Michele Hunter is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and 29 years of industry experience. She has been with Merrill since 1995 and concurrently affiliated with Bank of America since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, supported by trading, account administration, and custody services.

Daniel Nicholls Franco is a financial advisor with Merrill based in Tampa, FL, holding a Series 66 designation and bringing nine years of industry experience. He has worked at Merrill since 2016 and Bank of America, N.A. since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional accounts.

Carey Joseph is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He previously worked at T. Rowe Price for nine years and has experience in hotel management and consulting as well as ride-sharing services. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse clientele including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a wide range of portfolio management styles and affiliated research.

Dawn Demers is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. Her prior roles include work with Wells Fargo Clearing and Achieva Credit Union. Outside of financial services, she is a 50% owner of T3 Digital Media LLC, which provides website design and SEO services. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management options and oversees more than $256 billion in assets with a network of over 10,000 advisors.

Kalyn Fitzpatrick is a financial advisor at Morgan Stanley with four years of industry experience. She holds Series 63 and Series 66 licenses and has worked at T Rowe Price and Vanguard Skin Specialists prior to joining Morgan Stanley. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s advisory services include structured planning processes and a broad range of investment programs.

Andrew Gillis is a financial advisor at LPL Financial with 19 years of industry experience. He holds the Series 66 designation and previously worked at Raymond James & Associates for 13 years before joining LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions, including advisory platforms supported by model portfolios, third-party subadvisors, and customized strategies.

Kimberly Douglas is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 24 years of industry experience. Her career includes roles at firms such as Grove Point Investments and E*TRADE Securities, among others. Outside of her advisory work, she owns and manages a rental real estate business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, supported by a broad range of portfolio management styles and affiliated research.

Zoran Knezevic is a CFA® charterholder affiliated with Raymond James & Associates in St. Petersburg, FL, with one year of industry experience. His previous roles include positions at Fisher Investments and Franklin Templeton Investments, as well as various capacities at the University of South Florida. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning and investment consulting with a range of portfolio management styles and affiliated research resources.

Jody Lane is a financial advisor at Raymond James Financial with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Raymond James since 2005 in various capacities. Outside of her advisory work, Lane has been involved with Iris Photographic for over two decades and serves at Mycro School Pinellas. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored, non-discretionary planning supported by advanced analytical tools and is noted for its municipal advisor affiliation and specialized SIMPLE IRA Employer Advisory program.

Janet Nichols is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She has been with Raymond James & Associates since 2008. Nichols serves on the board and multiple committees of the Tampa Bay History Museum. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning, investment consulting, and institutional advisory services through various portfolio management styles and affiliated research.

Ryan Racine is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 licenses with nine years of industry experience. His prior work includes roles at Wells Fargo Clearing, Lincoln Financial Distributors, StanCorp Investment Advisers, Standard Retirement Services, and Aspire Financial Services LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a range of portfolio management styles and affiliated research resources.

Natalia Konstantinova is a financial advisor with Merrill in Tampa, FL, holding a Series 66 designation and 19 years of industry experience. Prior to joining Merrill in 2024, she worked at Prudential Insurance Company of America and Pruco Securities, LLC for 11 years, and at Citigroup Global Markets for five years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Travis Gucciardo is a Series 66 licensed advisor with Cetera in Tampa, FL, with seven years of industry experience. He has worked at Cetera and its affiliated entities since 2018 and also serves as a partner and CPA at Nelson & McKay CPAs LLC, providing tax and accounting services. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform that includes affiliated and third-party managers, automated allocations, and bespoke strategies.

Matthew Miller is a CFP®-credentialed financial advisor with Ameriprise in St. Petersburg, FL, and has four years of industry experience. He has held various roles including positions at the University of Wisconsin-Whitewater and independent business ownership. Outside of financial advising, he is involved in a cardboard box sales business and is a member/partner at BEM Capital Partners, LLC. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement, typically requiring significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary recommendation reports and offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Steven Rohde is a financial advisor with Morgan Stanley in Seminole, FL, holding a Series 66 license and 14 years of industry experience. He has been with Morgan Stanley and its affiliated Services Group since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning using structured processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Kellee Leandre is a CFP®-certified financial advisor with 13 years of industry experience, currently affiliated with Raymond James & Associates in St. Petersburg, FL. Her prior experience includes roles at Securian Financial Services, OMNI Financial Services, and SunTrust Investment Services. Outside of financial advising, she has owned and operated a freelance oil and acrylic painting business for over 17 years. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser serving individual, institutional, pension, and municipal clients. The firm offers tailored financial planning and non-discretionary consulting supported by extensive research, multiple portfolio management styles, and municipal advisory services.

Nicholas Rubino is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on delivering financial planning and wealth management services to his clients. Nicholas holds a Bachelor's Degree from the University of South Florida. Further details about his experience, areas of expertise, and personal interests are not provided.

Daniel Hall is a financial advisor with Merrill in Belleair Bluffs, FL, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Bank of America and Northwestern Mutual. Outside of finance, he manages Gulf Coast Gardening LLC, a wholesale nursery specializing in local and native plants in Florida. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patrick Bonanno is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at Sanford C. Bernstein & Co. LLC, Advisor Asset Management Inc., and AllianceBernstein L.P. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that emphasizes written asset allocation advice, investment manager and fund searches, and customized performance reporting.

Lauren Poindexter is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has worked at several firms, including Raymond James, Bank of America, Merrill, Charles Schwab, and Fidelity. Outside of her advisory role, she owns an Etsy shop called The Planted Laurel Shop, which sells pre-owned goods. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning and investment services, including specialized planning for business owners and other niche areas, and integrates advisory services with various financial products and referral channels.