Heather Gilbertson is a financial advisor at Charles Schwab with one year of industry experience. She has worked at Charles Schwab and Charles Schwab Bank since 2023. Prior to that, she was involved with Promas Landlord Software Center for eleven years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts, supported by centralized custody and operational systems.

Nathan Odegard is a financial advisor with Ameriprise in Burnsville, MN, holding a Series 66 designation and over 21 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory work, he manages a personal Solo 401(k) plan through his ownership of Profundity Gambit LLC. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver customized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

William Hennessey is a financial advisor at LPL Financial in St. Paul, MN, holding a Series 63 designation with 25 years of industry experience. He has been with LPL Financial since 2004. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers comprehensive financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management alongside model portfolios and research.

Erik Plaisted is a financial advisor with Osaic Wealth, Inc. He holds Series 63 and Series 65 licenses and has 27 years of industry experience. Prior to joining Osaic in 2024, he worked for Woodbury Financial Services, Inc. for 17 years. He is also the Branch President at Sterling State Bank, where he underwrites loans and manages staff. Osaic Wealth, Inc. serves a diverse range of clients, including individual investors, institutions, and charitable organizations, providing brokerage and advisory services through a large network of affiliated advisers. The firm employs advanced asset-allocation tools and offers access to multiple investment products and third-party managed solutions.

Jason Briscoe is a financial advisor with Thrivent Investment Management, holding Series 65 and Series 63 designations and possessing 20 years of industry experience. He has been with Thrivent Financial for Lutherans since 2007 and with Thrivent Investment Management since 2005. Outside of his advisory role, he is the owner of a real estate investment company focused on rehabbing homes for resale, primarily as a financier. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning covering topics such as retirement, income tax, estate, and special needs planning, with the option to combine planning with a managed-account program called “WealthPlan” under a consolidated billing arrangement.

Nadine Gapp is a Financial Consultant at Fidelity Investments, where she has been serving since 2022. She began her career in financial services as a Financial Representative with Northwestern Mutual from 2016 to 2018 and later joined Fidelity Investments, holding positions including Financial Representative, Relationship Manager, and Financial Consultant Trainee before her current role. Throughout her career, Nadine has focused on building trust-based relationships to co-create financial plans that align with clients' personal and financial goals. She emphasizes the importance of financial education and guidance, helping clients develop, implement, and maintain plans with confidence. Outside of her professional work, Nadine enjoys camping, attending concerts, cooking and baking, hiking, skiing, and spending time with her pets.

Aidan Liker is a financial advisor at Ameriprise in Edina, MN, holding a Series 66 designation. He has been with Ameriprise and its affiliated entities since 2023 and has no prior industry experience before joining the firm. Outside of his advisory role, he has been involved with the Minnetonka Youth Hockey Association and has experience working in educational settings. Ameriprise is a large institutional firm offering a retirement-income planning service targeted at individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm delivers centralized, non-discretionary advice supported by algorithmic tools and emphasizes the use of products from affiliated fund families.

Joe Hajjali is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, he worked at Bank of America, N.A., and was involved in the retail and food service industries, including operating Lustrous Spirits Inc. Dba MGM Wine and Spirits and Maki International Restaurant Co. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Anthony Johnson is a financial advisor with Ameriprise in Savage, MN, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. Prior to joining Ameriprise in 2021, he worked for RIVERSOURCE DISTRIBUTORS INC for six years. Outside of his advisory role, he is associated with Certainty of Uncertainty, LLC as an Associate Financial Advisor and Insurance Specialist. Ameriprise offers a retirement-income planning service targeted at individuals with significant investable assets, providing written Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis within a structured, algorithm-supported approach to retirement income planning.

Abigail Mc Clay is a financial advisor at Robert Baird & Co. with two years of industry experience. She holds the Series 66 designation and previously worked in photography and various service roles before joining Baird in 2022. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals including high net worth clients, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of advisory services including financial planning, portfolio management, and custody, utilizing both manager-traded and model-traded strategies with support from internal research and technology.

