Jessica Cassetty is a financial advisor at Morgan Stanley with 16 years of industry experience. She has held positions at Merrill Lynch from 2008 to 2019 before joining Morgan Stanley in 2019. She holds Series 63 and Series 66 designations and is based in Naples, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.

John Oconnor Jr. is a financial advisor with Wells Fargo Clearing in Naples, FL, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. since 2018, with prior experience at Key Bank. Wells Fargo Advisors is a national securities firm that serves individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Patrick Thuecks is a financial advisor with MassMutual Investors Services in Naples, FL, holding Series 63 and Series 65 credentials with 33 years of industry experience. He has been affiliated with MassMutual Life Insurance Company since 2014 and with MML Investors Services since 2013. Outside of his advisory role, Thuecks serves as president of Rescue Cats Rock Inc., a pet rescue organization. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations, using a structured, collaborative approach that includes tools such as Monte Carlo simulations and automated asset allocation.

Richard Coughlin is a financial advisor at Merrill with 14 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2015. Outside of his advisory role, he serves as Race Director for the Saint Louis Ultrarunners Group, a nonprofit that organizes local ultramarathon races. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Michael D'Ambrosio is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2016. He is also a CERTIFIED FINANCIAL PLANNER™. Prior to this, he worked as a Private Banker at SunTrust Bank from 2013 to 2016 and as a Regional Bank Private Banker at Wells Fargo from 2006 to 2013. Michael works with a wide range of clients in Southwest Florida and focuses on understanding their unique situations and goals. He partners locally with a Wealth Planner to provide detailed financial planning, including trust and estate planning considerations. Together, they aim to build comprehensive plans to support clients in making informed financial decisions.

Andrew Montero is a financial advisor with Wells Fargo Advisors in Fort Myers, FL, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has worked previously at Wells Fargo Clearing and Edward Jones. He is also engaged in managing his own wealth management firms, Montero Wealth Management, LLC and WMMG Wealth Management Group, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning services covering areas such as cash-flow, retirement, education, risk, and wealth-transfer planning, with tailored recommendations supported by proprietary research and tools.

Catherine Reszel is a financial advisor with UBS Financial Services in Naples, FL, holding a Series 66 designation and two years of industry experience. Her work history includes roles at UBS Financial Services as well as positions at Hoopschool, Ave Maria University, and Bishop Verot Catholic High School. Outside of her advisory work, she is an officer of Brick By Brick Holdings, LLC, a family-owned real estate entity established for estate planning purposes. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management solutions. The firm offers proprietary research and model-based asset allocations tailored to clients’ goals and risk tolerances.

Julie Garber is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Fidelity. She previously worked at BMO Private Bank for seven years. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios composed of mutual funds, ETFs, and ETPs.

Martin Kurtz is a financial advisor at Charles Schwab with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 2004, including a role at Charles Schwab Bank since 2011. Outside of his advisory work, he is involved with Naples Girls Softball, Inc. as a board member and sponsorship coordinator, and he participates in family cattle ranching activities through K-Square Ranch, LLC. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through integrated wrap fee programs. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts and provides investment guidance using multi-asset model portfolios and alternative investment options.

Michael Chin is a financial advisor with J.P. Morgan Securities in Naples, FL, holding Series 65 and Series 63 licenses and has seven years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2020, he worked at Northwestern Mutual in various capacities from 2017 to 2020. Outside of his advisory role, he assists with administrative tasks in a dog training and walking business operated by his fiancée. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory program is supported by centralized due diligence combining quantitative and qualitative research and incorporates an ESG eligibility framework in its recommendations.

Douglas Knable is a ChFC® credentialed financial advisor with 46 years of industry experience, currently affiliated with OSAIC since 2025. He spent 27 years with Lincoln Financial Advisors Corporation prior to joining his current firm. Knable is also an author, having co-written the book *Mastering Your Financial Success*. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation and portfolio optimization supported by various analytical tools.

Bruce Legates is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He works as part of the Legates Carr Wealth Management Group, which was established in February 2011 alongside his business partner, Nick Carr. The group concentrates on delivering personalized financial strategies and advice that emphasize long-term relationships with a select number of clients and their families. Bruce holds the designation of CERTIFIED FINANCIAL PLANNER™ (CFP) and Personal Investment Advisor (PIA). He completed the Financial Planning Specialist Education Program through Ernst & Young and earned a bachelor's degree from North Carolina State University. His approach to financial advising encompasses a broad range of financial matters, setting him apart by addressing multiple aspects of a client’s financial life.

Sean Sanders is a Financial Consultant currently working with Fidelity Investments since 2016. In this role, he partners with clients to provide personalized service, one-on-one guidance, and tailored financial planning. Sean has over 20 years of experience in the financial industry. His professional background includes positions as a Financial Advisor at Morgan Stanley from 2013 to 2016, Financial Advisor at Wells Fargo Advisors from 2006 to 2013, and Relationship Manager at Prudential Securities from 2004 to 2006. Outside of his professional work, Sean has interests in boating, food, football, skiing, and traveling.

Gary Medley is a financial advisor with LPL Financial based in Bonita Springs, FL, holding the CFP® designation and Series 63 and 65 licenses. He has 41 years of industry experience, including roles at Medley Advisory, LLC, The Investment Center Inc, and Wells Fargo Clearing. Medley has also worked as an independent insurance agent for over two decades. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive research and technology tools.

Charles Wolfe Jr. is a financial advisor at OSAIC with 21 years of industry experience. He holds Series 63 and Series 65 designations and has worked at several firms, including Lincoln Financial Advisors Corporation and First Command Financial Services. Outside of his advisory role, Wolfe engages in executive coaching for business owners through his consulting business. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporations, offering a range of brokerage and advisory services. The firm employs a model-based investment process with portfolio optimization and provides access to various managed account programs and third-party investment managers.

Paul Kimm is a Financial Consultant at Fidelity Investments, a position he has held since 2014. Prior to this role, he served as a Fixed Income Consultant at Fidelity Investments from 2007 to 2014. His approach centers around partnering with clients to develop comprehensive financial plans aimed at providing financial peace of mind. Paul's professional experience spans over a decade at Fidelity Investments, where he has focused on financial consulting and fixed income advisory. His work involves creating tailored financial strategies to meet the needs and goals of his clients.

Todd Cunningham is a financial advisor with Merrill in Naples, FL, holding a Series 66 designation and five years of industry experience. He previously worked at BB&T from 2014 to 2020 before joining Merrill and Bank of America in 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Donald Dawson Jr. is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011 and with Morgan Stanley Private Bank, National Association since 2015. Based in Naples, FL, he serves clients through these affiliated entities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutions, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes firm‑approved planning tools and modeling techniques as part of its structured financial planning process.

Samantha Somers is a financial advisor with Merrill in Naples, FL, holding a Series 66 designation and 11 years of industry experience. She previously worked at Morgan Stanley Smith Barney LLC for nine years and had brief tenures at Raymond James Financial Services and Weinstein Wilkes Financial Group. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Carin Thomas is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and possessing 29 years of industry experience. She has been with UBS since 2009. Outside of her advisory role, she is an author and creator of specialized financial workbooks, including one focused on financial guidance for individuals going through divorce, and she has held leadership roles in community organizations such as the MN Super Bowl Host Committee and The Colony Foundation in Bonita Springs, FL. UBS Financial Services operates as both a broker-dealer and investment adviser, serving individual, corporate, and institutional clients with a range of financial planning and portfolio management services. The firm combines institutional trading capabilities with wealth management and leverages proprietary research and model-based strategies to tailor investment solutions.