Sandra Laflin is a financial advisor at Ameriprise with Series 66 credentials and less than one year of industry experience. Her prior work includes roles in healthcare and education institutions such as Havasu Regional Hospital, Accent Care, Whitworth University, and Spokane Community College. Ameriprise is a large institutional firm offering retirement-income planning services primarily for individuals with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement recommendations through a centralized consulting team.

Kendell Schoen is a Financial Consultant currently working at Fidelity Investments since 2022. In this role, Kendell partners with clients to identify and progress toward their financial goals, focusing on increasing overall financial confidence. Kendell aims to build trusted relationships that meet clients' needs in an environment where they feel heard, with an emphasis on educating and implementing retirement planning strategies tailored to clients' current situations. Prior to joining Fidelity Investments, Kendell held several roles at Ameriprise Financial, including Client Relationship Manager from 2020 to 2022, Client Support Associate from 2019 to 2020, and Client Service Coordinator from 2018 to 2019. These positions provided Kendell with extensive experience in client service and relationship management within the financial services industry.

Cheyana Gribble is a financial advisor with Ameriprise in Las Vegas, NV, holding a Series 66 designation and 11 years of industry experience. She has been with Ameriprise and its affiliated entities since 2014. Outside of her advisory role, she is involved as an owner and landlord in a real estate rental business. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis, supported by a centralized consulting team and algorithmic recommendation tools.

Tracy Starman is a financial advisor at Ameriprise in Las Vegas, NV, with 13 years of industry experience. She holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2012. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement income recommendations through a centralized consulting team.

Olga Piedra is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. She holds a Series 66 designation and has worked at various Wells Fargo entities since 2004, including Wells Fargo Advisors LLC and Wells Fargo Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Alyssa Lubey is a financial advisor with LPL Financial in Las Vegas, NV, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. Her career includes roles at Charles Schwab, TD Ameritrade, Cetera, and Foresters Financial Services. Outside of finance, she is involved with Sonora Guitar Intensive in a non-investment capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Richard Pettibone is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining Merrill Lynch in 1999, after creating and selling five companies as an entrepreneur, he has focused on serving a dedicated circle of both traditional and non-traditional clients. His client base includes entrepreneurs, physicians, and professionals seeking personalized wealth management strategies. Richard emphasizes clear and timely communication and prioritizes face-to-face meetings and client events to build trust and connect clients beyond financial matters. Richard’s expertise spans college education planning, divorce transition planning, family wealth management, institutional and corporate benefit services, managing new wealth, personal retirement planning, women and wealth, sports and entertainment, tax minimization, and retirement income. He combines Merrill Lynch’s research resources with long-standing external managers and collaborates with Bank of America Private Bank specialists, CPAs, and attorneys to deliver comprehensive wealth management solutions. He holds a Bachelor of Science degree in Business Administration from Golden Gate University and carries professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Richard is actively involved in community organizations such as the Bonnie J. Addario Lung Cancer Foundation, Children’s Brain Disease, Performing Stars of Marin, Roots of Peace, and The Taylor Family Foundation. Outside of work, he enjoys adventure sports, biking, golfing, hiking, scuba diving, skiing, tennis, traveling, yoga, and spending time with his family.

Jacob Skoll is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 65 and Series 66 licenses and previously worked at Fisher Investments and Claremont McKenna College. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm employs an IPS-driven advisory process grounded in modern portfolio theory and offers both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Ian Rinde is a financial advisor at Fidelity with six years of industry experience. He holds the Series 66 designation and has worked previously at Ameriprise Financial Services and Tesla. He is associated with Strategic Advisers LLC, a Fidelity Investments company, which provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Dana Utgard is a financial advisor with Thrivent Investment Management in Las Vegas, NV, holding a Series 66 designation and nine years of industry experience. Prior to joining Thrivent, Dana worked at Cetera Advisors, LLC and held positions at the University of Nevada, Las Vegas, and the College of Southern Nevada. Dana serves as president of the Moapa Valley Rotary Club. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, focusing on holistic, goal-based analyses and offering planning services separate from managed-account programs.

