beach County. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.