Jimmy Kim is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 credential and one year of industry experience. His prior work includes positions at Bank of America and self-employment ventures focused on e-commerce related to Korean fashion brands. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rajesh Gulrajani is a financial advisor with Wells Fargo Clearing in North Hills, CA, holding a Series 66 designation and 21 years of industry experience. His prior experience includes roles at Stifel Nicolaus & Co Inc, Morgan Stanley, and Scottrade Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through a network of more than 14,000 financial advisors and offers both brokerage and advisory solutions.

Charles Isaacs is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. Prior to joining Raymond James in 2020, he worked at UBS Financial Services for 12 years. Outside of advising, he is involved in managing rental real estate investments. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning and consulting with a range of portfolio management styles supported by affiliated research and sub-advisers.

Michael Chibidakis is a CFP® professional with 30 years of experience in the financial services industry. He has worked with Raymond James Financial Services Advisors Inc. since 2013 and previously operated McNeely Financial Strategies Inc. DBA Lifestyle Wealth Management for six years. Outside of his primary role, he also works as an independent contractor providing financial advisory and wealth management services for Legend Wealth Management. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm uses analytical tools such as risk profiling and probability modeling to tailor non-discretionary planning and supports client implementation through its advisory programs or other providers.

Andrew Kasney is a financial advisor with Merrill in West Hollywood, CA, holding a Series 66 designation and 18 years of industry experience. He has been with Merrill since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

William Mai is a financial advisor with LPL Enterprise, holding Series 65 and Series 63 licenses, and has 12 years of industry experience. His prior work includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, and Foresters Financial. LPL Enterprise provides investment advisory and brokerage services to individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by internal research and third-party strategists, and offers financial planning, access to third-party asset managers, and a wrap program.

Leonardo Aguilar is a financial advisor at LPL Financial with 37 years of industry experience. He holds the Series 63 designation and has previously worked at Wells Fargo Clearing and Wells Fargo Investments. Aguilar is also licensed as a non-variable insurance agent through NLA Insurance Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management access, and institutional platforms, supported by a large network of investment adviser representatives.

Tim Britten is a Wealth Management Senior Relationship Manager at Fidelity Investments. In his role, he acts as a primary point of contact for clients, focusing on facilitating conversations about wealth and investment planning while delivering personalized service tailored to individual needs and preferences. Tim has been with Fidelity Investments since 2004, progressing through roles including Trading and Service Representative from 2004 to 2008, Financial Representative from 2008 to 2013, and Wealth Management Relationship Manager since 2013. This extensive experience has equipped him with a comprehensive understanding of wealth management and client service within the financial industry.

Timothy Fitzgerald is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. His prior roles include positions at SagePoint Financial, Commonwealth Financial Network, Mass Mutual Investors Services, and Hornor, Townsend & Kent. He also sells life, health, and long-term care insurance through Fitzgerald Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and overseeing more than $819 billion in discretionary assets.

Susanne Costantini is a Series 66-registered financial advisor with J.P. Morgan Securities, bringing eight years of industry experience. Her prior roles include positions at Bank of America, Merrill Lynch, and Woodbridge Wealth. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering written asset allocation advice and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Dewi Tan is a Series 66 licensed financial advisor with Merrill, based in Calabasas, CA, and has three years of industry experience. Dewi previously worked at T-Mobile from 2005 to 2022 before joining Merrill and Bank of America, N.A. in 2022. Merrill, in partnership with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Sterling Lane is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and 25 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2020, with prior roles at Wells Fargo Advisors and TIAA-CREF. Lane serves as a board member of The 62nd & 65th Regiments Legacy Foundation, a nonprofit that manages scholarship funds for qualified Lincoln University students. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative due diligence, ESG considerations, and supports implementation through affiliated investment-management entities.

Jesus Andrade is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. His prior work includes roles at JPMorgan Chase Bank, J.P. Morgan Securities, Merrill, and Bank of America. Andrade is based in Encino, CA. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research and a formal alternative investment program.

Ronald Rubin is a CFP® professional with 37 years of industry experience, currently affiliated with LPL Financial. His prior experience includes roles at Grove Point Investments, Grove Point Advisors, and H. Beck, Inc. He also operates Ronald J. Rubin and Company, a Certified Public Accountant firm specializing in tax preparation and accounting. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive research and technology tools.

Christian Iurato is a financial advisor at Osaic with nine years of industry experience. He holds Series 65 and Series 63 credentials and has previously worked at Cetera Advisors LLC, First Allied Advisory Services, First Allied Securities, Inc., and David Lerner Associates, Inc. In addition to his advisory role, he is licensed as an insurance agent with National Life Group, where he offers life insurance and annuity products. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations. The firm provides a range of brokerage and advisory services, focusing on model-based asset allocation and portfolio optimization through a multi-advisor platform supported by proprietary tools and multiple custodial arrangements.

Larry Zuckerman is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 27 years of industry experience. His prior roles include tenures at TCFG Investment Advisors, National Planning Corporation, and Morgan Stanley Dw Inc. He is also involved in insurance-related businesses, including ownership of an insurance agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services with a variety of investment strategies and platforms, supported by extensive operational tools and a large network of advisors.

Frank Rehhaut is a financial advisor with LPL Financial and holds Series 65 and Series 63 designations. He has 30 years of industry experience with prior roles at Trustage, Ameriprise Financial Services, Kinecta Financial & Insurance Services, and Premier America Credit Union. Rehhaut serves on the Board of Directors of the North Valley Family YMCA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Aline Padberg Rosen is a financial advisor at Charles Schwab with five years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes roles at Fidelity Brokerage Services, J.P. Morgan Securities, and JPMorgan Chase Bank. Outside of finance, she was involved with Dazzling Donuts. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a large-scale, integrated wealth management platform combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and alternative investments.

Shahen Mansourian is a financial advisor with Primerica Advisors in Burbank, CA, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1996. Mansourian also receives compensation for referrals related to home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm uses third-party asset managers and emphasizes a percentage-based, tiered wrap fee structure.

Susan Romaine is a financial advisor with UBS Financial Services in Sherman Oaks, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with UBS Financial Services since 2014. Outside of her advisory role, she is the founder, treasurer, and a board member of a kitten rescue organization, where she is involved in fostering, event planning, and policy review. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a broad range of capital markets services.