Erik Pearson is a financial advisor at Equitable Advisors with six years of industry experience. He holds a Series 66 designation and has previously worked at Wheeler Machinery Co., JP&R Excavating, and Clyde Companies, Inc. He is based in Draper, Utah. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing both proprietary and third-party solutions delivered through a network of Investment Adviser Representatives.

Daniel Kaschmitter is a financial advisor with Raymond James & Associates who holds Series 63 and Series 65 licenses and has 32 years of industry experience. He worked at Wells Fargo Advisors and Wells Fargo Clearing before joining Raymond James in 2019. Kaschmitter also owns and manages a single-family rental property in Salt Lake City. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, providing financial planning and non-discretionary investment consulting supported by a wide range of portfolio management styles and affiliated research.

Daniel Murdock is a CFP® professional with 41 years of industry experience, currently serving at Equitable Advisors since 1996. He previously worked with Axa Advisors, LLC, from 1996 to 2020. Outside of his advisory role, Murdock is a senior executive coach providing training and development to executives and teams. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party managers.

Matthew Vallejo is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Fidelity Investments since 2018, with prior experience at The Vanguard Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base including retail and institutional investors. The firm’s investment approach combines fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios using systematic methodologies.

Mark Knutson is a CFP® professional with 42 years of industry experience, currently affiliated with OSAIC since 2024. He previously spent 21 years at Woodbury Financial Services. Outside of his advisory role, he owns a sole proprietorship called Simply Divine Cheesecakes, which produces and distributes cheesecakes. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisers and multiple advisory platforms. The firm utilizes various asset-allocation tools and offers integrated brokerage, advisory services, and access to third-party money managers.

Nathan Garner is a financial advisor with Merrill in American Fork, UT, holding Series 63 and Series 66 licenses and eight years of industry experience. He previously worked at TIAA, Fidelity, and Bank of America. Outside of his advisory role, he teaches motorcycle safety courses part time and consults for a Utah-based company that provides artificial intelligence services to small businesses. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America’s fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Melissa Sipherd is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. She previously worked at Raymond James Financial Services Inc. for seven years and is also associated with Utah Wealth Strategies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, with access to model portfolios and research from multiple sources.

Jacob Chase is a financial advisor with Merrill in South Jordan, Utah, holding Series 63 and Series 66 designations and one year of industry experience. Prior to joining Merrill and Bank of America in 2026, he worked at Morgan Stanley / E*Trade for six years and Lightning Electric for four years. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies managed by internal and third-party teams for individual, high-net-worth, institutional, and charitable clients.

Christopher Ballard is a financial advisor with Morgan Stanley in South Jordan, UT. He holds a Series 66 designation and has been in the industry since 2022, with prior experience at Lumio, the University of Utah, National DME, ROI Solutions, and The Church of Jesus Christ of Latter-day Saints. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved tools.

Eric Azevedo is a financial advisor with Wells Fargo Advisors in Lehi, Utah, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Wells Fargo Clearing and Edward Jones, as well as a 20-year career in the United States Marine Corps. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized areas such as business-owner transition and sports & entertainment planning, using Wells Fargo research and planning tools to develop tailored recommendations.

Michael Butt is a financial advisor at Morgan Stanley with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Mary Holliday is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds the Series 66 designation and has previously worked at E*TRADE Securities LLC, E*TRADE Capital Management LLC, MassMutual Life Insurance Company, and MML Investors Services LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning using firm-approved tools and structured discovery conversations.

Jonathan Wardenburg is a financial advisor with Equitable Advisors in Salt Lake City, UT, holding Series 65 and Series 66 designations and possessing 12 years of industry experience. His prior roles include positions at Crump Life Insurance Services, Farmers Insurance Company, Allstate Insurance Company, and Summit Wealth Group. Outside of his advisory work, he is a partner and owner of JS DRINKS LLC. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm employs a range of third-party asset managers and advisory programs, focusing on client risk assessment and tailored investment models.

Vincent Colon is a financial advisor with MassMutual Investors Services holding the CFP® designation and Series 66 license, with 13 years of industry experience. He has worked at MassMutual and its affiliated entities since 2018 and previously held roles at Northwestern Mutual from 2013 to 2017. Outside of his advisory role, Colon is involved in insurance sales and operates a wealth management LLC. MassMutual Investors Services, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-based planning using proprietary software and offers a range of services including asset management and educational seminars.

Addison Dishman is a CFP® with three years of industry experience, currently affiliated with LPL Financial in Murray, UT. Prior to joining LPL Financial, he worked at Raymond James Financial Services and has also been involved with Utah Wealth Strategies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Derrick Bevan is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 66 credentials and 20 years of industry experience. Prior to joining Morgan Stanley in 2023, he worked at E*TRADE Capital Management and E*TRADE Securities from 2017 to 2023. Outside of advisory work, he owns and manages a rental property in Washington, Utah. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured, firm-approved process for financial planning.

Jason Knight is a financial advisor with OSAIC based in Salt Lake City, UT, holding Series 63 and Series 65 licenses and 12 years of industry experience. He previously worked at Woodbury Financial Services, Penn Mutual Life Insurance Company, and Hornor Townsend & Kent. Outside of his advisory role, he is involved in several business activities including leadership positions in LLCs that provide group benefits, retirement plans, and commercial insurance services. OSAIC serves a diverse client base that includes individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a range of portfolio management options supported by asset-allocation tools and access to third-party money managers.

Rachel Winfield is a Series 65-licensed financial advisor with Fisher Investments in Saratoga Springs, Utah. She has 11 years of industry experience and has been with Fisher Investments since 2011. Fisher Investments provides discretionary portfolio management and advisory services to a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals. The firm uses a centralized investment approach combining quantitative screening, qualitative research, and tax-aware processes to construct globally diversified portfolios.

Carolyn Clowers is a financial advisor at Ameriprise with eight years of industry experience. She holds a Series 66 designation and has worked at Ameriprise since 2019, following prior roles at Wells Fargo Advisors and Wells Fargo Clearing. Outside of advising, she is involved in real estate ownership unrelated to investment advisory activities. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement with significant investable assets. The firm combines research and modeling with tax-efficient strategies and delivers tailored, non-discretionary recommendations through a centralized consulting team.

John Bergerson is a CFA® charterholder with 23 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2017. He previously worked with Wells Fargo Clearing and Wells Fargo Advisors, LLC. Bergerson is a board member and finance committee participant for both the Jewish Family Service of Utah and Tracy Aviary. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and charitable organizations with tailored, non-discretionary financial planning and consulting services supported by in-house research and diverse portfolio management strategies.