Margaret Quinones is a financial advisor at Merrill with 13 years of industry experience. She holds the Series 66 designation and has been associated with Merrill since 2012 and Bank of America since 2013. Outside of her advisory role, she is the owner of a personal business unrelated to investments. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Garren Sepede is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and possessing 41 years of industry experience. He has been with LPL Financial since 2000. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Brandon Mc Queen is a financial advisor at Raymond James & Associates with eight years of industry experience. He holds a Series 66 credential and has previously worked at Edward Jones and Ameriprise Financial Services Inc. Brandon is based in Las Vegas, NV. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, charitable organizations, and municipal entities, offering financial planning, consulting, and institutional advisory services with a range of portfolio management styles and affiliated research resources.

Alexandria Romain is an Investment Consultant at Fidelity Investments, where she has been serving since 2026. In her role, she partners with clients to empower them and provide confidence in their financial futures through education and thoughtful planning. Prior to this, she worked as a Financial Representative at Fidelity Investments from 2024 to 2026. Alexandria focuses on understanding the individuals behind the portfolios and aims to simplify complex financial decisions. Her approach emphasizes client education and personalized strategies to meet financial goals.

Kyle Townsend is a financial advisor with Morgan Stanley in Las Vegas, NV, holding a Series 66 designation and 15 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018, following five years at RBC Wealth Management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including financial planning and estate planning services, with a structured process supported by firm-approved tools and investment modeling.

Bradley Pickering is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill Lynch in 2011 following the completion of his bachelor's degree in Finance from the University of Nevada, Reno. He holds the Chartered Retirement Planning Counselor (CRPC) designation conferred by the College for Financial Planning Institutes Corp., as well as the Personal Investment Advisor (PIA) designation. Bradley's approach to wealth management is hands-on and detail-oriented. He evaluates each client's financial situation individually to offer recommendations that accurately reflect their investment profile and expectations. He works closely with clients to maintain their financial strategies over time, reviewing their needs and goals through different life stages. His expertise encompasses family wealth management strategies, services for endowments and non-profits, legacy planning, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Bradley is involved with the University of Nevada, Reno alumni community and participates in the Southern Nevada Golf Association. His personal interests include adventure sports, golfing, and ice hockey.

Alexander Chamitoff is a financial advisor with Cambridge Investment Research Advisors in Las Vegas, NV. He holds Series 63 and Series 65 licenses and has one year of industry experience. His prior work includes roles at MML Investors Services, LLC/John M Novak and MassMutual Life Insurance Company. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing both proprietary and third-party investment strategies across multiple platforms and custody arrangements.

Kirk Patrick Richards is a financial advisor with Morgan Stanley in Las Vegas, NV, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He previously worked at Merrill from 2013 to 2020 before joining Morgan Stanley in 2020. Outside of his advisory role, Richards is involved with the nonprofit 100 Black Men of Las Vegas, serving as a board member and officer. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, offering tailored financial planning that utilizes firm-approved tools and analysis methods. The firm manages approximately $2.74 trillion in client assets and provides services through both direct individual plans and corporate financial planning agreements.

Wendi Southwick is a Series 66 licensed advisor with Thrivent Investment Management in Las Vegas, NV, with one year of industry experience. Her work history is primarily with Thrivent Financial and its affiliated entities since 2025. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based financial analyses and broad planning topics such as retirement and estate planning. The firm offers these services through a network of financial advisors, emphasizing a separation between planning and managed-account services.

Morgan Busch is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and has worked at several firms, including Versifi Private Wealth and Hansen Wealth Management. Outside of finance, he has experience in the hospitality and retail sectors, including positions at The Depot Brewery and Massage Envy. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendation reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.