Shannon Utterback is a financial advisor at Fidelity with 15 years of industry experience and holds a Series 66 designation. Prior to joining Fidelity in 2022, she worked at Wells Fargo Advisors and Wells Fargo Clearing between 2016 and 2022. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and offers oversight of affiliated and unaffiliated sub-advisers.

Louis Tagliaferro is a financial advisor at Osaic with 43 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked for American Portfolios Financial Services for 23 years. In addition to his advisory role, he occasionally sells life, long-term care, and disability insurance as part of his financial services. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory programs with an investment approach centered on model-based asset allocation, portfolio optimization, and risk management tools.

Brandt Zimmerly is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked with PFS Investments Inc. since 2011 and with Primerica Financial Services since 2009. Outside of his advisory role, he owns Zimmerly and Associates, LLC, which operates for Primerica business purposes, and is involved with Team HSTL, a non-investment-related venture. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options within a tiered wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors while using Pershing and Primerica Brokerage Services for custody and trade execution.

Deidre Fernald is a CFP® with 21 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. Her prior experience includes roles at Citigroup Global Markets, Lincoln Investment, Capital Analysts, and T. Rowe Price Advisory Services. Outside of advisory work, she is a board member of a networking organization and a partner in a business unrelated to investments. Cambridge Investment Research Advisors serves a diverse client base of individuals and institutions, including pension and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals and offers a range of proprietary and third-party investment strategies.

Isaac Voltoline is a financial advisor with Charles Schwab, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Schwab, he worked at the City of St. Petersburg and Haddad Dealerships, and has been involved with ModernTetra since 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary investment recommendations and access to affiliated discretionary SMA portfolios, alongside custody and brokerage services.

Taylor Mc Dermott is a CFP® and holds a Series 66 license with 13 years of industry experience. He is currently affiliated with Raymond James Financial Services Advisors, Inc., where he has worked since 2021, following five years at Wells Fargo Clearing. Outside of his advisory role, Mc Dermott serves as a trustee for a family irrevocable trust. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and supports advisory programs across a large network, with specialized services that include municipal and public-finance advisory work.

Todd Basler is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with PFS Investments Inc. since 1994 and with Primerica Financial Services since 1993. Basler is also involved in several business ventures, including ownership of Basler Group LLC, a Primerica-affiliated investment entity. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm uses model-delivery strategies managed by third-party asset managers and provides advisory services through a large network of advisors.

Trae Vaillant is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 65 and Series 63 licenses and possessing nine years of industry experience. He has been with PFS Investments Inc. since 2017 and previously worked at Gartner from 2016 to 2021. Outside of his advisory role, he is involved in health insurance sales through Destiny Family Group, LLC. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offers model-driven investment strategies supported by third-party asset managers and custodial services.

Bradley Kirchner is a financial advisor with Wells Fargo Clearing in Clearwater, FL, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. His prior work includes roles at Synovus Bank, Synovus Securities, Fifth Third Securities, AmSouth Investment Services, and Truist Investment Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute and third-party sources to evaluate investment options primarily through diversification and modern portfolio theory.

Patrick Griffith is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Merrill and Bank of America. His current roles include positions at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves individuals and institutional clients by providing a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to support its advisory services.

Robert Brown is a financial advisor with LPL Enterprise who holds a Series 66 designation and has 29 years of industry experience. He has worked at Prudential Insurance Company of America since 1997 and joined LPL Enterprise in 2024. Brown is also involved in fiduciary capacities outside of investment advisory roles. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities through a network of investment adviser representatives. The firm utilizes model-driven investment implementation and offers access to third-party asset managers and insurance products through affiliated entities.

Dylan Fayer is a financial advisor with Cetera, holding a Series 66 designation and 11 years of industry experience. He has worked with several firms including National Asset Management and National Securities Corp. In addition to his advisory role, he serves as a CPA and financial professional at Generations Tax & Wealth Management and prepares tax returns through DF Wealth Services, LLC. Cetera Investment Advisers LLC is an SEC-registered firm that offers portfolio management, financial planning, and retirement services through a nationwide network of over 10,000 independent advisors. The firm serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts, utilizing a multi-manager platform with varied program options and ongoing client supervision.

Robert Griffin is a financial advisor at Merrill in Tampa, FL, holding Series 63 and Series 66 licenses with 21 years of industry experience. He has worked at Merrill and Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions. The firm’s investment approach includes strategic and tactical asset allocation with options designed for tax-sensitive investors.

Zakaria Fourari is a financial advisor with LPL Financial in Tampa, FL, holding a Series 66 designation and 14 years of industry experience. He has worked previously at Cetera, USAA Financial Planning Services, and PNC Wealth Management. Outside of his advisory role, he is involved in business entities including ZFL Industries LLC, where he serves as owner and manager. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research, technology tools, and diverse investment strategies.

Srdjan Misic is a Financial Consultant currently working at Fidelity Investments since 2022. He has over 10 years of experience in the financial services industry, having held various roles including Portfolio Specialist and Client Management Representative at Fidelity Investments, Premier Banker at Suntrust (now Truist), Private Banker at Wells Fargo, and Investment Services Representative at Northwestern Mutual. Throughout his career, Srdjan has focused on developing financial plans tailored to clients' goals and priorities by understanding their financial situation and crafting suitable strategies. His professional approach emphasizes building relationships based on trust, open communication, and guidance. Specific details regarding his education, credentials, personal interests, or community involvement were not provided.

Mark Walker is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. He has worked with Primerica Financial Services since 1996 and Primerica Advisors since 2014. Outside of advisory work, he manages Walker Insurance and Financial Services, LLC, a business formed for Primerica purposes. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm delivers advisory services through a large network of advisors using model-based strategies developed by third-party managers and supported by custodial and trade execution services.

Brandon Barile is a CFP® with 29 years of industry experience, currently affiliated with Cetera in Tampa, FL. He has held roles at International Assets Investment Management LLC and related firms for over a decade. Outside of his advisory work, he is the owner and administrator of the LinkedIn group Get Connected in Tampa Bay and serves as chapter president of Network Professionals Inc., a local business networking group. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, including access to third-party money managers and bespoke investment strategies.

Michele Reese is a financial advisor with Raymond James Financial in Clearwater, FL, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has been associated with Raymond James Financial Services Advisors, Inc. and related entities since 2009, following a prior role at Banc of America Investment Services, Inc. from 2007 to 2009. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individual and high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting, incorporating risk profiling and modeling tools, and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Nicole DiPinto is a Planning Consultant at Fidelity Investments, a role she has held since 2022. In her position, she works closely with clients and the advisory team to facilitate thoughtful and organized meetings. Nicole is committed to making the financial planning process seamless and personalized by building lasting relationships and helping clients feel confident in their plans. Outside of her professional responsibilities, Nicole enjoys attending concerts, exploring culinary experiences as a foodie, skiing, and practicing yoga.

Alexander La Joy is a financial advisor at Ameriprise in Dunedin, FL, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Ameriprise Financial Services, LLC, McKim and Creed, and Grumpy Gators. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides tailored retirement-income planning through written Recommendation Reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.