Juan Rosario is a financial advisor at Kovack Advisors, Inc. with 24 years of industry experience. He holds a Series 66 designation and has been with Kovack Advisors and Kovack Securities since 2015. Outside of his advisory role, he conducts workshops to educate individuals affected by layoffs on state mortgage assistance programs. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, pension plans, and banking institutions. The firm emphasizes diversified asset-class exposure through mutual funds, ETFs, and other investment vehicles, while also recommending third-party managers and offering financial planning and account aggregation services.

Hallie Dena is a financial advisor at Trilogy Capital, Inc. with nine years of industry experience. She holds a Series 65 designation and has worked at Trilogy Capital and Trilogy Financial since 2013, with additional experience at LPL Financial LLC starting in 2024. Trilogy Capital, Inc. provides investment advisory and retirement-plan services to individuals, high-net-worth clients, families, trusts, estates, and employer-sponsored plans. The firm uses a risk-based, diversified asset allocation approach incorporating in-house models and third-party sub-advisors, offering both discretionary and non-discretionary portfolio management as well as advanced planning services that include personal and business real estate considerations.

Cecilia Williams is a CFP®-certified financial advisor with 19 years of experience, currently with Halbert Hargrove in Long Beach, CA. She has been with Halbert Hargrove since 2006, serving in various roles over nearly two decades. Halbert Hargrove Global Advisors manages approximately $4.2 billion across a multi-advisor platform, serving individuals, pension plans, trusts, charitable organizations, and corporate entities. The firm offers discretionary, fee-only investment management and financial planning, utilizing a committee-driven approach to build diversified portfolios with a range of asset classes and investment strategies.

Michael Loo is a financial advisor with Trilogy Capital, Inc. in Irvine, CA, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has worked with Trilogy Capital, Inc. since 2015 and has prior experience at LPL Financial and National Planning Corporation. Trilogy Capital, Inc. provides investment advisory and retirement plan services to individuals, high-net-worth clients, families, trusts, estates, and employer-sponsored plans. The firm employs a risk-based, diversified asset allocation strategy using both in-house models and third-party sub-advisors, incorporating advanced planning and retirement plan features tailored to client objectives.

Michael Bakhshi is a financial advisor at Trilogy Capital, Inc. with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has been associated with Trilogy Capital, Inc. since 2015, as well as LPL Financial since 2017. Outside of his advisory role, he is involved with Trilogy Financial Services in providing life insurance and variable annuities. Trilogy Capital, Inc. offers investment advisory and retirement-plan services to individuals, high-net-worth clients, families, trusts, estates, and employer-sponsored plans. The firm employs a risk-based, diversified asset allocation approach, utilizing both in-house models and third-party managers, and integrates personal and business real estate considerations into its advanced planning and private markets strategies.

Ara Abajian is a CFA® charterholder with over four years of experience at First Foundation Advisors and previously spent 20 years at Round Hill Asset Management. He holds a California real estate broker license, which he has not actively used, and provides consultation for a property management business managed by his wife. First Foundation Advisors offers discretionary and non-discretionary investment advisory and financial planning services to individuals, families, businesses, and retirement plans. The firm employs an open-architecture, multi-asset investment approach and is affiliated with a bank holding company, which supports a range of financial product referrals and sub-advisory roles.

Michael Kiley is a financial advisor with Consolidated Portfolio Review Corp and holds a Series 63 designation. He has 44 years of industry experience, including roles at Vanderbilt Advisory Services, Spire Wealth Management, and Chamberlain Consulting Group. Kiley is also the 100% owner of Chamberlain Consulting Group II, LLC and Chamberlain Consulting Group, LP, providing investment advice, and owns Chamberlain Insurance Services, which sells various types of life insurance. Consolidated Portfolio Review Corp is an SEC-registered enterprise advisor serving individuals, high-net-worth clients, trusts, estates, charitable organizations, and retirement plans. The firm offers managed accounts, tactical ETF model portfolios, financial planning, and access to third-party sub-advisors, with investment strategies implemented by independent advisor representatives using strategic asset allocation and supplemental fundamental and technical analysis.

Karuna Tejpaul is a financial advisor at First Foundation Advisors with a Series 66 designation and eight years of industry experience. Prior to joining First Foundation Advisors, Karuna held positions at LPL Enterprise, Loan Depot, and LRES. First Foundation Advisors provides investment advisory and financial planning services to individuals, families, businesses, and retirement plans. The firm employs an open-architecture, multi-asset investment approach and operates as a sub-adviser to mutual funds while coordinating banking, trust, and insurance referrals through its affiliation with its corporate parent, FirstSun Capital Bancorp.

Philippe Oertle is a CFA® charterholder with 19 years of industry experience. He is currently with CW Advisors, LLC, where he has worked since 2026. Prior to that, he spent ten years at Catalina Capital Group, LLC. CW Advisors serves a diverse client base including individuals, high-net-worth families, trusts, estates, charitable organizations, pension and profit-sharing plans, corporations, and other business entities. The firm employs a core-and-satellite investment approach combining active, passive, quantitative, and ESG strategies, and provides wealth management, financial planning, family office services, and retirement plan advisory.

Michael Pash is a CFP®-certified financial advisor at Pure Financial Advisors, LLC with 27 years of industry experience. He has been with Pure Financial Advisors since 2010. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as services for trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach overseen by an Investment Committee and incorporates tax-aware techniques, income management strategies, and specialized sub-advisers.