Jeffery Wurst is a financial advisor with Wells Fargo Clearing in Bloomington, MN, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Monica Luxem is a financial advisor at Ameriprise in Edina, MN, holding a Series 66 designation with four years of industry experience. She has been with Ameriprise since 2016 and previously worked at the University of St. Thomas from 2015 to 2019. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendation reports. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Daniel Oschmann is a financial advisor at LPL Financial with 22 years of industry experience. He holds a Series 63 designation and has previously worked at Edward Jones, Western Wealth Management, and NEXT Financial Group. Oschmann also operates Daniel Oschmann LLC, a business entity used for tax and investment purposes unrelated to his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers diverse advisory programs, retirement plan consulting, and brokerage services, with discretionary and non-discretionary management supported by research from internal and third-party sources.

Bryan Lage is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 19 years of industry experience. His background includes roles at Thrivent Financial, Northwestern Mutual Investment Services, and agricultural operations such as Stine Seed and Brandon Lage Farms. Outside of advising, he is involved in farm operations, working as a truck driver hauling sugar beets. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based planning covering topics such as retirement, taxes, and estate planning, without implementing recommendations directly, and allows clients to combine planning and managed-account services under a consolidated billing option called “WealthPlan.”

Ria Bongiovanni is a Resident Director and Wealth Management Advisor at Merrill Lynch, where she leads the Bloomington, MN office and contributes to the local Diversity & Inclusion Committee. She works with clients across various industries and stages of life, including intergenerational families, corporate executives, business owners, attorneys, athletes, and entertainers. Her focus includes financial wellness, investing, college education planning, executive compensation, personal retirement planning, and socially responsible investing. Ria holds a Bachelor's Degree from Iowa State University and maintains several professional designations, including Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER (CFP), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She is fluent in English and Spanish. Beyond her advisory role, Ria engages in community initiatives such as Better Money Habits and Studiiyo Scholars. Her personal interests include music and the arts—writing and performing jazz piano and singing, as well as bhangra dance—as well as staying active through triathlons, yoga, and pickleball. She also values spending time with her husband, family, and friends, and serving on boards and volunteering.

Jason Hotzler is a financial advisor at LPL Financial with three years of industry experience. He previously worked at Thrivent Financial, Thrivent Investment Management, Edward Jones, and KLDiscovery. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management with access to various model portfolios and research.

James Wright is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management, serving clients from the Los Angeles, California and Minneapolis, Minnesota offices. He has been with Merrill Lynch since 1997 and specializes in providing customized financial advice across various domains. His expertise includes retirement planning, corporate stock options, 10(b)5-1 plans, concentrated stock positions, alternative investments, estate-planning issues, and money management. He also focuses on executive and corporate services such as qualified and non-qualified retirement plans, ESOPs, ESPPs, Defined Benefit Institutional Consulting, and liability management for both corporations and individuals. James holds a Bachelor's Degree from the University of North Dakota and holds several professional designations including Chartered Retirement Planning Counselor (CRPC), Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Certified Investment Management Analyst (CIMA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He emphasizes understanding each client's specific needs and biases to develop fitting financial strategies and delivers personalized advice supported by access to specialized investment services.

Colin Aldentaler is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill and Bank of America in 2026, his work history includes roles at Huntington National Bank and Northwestern Mutual. His background also includes experience in the food service and landscaping sectors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Bills is a financial advisor with Wells Fargo Advisors in Mendota Heights, MN, holding a Series 63 designation and 27 years of industry experience. He has been with Wells Fargo Advisors since 2016. In addition to his advisory role, he owns and operates Consilium Advisory Services LLC, a family office practice based in Eagan, MN. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutions, offering a broad range of planning options that include cash-flow, retirement, education, risk, and wealth-transfer strategies. The firm utilizes proprietary research and planning tools to develop tailored recommendations, serving clients who meet certain net-worth thresholds.

Michael Lauer is a CFP®-designated financial advisor with 22 years of industry experience, currently affiliated with Cetera. His career includes roles at Grindstone Financial, Prowealth Financial, Cetera Wealth Services, Advisornet Wealth Management, Capstone Advisory Group, and Cambridge Investment Research. He also works as an insurance agent, selling life, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management options, including model portfolios, third-party managers, and custom strategies.