David Skeens is a financial advisor at Morgan Stanley in St. Paul, MN, holding a Series 66 designation. He has recent experience in the automotive retail industry, including roles at Lexus of Wayzata and BMW of Minnetonka. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services supported by firm-approved tools and research.

Paul Demro is a financial advisor with Cambridge Investment Research Advisors in St. Paul, MN, holding a Series 66 designation and 21 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research since 2012. Outside of his advisory role, Demro volunteers as a firefighter and serves as vice president and board member of the Ham Lake Firefighters Relief Association. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using a variety of portfolio management strategies and custody platforms.

Linda Hensel is a financial advisor at Thrivent Investment Management with a Series 66 designation and two years of industry experience. Prior to joining Thrivent, she worked at Hy-Vee and managed family business activities. She serves on the board of You're Not Alone, a nonprofit that partners with local schools to bring volunteer therapy dog teams into educational settings to support mental health and wellness. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering holistic, goal-based financial planning without discretionary trading authority. The firm allows clients to combine planning with managed-account programs under a consolidated billing system called WealthPlan.

Christina Sarazin is a financial advisor with LPL Financial in Woodbury, MN, holding a Series 66 designation and six years of industry experience. She has worked at multiple firms including Raymond James Financial Services and Bremer Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, employing both discretionary and non-discretionary strategies.

Joseph Mahlke is a financial advisor with Thrivent Investment Management and holds the Series 66 designation. He has eight years of industry experience and has been with Thrivent Financial and its investment management division since 2018. Outside of his advisory role, Mahlke volunteers as a worship leader for special events at Crossroads Church and works as a contract musician for various events at Covenant Church. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based financial planning and allows clients to combine planning with managed-account services under a consolidated billing option while maintaining separate planning and investment management components.

Jacob Olson is a Series 65 licensed financial advisor at Fisher Investments with seven years of industry experience. He has been with Fisher Investments since 2018. Prior to joining Fisher, he worked at Stillwater Investments LLC and Gustavus Adolphus College. Fisher Investments provides discretionary portfolio management to a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals. The firm employs a centralized investment process combining quantitative and qualitative research to construct diversified portfolios and uses tax-aware strategies and risk management techniques.

Heather Fitch Radcliff is a financial advisor with UBS Financial Services in Saint Paul, MN, holding a Series 66 designation and 27 years of industry experience. She has been with UBS since 2001. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and provides a wide range of capital markets and advisory solutions.

Melissa Garcia is a Planning Consultant at Fidelity Investments, a position she has held since 2022. She partners with clients to help them pursue their financial goals by developing comprehensive plans that manage risk and align with their priorities. Her approach is focused on creating strategies that work toward clients' financial success and provide peace of mind. Melissa has extensive experience in the financial industry. Prior to her current role, she served as an Associate Advisor at RSM Wealth Management from 2015 to 2020 and was a Vice President Financial Consultant at Charles Schwab from 1995 to 2015. This background has provided her with a broad perspective on financial planning and client advisory services. Outside of her professional work, Melissa enjoys boating, family activities, kayaking, and outdoor adventures.

Lynnette Mahlke is a CFP® professional with 39 years of industry experience, currently serving at Thrivent Investment Management. She has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses and allows clients to combine planning with managed-account services under a consolidated billing option called WealthPlan.

Steven Bullert is a CFP® professional with 30 years of experience in the financial services industry. He has been with OSAIC since 2024 and previously worked for Securities America Advisors, Inc. and Securities America, Inc. for nine years. In addition to his advisory work, he provides seasonal tax preparation services and offers life insurance, long-term care insurance, and fixed annuities through First Resource Group. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated financial advisers and provides integrated brokerage and advisory services, retirement plan consulting, and access to third-party money managers. The firm employs advanced portfolio construction tools and supports both discretionary and non-discretionary accounts, offering a variety of investment options and third-party managed-account solutions.

Edward Kozak Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked with firms including Voya Financial Advisors, Principal Financial Services, and Woodbury Financial Services. Since 2012, he has been involved with Sycamore Wealth Management and SYCAMORE INSURANCE GROUP. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides brokerage and advisory services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, offering a broad range of financial planning and investment management solutions.

Alexander Anderson is a financial advisor at Cetera with the Series 66 designation and four years of industry experience. He has worked at Cetera and its affiliated entities since 2021. Outside of advising, Anderson is also engaged in sales of fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management and financial planning services delivered through a multi-manager platform.

Nathan Mcguire is a financial advisor at Thrivent Investment Management with two years of industry experience. He holds the Series 66 designation and has been with Thrivent Financial and Thrivent Investment Management since 2023. Prior to his financial advisory career, he worked for South Washington Schools for 24 years. Outside of his advisory role, Mcguire officiates high school and youth basketball games. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients. The firm offers holistic, goal-based planning and allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan,” while keeping planning and portfolio management separate.

Travis Amiot is a CFP® professional with 21 years of experience in the financial industry, all of which have been spent at Edward Jones since 2005. He serves on the Board of Directors for St Croix Catholic School in Stillwater, MN. Edward Jones is a full-service wealth management firm that serves a broad range of individual and institutional clients, offering various advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Tim Bridgeman is the Vice President and Branch Leader at the Oakdale Investor Center, where he leads a team of financial professionals dedicated to serving clients. In his role, he partners with clients to develop personalized financial plans and assists in their implementation. Tim has extensive experience in the financial services industry, having held various positions including Sales Director, Senior Sales Manager, Sales Manager, and Financial Advisor at Ameriprise Financial from 2011 to 2022 before joining Fidelity Investments in 2022. Outside of his professional responsibilities, Tim enjoys outdoor activities such as camping, golf, hiking, kayaking, and traveling. He is also involved in volunteering.

Nicholas Nerland is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Nerland serves on the finance committee of the Moundsview Football Booster Club. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and models, and manages approximately $2.74 trillion in client assets.

Jonathan Brass is a Wealth Management Advisor with Merrill Lynch Wealth Management, providing tailored advice and guidance to individuals, couples, and families. He focuses on helping clients streamline and coordinate multiple aspects of their financial lives, including liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income strategies. Jonathan began his financial career at Piper Jaffray, where he worked for six years before joining Merrill in 2006. He holds a Bachelor’s degree in Finance from the University of St. Thomas and a Master of Business Administration from the University of Notre Dame. He is a CERTIFIED FINANCIAL PLANNER® practitioner and holds the Chartered Retirement Planning Counselor™ and Certified Plan Fiduciary Advisor (CPFA) designations. Jonathan is also a member of the Notre Dame Club of Minnesota. Residing in Mendota Heights, Jonathan coaches youth hockey and has been involved in coaching for many years. His personal interests include boating, golfing, ice hockey, skiing, and spending time with his family.

Michael Goehner is a financial advisor at Edward Jones with 23 years of industry experience. He holds the Series 63 designation and has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets with a nationwide network of financial advisors and branch offices.

Alyssa Aguilera is a financial advisor with Edward Jones in Stillwater, MN, holding a Series 66 designation and nine years of industry experience. She has been with Edward Jones since 2017 and previously worked at Minnesota Best Maid Cookie Co. and the University of Wisconsin River Falls. Outside of advising, she is president of El Rancho Carnelian LLC, an entity that owns recreational land. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Veronica Kuechenmeister is a financial advisor at Ameriprise in Woodbury, MN, holding a Series 66 designation with 17 years of industry experience. She has been with Ameriprise and its affiliated entities since 2010. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to generate tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.