Micheal Ono is a financial advisor with NWF Advisory Services Inc in La Mirada, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously worked at LPL Financial, LLC from 2006 to 2023 and currently serves on the board of South Hills Country Club, a tax-exempt nonprofit social and recreational organization. NWF Advisory Services, Inc. provides portfolio management and financial planning primarily to individual and high-net-worth clients, offering a range of services including retirement plan consulting and trust and estate services. The firm employs an open-architecture wealth management platform that combines advisor-managed and third-party model portfolios with asset allocation tools, emphasizing strategic long-term investing alongside tactical strategies.

Georgette Young is a CFP®-designated financial advisor with 12 years of industry experience, currently with Inspire Advisors, LLC. Her prior experience includes roles at Fidelity, Westmount Asset Management, and Bank of America/Merrill Lynch. In addition to her advisory work, she is a licensed insurance agent focused on life, health, disability, long-term care, and annuities. Inspire Advisors, LLC serves primarily individual clients, including high-net-worth individuals, as well as institutions and charitable organizations. The firm employs a Biblically Responsible Investing approach, using a proprietary Inspire Impact Score™ and combines multiple analytical methods in portfolio construction, while offering discretionary and non-discretionary management alongside financial planning and consulting services.

Michael Lathrop is a financial advisor at Cooper McManus with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Newport Advisory LLC and Mariner LLC. Outside of his advisory role, he is involved in marketing and technology businesses, including partnerships in social media marketing and marketing consulting ventures. Cooper McManus serves individuals, trusts, corporations, and employer retirement plans by providing financial planning, portfolio management, and retirement-plan consulting. The firm employs a fundamentally driven investment process using a variety of securities and model asset-allocation portfolios to tailor solutions for clients.

Jerry Bien is a financial advisor with Packerland Brokerage Services, Inc. in Irvine, CA, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He previously worked at Foresters Equity Services, Inc. from 2014 to 2018. Outside of his advisory role, Bien is involved in life insurance and fixed annuity sales through his own business, CENTRIC ADVISORS, and also participates in real estate sales and management of family-owned properties. Packerland Brokerage Services serves individuals, charities, corporations, and retirement plan sponsors with a range of financial planning, portfolio management, and advisory services delivered through firm-managed portfolios, wrap programs, and third-party arrangements. The firm operates as both an SEC-registered investment adviser and a FINRA broker-dealer, managing over $900 million in client assets and offering both brokerage and advisory implementation options.

Devon Chan is a financial advisor at BMO Family Office, LLC with Series 65 credentials and experience at BMO Family Office, Bank of Montreal, US Bank, and Union Bank. He is based in Newport Beach, CA. BMO Family Office provides discretionary investment management and advisory services to ultra-high-net-worth individuals, families, foundations, endowments, and other institutional clients. The firm uses a combination of quantitative and qualitative due diligence overseen by an Investment Committee and offers integrated wealth, tax, estate, and philanthropic coordination as a subsidiary of BMO Financial Corp.

Shannon Kujawa is a financial advisor with Ascentis Independent Advisors, LLC, holding Series 65 and Series 66 licenses and bringing 19 years of industry experience. She has held roles at Golden State Equity Partners and LPL Financial, and operates a sole proprietorship providing real estate and accounting consulting services. Outside of financial advising, she manages accounting services for multiple Del Taco restaurants through Vanderweel Ventures, LLC. Ascentis Independent Advisors is a multi-team SEC-registered firm serving individuals, trusts, retirement plans, and corporate clients. The firm offers diversified portfolio management utilizing public and private securities and maintains a Private Direct Investments program providing access to illiquid private funds.

Aleksandra Carrillo is a financial advisor at RBC Securities, Inc. with one year of industry experience. She holds Series 66 and Series 63 licenses and previously worked at City National Securities, Inc. and NYLIFE Securities LLC. Outside of finance, she was involved with Newport Beach Tennis. RBC Securities, Inc. offers wealth management and brokerage services to individuals, trusts, estates, IRAs, and retirement plans through a wrap-fee investment advisory program. The firm integrates portfolio management and financial planning with access to affiliated investment sub-advisors and a broad range of financial services within its parent organization.

Matthew Lyons is a financial advisor at Trilogy Capital, Inc. with two years of industry experience. He holds a Series 65 credential and has worked at Trilogy Financial Services, Empower, Vail Reports, Epting Events, and Savannah Golf Club. Trilogy Capital, Inc. provides investment advisory and retirement-plan services to individuals, high-net-worth clients, families, trusts, estates, and employer-sponsored plans. The firm uses a risk-based, diversified asset allocation framework with a mix of in-house models and third-party sub-advisors, offering a range of services including portfolio management, retirement plan consulting, financial coaching, and advanced planning that incorporates personal and business real estate considerations.

Jennifer Cagle is a CFP® professional with 29 years of industry experience. She has been with First Foundation Advisors in Irvine, CA, since 1993. First Foundation Advisors provides discretionary and non-discretionary investment advisory and financial planning services to individuals, families, businesses, and retirement plans. The firm employs an open-architecture, multi-asset approach and is affiliated with its corporate parent FirstSun Capital Bancorp, offering integrated banking, trust, and insurance services.

Ralph Adamo is a financial advisor with Kovack Advisors, Inc. in Newport Beach, CA, holding the ChFC® designation along with Series 65 and Series 63 licenses. He has 39 years of industry experience, including tenure at FSC Securities Corporation and Csenge Advisory Group, LLC. Adamo is also a contributing author for HorseMouth and is involved in his own investment-related business, Integrity Wealth Management. Kovack Advisors, Inc. is a multi-team registered investment adviser with roughly 260 advisors and over $6 billion in client assets. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, banks, and government entities, offering portfolio management, financial planning, and access to sub-advisory programs supported by Envestnet-based workflow and both internal and third-party investment models.