Lori Siegel is a CFP® with 30 years of industry experience, currently serving as a financial advisor at Raymond James Financial. She previously worked at UBS for 10 years and is a founding partner and majority owner of Centrix Wealth Partners. Siegel is also a member of an LLC associated with her husband's diamond business, although she is not actively involved in its operations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and supports various advisory programs, combining traditional and technological tools in its approach.

Lindsay Corbin is a Senior Financial Advisor with Merrill Lynch Wealth Management based in Naples, Florida. She offers personalized financial strategies and investment guidance designed to assist clients in areas such as portfolio design, retirement planning, liability management, tax minimization, and asset preservation. A significant focus of her work is helping clients maintain a reliable lifetime retirement income stream. Lindsay also provides planning solutions involving life insurance and annuities. Lindsay began her career in the financial services industry in 2001 and joined Merrill Lynch in 2002. Her approach involves conducting comprehensive investment reviews for her clients, followed by the development of tailored strategies, ongoing tracking, and regular communication to ensure alignment with clients' goals. She holds a Bachelor's Degree from Purdue University and has the Professional Designation of Personal Investment Advisor (PIA). She lives in Naples with her husband, Ted Corbin, and their daughters, Ava and Nora. Lindsay's personal interests include music, reading, tennis, and traveling.

Charles Pacana is a financial advisor at Merrill with 28 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 1999 and at Bank of America, N.A. since 2011. Based in Naples, FL, his career spans both institutions over multiple decades. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Charles Weinrich is a financial advisor with Morgan Stanley in Naples, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Morgan Stanley and its affiliated Private Bank since 2016 and previously held positions with SunTrust Advisory Services and Suntrust Investment Services. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by investment research to guide its advisory services.

Benjamin Rivas Arenas is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His work history includes roles at Bank of America, Truist Bank, and CarMax among others. There are no notable outside activities reported in his profile. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Rizzo is a financial advisor with Morgan Stanley in Naples, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Morgan Stanley and its Private Bank divisions since 2010, with a brief retirement in 2020. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs supported by firm-approved tools and models.

Lizabeth Moses is a financial advisor with UBS Financial Services in Naples, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has been with UBS since 2009. Moses is a member of the Collier County Republican Executive Committee. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm utilizes proprietary research and model-based asset allocations to tailor investment plans to clients' goals and risk tolerances.

Conrad Garcia is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His prior work includes positions at Bank of America, Equitable Advisors, and Pruco Securities. Outside of finance, he held roles at Bike Tech Inc. and the Virginia Key Outdoor Center. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Donald Amoruso is a CFP® with 34 years of industry experience. He has worked at Wells Fargo Clearing since 2022 and spent 15 years at Citigroup Global Markets prior to that. He is based in Naples, FL. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Howard Harrow is a financial advisor at Morgan Stanley with 45 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank. Outside of his advisory work, he is involved with a real estate-related LLC based in New York. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and processes.

Jennifer Dombkowski is a Wealth Management Advisor with Merrill Lynch Wealth Management based in Naples, Florida. She works alongside her father and sister, serving multigenerational families across the country. Jennifer focuses on understanding each client's unique story to help them pursue financial goals and establish their desired legacy through a consultative approach. With experience advising business owners, corporate executives, and professionals, Jennifer addresses areas including education planning, family wealth management, legacy planning, retirement income, and tax minimization. She collaborates with clients' other trusted advisors when necessary to coordinate specialized strategies. Jennifer holds a Bachelor's degree from the University of Florida and several professional designations, including Accredited Wealth Management Advisor (AWMA), Certified Exit Planning Advisor (CEPA), Chartered SRI Counselor (CSRIC), and Personal Investment Advisor (PIA). She is a member of Kappa Kappa Gamma, active in Leadership Collier Foundation, and involved with Baby Basics of Collier County. She resides in Naples with her family and enjoys running, spending time with her family, and supporting the Florida Gators and Liverpool Football Club.

Nila Mohibi is a financial advisor at Edward Jones with the designations ChFC® and Series 66, and has four years of industry experience. Prior to joining Edward Jones in 2021, she worked at Sun Life Financial and RBC for three years each. She is listed as an owner/member of Three Bricks LLC, an entity formed to purchase a house. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 financial advisors.

John Peterson is a financial advisor with Wells Fargo Advisors who holds Series 63 and Series 65 credentials and has 34 years of industry experience. His prior experience includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He is also involved in investment-related activities through ownership in JMHAT Financial, LLC and JPETERSON GP, LLC, and serves as trustee of two trusts. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning services that include cash-flow, retirement, and wealth-transfer planning. The firm combines advisory services with other financial products and referral channels, serving clients who meet certain net-worth criteria.

William Sullivan is a CFP® certificant with 33 years of experience in the financial industry. He has been with LPL Financial since 2018 and previously worked at First Allied Advisory Services, First Allied Securities, and Hunter Financial Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources.

Corbyn Hightower is a financial advisor at LPL Financial with 23 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Advisors for eight years before joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and consulting services through a national network of investment adviser representatives.

Brice Pelliccioni is a financial advisor with LPL Financial, holding a Series 66 credential and bringing 10 years of industry experience. Prior to joining LPL Financial in 2020, he worked at Wells Fargo Clearing and WELLS FARGO Advisors. He has involvement with VP Health Group, Inc., a business entity unrelated to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofits through a national network of representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Lawrence Ragone is a financial advisor at Cambridge Investment Research Advisors with 49 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Cambridge since 2004. Ragone is also the principal of Ragone & Associates, operating since 1985, and works as an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a wide range of clients including individuals, pension plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services. The firm provides tailored strategies through multiple platform arrangements and proprietary model strategies under the Founders Gate Capital brand.

Christopher Patterson is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Stifel since 2019. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2019. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses probabilistic modeling and forward-looking capital market assumptions to support asset allocation and financial planning.

Frederick Palmer is a Senior Vice President and Senior Financial Advisor with Merrill Lynch Wealth Management in Hyannis, Massachusetts. He has been a financial advisor for over 35 years and holds several professional designations including Chartered Retirement Planning Counselor (CRPC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He began his career at Merrill Lynch Wealth Management in 1987 and has built extensive experience in family wealth management, retirement planning, and investment consulting. Frederick specializes in services such as family wealth management strategies, investment consulting for defined contribution plans, liquidity management, managing new wealth, personal retirement planning, portfolio management, individual and corporate investment strategy, tax minimization, and retirement income planning. He holds a Bachelor's degree from Roanoke College and actively participates in professional and community organizations, including serving on the Board of Directors for the Cummaquid Golf Club. Frederick resides in Cotuit, Massachusetts with his wife Tricia and their son Ryan. Outside of his professional work, he enjoys football, golfing, music, running, spending time with family, and traveling.

George Orefici is a CFP®-designated financial advisor with 36 years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc. and has previously worked at Commonwealth Financial Network, Mass Mutual Investors Services, MassMutual Life Insurance Company, and Metlife Securities Inc. Orefici also owns Four Tier Financial Group, Inc., a private entity involved in securities, advisory, and insurance business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers non-discretionary planning and consulting tailored to client goals and supports various advisory programs, with specialized capabilities in municipal and public-finance work.