Cory Barraclough is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he focuses on delivering integrated, long-term financial strategies to senior professionals and leaders, particularly in the Bay Area technology sector. He works alongside his team to guide clients through complex compensation structures, retirement planning, cash flow management, and wealth preservation to create durable financial outcomes. Barraclough holds a Bachelor's Degree from Santa Clara University and is a Personal Investment Advisor (PIA). Fluent in both Spanish and English, he emphasizes a coordinated approach by collaborating with clients' legal and tax professionals to ensure comprehensive financial planning. His client focus areas include executive compensation, equity compensation services, family wealth management strategies, liquidity management, and socially responsible investing. In addition to his professional responsibilities, Cory Barraclough participates in community activities, volunteering with organizations such as the American Legion and Hope Services. His personal interests include adventure sports, chess, cooking, golfing, reading, rock climbing, running, skiing, spending time with family, and traveling.

Vanessa Young is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Securities since 2023. Additionally, she has been employed at JPMorgan Chase Bank, N.A. since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research and includes capabilities in derivatives and commodities through affiliated entities.

Robert Stoll serves as Senior Resident Director at Merrill Lynch Wealth Management in Guam. He oversees the management of the Guam office and acts as the relationship manager for clients within the Stoll-Sablan Group. In this capacity, he focuses on delivering a client experience that meets and exceeds expectations, helping clients pursue their long-term financial goals through personalized strategies. Rob joined Merrill in 1996, continuing a family tradition started by his father. His expertise includes individual and corporate investment strategy, tax minimization, and retirement income planning. He holds a Bachelor's degree in international business from Seattle University and has earned the Personal Investment Advisor (PIA) designation. Raised in Guam, Robert is active in the local community, having served on boards such as Big Brothers Big Sisters of Guam and the Rotary Club of Guam. Outside of work, he enjoys golfing and spending time with his wife, Amber, and their two daughters.

Shannon Schatzman is a financial advisor at Morgan Stanley in Palo Alto, CA, holding a Series 66 designation with six years of industry experience. Prior to joining Morgan Stanley in 2020, Schatzman held various roles including positions at Toast Inc., Marriott International, and Boston University. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and investment research, managing approximately $2.74 trillion in client assets.

Hung Vu is a financial advisor with Ameriprise in Gilroy, CA, holding a Series 63 designation and 35 years of industry experience. He has worked with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1990. Outside of his advisory role, he has provided a personal loan to a long-term friend. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its extensive institutional platform.

Avni Dubey is a financial advisor at Charles Schwab with a Series 66 designation and less than one year of industry experience. Prior to joining Schwab, Avni's background includes roles at Nordstrom and periods focused on full-time education. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers investment guidance via multi-asset model portfolios and alternative investment options.

Julie Nguyen is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and 15 years of industry experience. She has worked at J.P. Morgan Securities since 2015, following prior roles at Merrill and Morgan Stanley. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking market assumptions and incorporates ESG criteria within a regulated, non-discretionary framework.

Afarin Haidari Kahkesh is a financial advisor at J.P. Morgan Securities in Palo Alto, CA, holding a Series 66 designation with one year of industry experience. Her prior work includes roles at First Republic Bank, Bank of America, and multiple positions within JPMORGAN Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates centralized due diligence, quantitative and qualitative research, and maintains regulatory registrations that support broader derivatives and commodities capabilities.

Mai Le is a financial advisor with OSAIC based in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. Prior to joining OSAIC in 2023, she worked at Sagepoint Financial, Inc. for 14 years. Aside from her advisory role, she is involved in mortgage loan origination and health insurance agency work. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations, offering a variety of brokerage and advisory services. The firm employs a model-based investment approach with portfolio optimization tools and supports multiple custodial and legacy program arrangements across a large multi-advisor platform.

Jizi Gu is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Jizi has worked at Bank of America, N.A. since 2017 and has been affiliated with Merrill since 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Alan Day is a financial advisor with J.P. Morgan Securities in Fremont, CA, holding Series 66 and Series 63 licenses and six years of industry experience. He has worked at J.P. Morgan for over a decade, including roles at JPMorgan Chase Bank, N.A., dating back to 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative screening and qualitative research to deliver customized asset allocation advice, investment manager selection, and performance reporting while clients retain final decision-making authority.

Martin Lopez is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab and its affiliates since 1999. Lopez is based in Sunnyvale, California. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and delivers integrated advisory, brokerage, custody, and cash-sweep services.

Nathalya Wolf is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2012, including positions at JPMorgan Chase Bank, NA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG criteria within a non-discretionary program.

Leticia Ong is a Series 66 licensed financial advisor with 25 years of industry experience, currently with Morgan Stanley since 2023. She previously worked at Wells Fargo Clearing for seven years and had an earlier tenure with Morgan Stanley DW Inc. from 2001 to 2005. Outside of her advisory work, she is involved in elder care services through In-House Supportive Services in San Jose, California. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services. The firm integrates structured planning tools and various investment strategies, managing approximately $2.74 trillion in client assets.

Dmitry Vasyutinskiy is a financial advisor at Morgan Stanley with eight years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, Merrill, and AXA Advisors. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and scenario modeling.

Diane Baer is a financial advisor at Morgan Stanley with 7 years of industry experience. She holds a Series 66 designation and has previously worked at Citigroup for 34 years prior to joining Morgan Stanley Smith Barney LLC in 2021. Outside of her advisory role, she is involved in real estate as an owner of a rental property in Washington. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools alongside its Global Investment Committee’s analyses to inform client planning.

Sally Chib is a financial advisor with Charles Schwab in Los Altos, CA, holding a Series 66 license and 10 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering non-discretionary investment guidance alongside access to discretionary separately managed accounts. The firm is notable for its scale, integrated structure, and combination of advisory and brokerage services.

Lovely Agnihotri is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. She holds Series 66 and Series 63 credentials and has worked at firms including HSBC Securities and Cathay Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting through a large-scale operation with over 14,000 advisors and $671 billion in assets under management.

Jeremy Hsia is a financial advisor at Morgan Stanley in Cupertino, CA, holding Series 63 and Series 65 licenses with six years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2019, preceded by roles at Wells Fargo Clearing Services LLC and Wells Fargo Bank, N.A., as well as a period of self-employment. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and modeling techniques.

Hongze Chen is a CFP® professional with 28 years of experience in the financial services industry. He has worked at MassMutual Investors Services since 2017 and has been affiliated with MassMutual Life Insurance Company since 2016. Prior to that, he spent 18 years at Metlife Securities Inc. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, with planning engagements structured as annual collaborative relationships using firm-approved analytical tools.