Lauren Phan is a financial advisor at RBC Capital Markets with six years of industry experience. She holds a Series 66 credential and previously worked at City National Bank and RBC Capital Markets, LLC. Prior to her financial services career, she spent 28 years associated with Rolling Hills Country Club. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual and institutional clients with a range of advisory programs offering discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies based on clients’ risk profiles and utilizes a combination of in-house and third-party managers to implement portfolios.

James Wong is a financial advisor with LPL Financial in Torrance, CA, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at Waddell & Reed, Inc. and various insurance carriers, where he worked for a combined 10 years. Wong also had a seven-year tenure at Los Angeles China Town Corp. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from internal and third-party sources.

Gerald Montegani Jr. is a financial advisor with UBS Financial Services in Seal Beach, CA, holding Series 63 and Series 65 credentials. He has 33 years of industry experience and has been with UBS Financial Services since 2008. He serves as a committee member with St. Bonaventure Church. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing research and proprietary asset allocation models to tailor strategies to clients’ goals and risk tolerances.

Daniel Hwang is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Advisors, LLC from 2013 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Anthony Hernandez is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2023. In this role, he partners with individuals and families to develop and maintain customized financial plans focused on their life goals. Prior to his current position, Anthony worked as an Investment Solutions Representative at Fidelity Investments from 2021 to 2023. Before joining Fidelity, he was a Retirement Specialist at SchoolsFirst Federal Credit Union from 2013 to 2021. He holds a California Insurance License.

Genevieve Estebar Baker is a financial advisor at UBS Financial Services with 12 years of industry experience. She holds a Series 66 designation and has been with UBS since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Byron Hirata is a CFP® professional with 45 years of industry experience, currently working at Cetera since 2023. Prior to this, he spent a decade at Quantum Econometrics, LLC, and has been associated with Cetera Wealth Services, LLC since 2013. He is also involved in the sale of fixed insurance products as an insurance agent. Cetera Investment Advisers LLC operates a nationwide network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services through a multi-manager platform with over $256 billion in assets under management.

Brian Beggs is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and five years of industry experience. His prior roles include positions at US Tech Solutions, Prudential Insurance Company of America, and The Schulten Group of Wells Fargo Advisors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and utilizes research from Wells Fargo Investment Institute alongside third-party data to guide its investment approach.

Cynthia Moreno is a financial advisor at RBC Capital Markets with 17 years of industry experience. She holds Series 66, Series 63, and Series 65 licenses and previously worked at Merrill from 2016 to 2018. Outside of her financial career, she acts as an independent Mary Kay consultant and serves as a committee member for two Christian fellowship organizations. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various wrap fee advisory programs with portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles.

Veronica Kern is a financial advisor at UBS Financial Services with 19 years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley, J.P. Morgan Securities, Bank of America, and Merrill. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research, model-based asset allocations, and a fiduciary financial planning approach. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and advisory solutions.

Jung Min Chun is a financial advisor at Morgan Stanley with six years of industry experience. His prior roles include positions at JP Morgan Chase Bank, J.P. Morgan Securities, and First Republic Securities Company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers comprehensive financial planning and advisory services supported by structured planning tools and a broad range of investment programs.

Thomas Hobbs is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services for 10 years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Ashley Cecala is a financial advisor with Wells Fargo Advisors in Long Beach, CA, holding a Series 66 designation and 16 years of industry experience. She has been with Wells Fargo Advisors since 2019 and previously worked at Wells Fargo Clearing Services LLC. Ashley took a one-year professional hiatus before returning to the financial sector. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition planning and special-needs analysis, using Wells Fargo research and planning tools.

Mary Bui is a financial advisor with LPL Financial in Huntington Beach, CA, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. Prior to joining LPL Financial in 2022, she worked at Wells Fargo Clearing from 2016 to 2022 and Wells Fargo Advisors LLC from 2011 to 2016. Outside of her advisory work, she is involved with Wise Financial Solutions, providing tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing research and model portfolios from multiple sources and various technology-driven strategies.

Neel Hasan is a CFA® charterholder with eight years of industry experience. He is currently with Cetera and its affiliated entities, where he has worked since 2021. Prior to that, he was employed at Institutional Cash Distributors, LLC and Merrill. Outside of his advisory role, he is a member of BLU LOTUS LLC, a real estate LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform with access to various investment strategies and program structures.

Shemirel Guzman Hernandez is a financial advisor at Merrill with a Series 66 designation and approximately two years of industry experience. Prior to joining Merrill, Shemirel worked at Bank of America and held roles in various other industries including hospitality and retail. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Sean Mclaughlin is a financial advisor with Fidelity Investments, holding a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held roles at Outlier Ai, BetteredU, Rooftop Cinema Club, Fresh Brothers Pizza, and Screen Gems Furniture Accessories. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its regulatory registrations and advisory roles with multiple registered investment companies.

Cesar Delgado Hinojos is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and eight years of industry experience. His prior roles include positions at Bank of America, Merrill, Capstone Capital, and U.S. Bancorp Investments. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

James King is a financial advisor with LPL Financial based in Lakewood, CA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with LPL Financial since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Donna Phelan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 30 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she is a self-employed author and a teacher at the Redondo Beach Center for Spiritual Living, where she leads a course on women, money, and prosperity. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options, tailored to plan objectives and risk tolerances.