Hugo Suarez Jr. is a financial advisor with J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and JP Morgan Securities since 2013. Outside of his advisory role, he is a property owner and landlord of a single-family rental home. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research with a forward-looking capital market framework, offering access to a range of eligible strategies including ESG considerations.

Jenny Lin is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds a Series 66 designation and has worked at firms including J.P. Morgan, Cetera, East West Bank, Merrill, and Bank of America. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a structured advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process integrates quantitative and qualitative research and includes capabilities in derivatives and commodities.

Sara Armstrong is a financial advisor at Morgan Stanley in Houston, TX, holding a Series 66 designation with five years of industry experience. Her career includes roles at UBS Financial Services, The Mid-Continent Companies, Ltd, and the University of St. Thomas. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its financial advisory process.

Jacob Dowd is a Series 66-licensed financial advisor at UBS Financial Services with four years of industry experience. He joined UBS in 2022 after working at Ferguson Enterprises LLC and holding various roles prior to that. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management, supported by proprietary research and model-based asset allocations.

Fei Wang is a financial advisor at Cetera with 14 years of industry experience. Wang holds Series 63 and Series 65 credentials. Prior to joining Cetera in 2021, Wang worked at BBVA Wealth Solutions, Compass Bank, and Wells Fargo Clearing among other firms. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and provides access to multiple investment strategies and program platforms.

Austin Frederick III is a financial advisor with Edward Jones in Sugar Land, TX, holding a Series 66 designation and six years of industry experience. Prior to joining Edward Jones in 2020, he worked at Standard Furniture Manufacturing Company and Heritage Home Group. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm provides a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Milton Alvarez Jr. is a financial advisor at Merrill with Series 63 and Series 65 credentials and seven years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ann Laufman is a CFP® with 28 years of industry experience, currently serving at Mass Mutual Investors Services since 2003. She also acts as an agent selling life and health insurance through Investors Mutual Agency, Inc., and serves as a director on the board of the Houston Family Business Association, where she has been involved since 2023. Mass Mutual Investors Services is a broker-dealer and SEC-registered adviser offering financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing planning relationships using firm-approved analytical tools and offers educational seminars and specialized programs such as divorce planning and estate-settlement services.

John Scarborough is a financial advisor with LPL Financial based in Houston, TX. He holds Series 63 and Series 66 credentials and has 10 years of industry experience. Prior to joining LPL Financial in 2021, he worked with New York Life Insurance Company and its affiliated entities from 2015 to 2021. Outside of his advisory role, he is involved in owning an insurance agency and has business interests in importing through a separate venture. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of financial planning tools and investment strategies supported by technology, serving over 22,800 advisors and managing more than $819 billion in discretionary assets.

David Hoffman is a financial advisor with Ameriprise Financial Services in Houston, TX, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Citigroup and Invesco. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that focus on dependable income sources and tax-aware withdrawal strategies.

Jose Escobar is a financial advisor at Merrill with seven years of industry experience. His career includes roles at Bank of America, JPMorgan Chase, Wells Fargo, and Sprint. He holds the Series 63 and Series 66 securities licenses and is based in Houston, TX. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Ragoobar is a Financial Consultant at Fidelity Investments, where he partners with clients to develop personalized financial plans using Fidelity's comprehensive resources and tools. He collaborates closely with clients to understand their financial goals, priorities, and needs, aiming to support them in achieving long-term financial objectives. He has been with Fidelity Investments since 2022, initially serving as an Investment Consultant before transitioning to his current role in 2024. Prior to that, Richard worked as a Private Client Banker at JP Morgan Chase from 2009 to 2022. He holds a California Insurance License. Outside of his professional work, Richard has personal interests that include cars, fishing, fitness, music, and pets.

Michelle Gallehugh is a financial advisor with Raymond James & Associates in Houston, TX, holding a Series 66 designation and bringing 31 years of industry experience. Prior to joining Raymond James in 2008, she was associated with Nerium from 2015 to 2017 as an independent contractor involved in direct marketing of skincare products. She also serves as a team liaison and treasurer for a local high school baseball team in an unpaid capacity. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning and non-discretionary investment consulting supported by advanced modeling and a range of portfolio management options.

Della Moody Davis is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. She holds Series 63 and Series 65 designations and previously worked at UBS Financial Services Inc. for 14 years. Based in Houston, TX, she joined Wells Fargo Clearing in 2025. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Lakia Taylor is a financial advisor with Merrill in Houston, TX, holding a Series 66 designation and one year of industry experience. She has previously worked at Bank of America, N.A., Woodforest National Bank, and Renasant Bank. Outside of advising, she owns and manages a clothing boutique and oversees a software platform focused on virtual AI for e-commerce shopping. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Roger Holland is a financial advisor with Ameriprise, holding a Series 66 designation and 26 years of industry experience. His prior experience includes roles at Wells Fargo Clearing Services, Bank of America, and Merrill Lynch. He is currently based in Brazoria, TX. Ameriprise provides retirement-income planning services focused on individuals approaching or in retirement with substantial investable assets. The firm uses a centralized consulting team and combines research, modeling, and tax-efficiency analysis to deliver tailored, written recommendation reports.

Christopher Huynh is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds a Series 66 designation and has prior experience at Bank of America, Merrill, and JPMorgan Chase Bank. Outside of finance, he is a head coach for a 12U girls volleyball team with Texas Legacy Volleyball Club. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research supported by a centralized manager solutions team.

Harvey Hardee is a financial advisor with RBC Capital Markets in Houston, TX, holding Series 63 and Series 65 credentials and bringing 49 years of industry experience. He has worked at RBC Capital Markets since 2008 and has been with City National Bank since 2017. Hardee serves on the board of a land mitigation bank and is involved with the National Association of Corporate Directors in Texas. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a variety of advisory programs with tailored investment strategies and access to both in-house and third-party managers.

Peter Noyes is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 registrations and bringing 27 years of industry experience. He previously worked at Prudential Equity Group, LLC from 1999 to 2003 before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Irene Haberstroh is a financial advisor with Raymond James & Associates who holds a Series 63 designation and has 34 years of industry experience. She has been with Raymond James since 2000 and also has experience owning a bistro in 2023. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional advisory services, supported by a nationwide network of advisors and a wide range of portfolio management styles.