Joseph Binder is a CFP® professional with 20 years of experience in the financial services industry. He has been with Equitable Advisors since 2005 and previously worked at Axa Advisors. Outside of his advisory role, he serves as a trustee for multiple family and non-family trusts. Equitable Advisors provides financial planning, retirement plan support, and asset management services to individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm employs a hybrid referral and implementation model utilizing third-party asset managers and offers both advisory and brokerage/insurance channels to implement client recommendations.

Austin Tackmann is a financial advisor with Mass Mutual Investors Services, holding a Series 66 credential and four years of industry experience. His prior work includes roles at SHI International and TEKsystems, Inc. He is based in Southfield, MI. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, with planning engagements structured as annual, collaborative relationships using firm-approved analytical tools.

Steven Dines is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 40 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2010 to 2016. Outside of his advisory role, he serves as treasurer for Congregation B'nai Israel and is a board member of the Pointe on Pleasant Lake Homeowners' Association. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research and analytics to support diversification and modern portfolio theory in its investment approach.

Michael Anderson is a financial advisor at Stifel with 25 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2016, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory work, he serves as a Green Committee Member at Meadowbrook Country Club. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services grounded in proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Logan Collins is a financial advisor with Ameriprise, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise in 2023, he worked in education and various roles including at Varsity Tutors LLC and Artistic Design LLC. He also manages an advisory business through Summit Marketing & Planning, LLC. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research and modeling with tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Gerald Doran is a financial advisor with Mass Mutual Investors Services in Southfield, MI, holding Series 63 and Series 66 credentials and having 26 years of industry experience. His prior experience includes roles at MetLife Securities Inc. and MassMutual Life Insurance Co. He is also an agent with B&D Financial Group, where he engages in life insurance sales and service. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser that provides financial planning, asset management, and educational seminars to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual financial planning relationships and offers specialized services such as divorce planning and estate-settlement programs.

Terri Rowe is a Series 66-licensed financial advisor with 29 years of industry experience. She joined LPL Financial in 2024 after 15 years at Ameriprise Financial Services, Inc. Outside of her advisory work, Rowe is a licensed notary in Michigan and owns Splattered Paint Marketing, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services with access to model portfolios, third-party research, and various technology-driven investment solutions.

Vincent Ashley Jr. is a CFP® professional with 46 years of industry experience, currently affiliated with OSAIC since 2024. He previously worked at Securities America Advisors, Inc. and SECURITIES AMERICA, inc. for a decade. He also operates a sole proprietorship as an insurance agent. OSAIC serves a diverse client base including individual, high-net-worth, pension, and institutional investors through a large network of financial advisers and advisory platforms. The firm provides integrated brokerage and advisory services, using various tools and third-party managers to construct and manage portfolios across multiple asset classes.

Carolynn Bridges is a financial advisor with LPL Financial in Plymouth, MI, holding CFP®, Series 65, and Series 63 designations. She has 14 years of industry experience and has worked with firms including Sagepoint Financial and City Center Financial. Outside of advising, she has worked as a data entry contractor in a remote capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting, employing both discretionary and non-discretionary management along with access to model portfolios and research.

Melissa Profitt is a financial advisor with Raymond James & Associates in Farmington Hills, MI, holding Series 63 and Series 66 licenses and possessing 27 years of industry experience. She previously worked at Comerica Securities for over three decades and spent several years at Ameriprise before joining Raymond James in 2023. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutional clients, and charitable organizations. The firm offers financial planning, investment consulting, and institutional fiduciary services, utilizing a range of portfolio management strategies supported by proprietary research and model manager options.

William Fay is a financial advisor with Ameriprise in Novi, MI, holding a Series 66 designation and having 18 years of industry experience. His prior roles include positions at Ameriprise Financial Services Inc and Waddell & Reed, Inc, as well as involvement with various insurance carriers. He is also a co-owner of Fay-Hilbert Resort, LLC, a family-owned entity established for estate planning and liability purposes. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a Premier Retirement Income service that provides written recommendation reports and ongoing retirement planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Gary Copi is a CFP® credentialed financial advisor with 18 years of industry experience. He has been with LPL Financial since 2007 and also operates Independent Financial Advisors, providing financial plans and hourly fee consulting. Additionally, he owns a CPA firm offering tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, offering both discretionary and non-discretionary management supported by in-house and third-party research.

Kyle Hernandez is a financial advisor at LPL Financial with two years of industry experience. He holds the Series 66 designation and has previously worked with CUSO Financial Services, LP, and DFCU Financial. Outside of his advisory roles, he operated a business called Motorcitysolez from 2020 to 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs and brokerage services through a national network of investment adviser representatives.

Danielle Holmes is a financial advisor with LPL Financial in Canton, MI, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. She has been affiliated with LPL Financial since 2009 and also works as a certified group fitness instructor at LifeTime Fitness. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services supported by various model portfolios, third-party subadvisors, and research.

Damali Hall Mc Guire is a financial advisor at Merrill with 12 years of industry experience. She holds Series 63 and Series 66 designations. Her prior experience includes roles at Morgan Stanley and Bank of America, N.A. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Craig Noonan is a ChFC® credentialed financial advisor with 34 years of industry experience. He has been with Ameriprise since 2005, currently serving at their Brighton, MI office. In addition to his advisory role, Noonan is involved in independent insurance brokering with Prudential, specializing in whole life insurance. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm serves a broad client base and integrates advisory, brokerage, and insurance solutions through its affiliated companies.

Mike Amine is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 34 years of industry experience. His career includes roles at Minnesota Life Insurance Company and Securian Financial Services, and he has been managing partner at Wealth Strategies Financial Group since 1990. He serves on the advisory boards of the National Wrestling Hall of Fame and The University of Michigan Club of Greater Detroit, and is an officer of the non-profit Wrestlers in Business Network. Cetera Investment Advisers LLC is a large SEC-registered firm supporting over 10,000 independent advisors nationwide. The firm serves a diverse client base including individuals, retirement plans, corporations, and institutions, offering various portfolio management and consulting services through a multi-manager platform.

Diane Roegner is a financial advisor with Merrill, holding Series 63, Series 65, and Series 66 credentials and bringing 34 years of industry experience. She has worked at Merrill since 2018 and previously spent four years with Morgan Stanley. Diane serves as an arbitrator for the Financial Industry Regulatory Authority (FINRA). Merrill, along with its affiliate Managed Account Advisors LLC, delivers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers for a range of individual and institutional clients.

Huimin Lau is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds the Series 66 designation and has been with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm integrates quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework when recommending strategies.

Marilyn Woodman is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since joining Merrill in 1985, she has developed extensive experience in retirement and investment planning, guiding clients through a comprehensive process that includes evaluating current financial situations, setting goals, assessing risk tolerance, and creating personalized strategies to support their long-term lifestyle objectives. Marilyn is licensed in insurance and can offer clients access to a full range of insurance and annuity products when appropriate. Her client focus areas include college education planning, divorce transition planning, investment consulting for defined contribution plans, legacy planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, tax minimization, and retirement income. Marilyn holds a Bachelor's degree in Business from Michigan State University and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Marilyn is actively involved in her community through volunteering and maintains a strong personal commitment to her family. She resides in Canton with her husband, Ken, and dedicates much of her time outside of work to supporting her three grown children and six grandchildren. Her personal interests include cooking, swimming, traveling, and spending time with family.