Andrew Lai is a financial advisor at Citigroup Global Markets with 18 years of industry experience and holds a Series 66 designation. He has been with Citigroup since 2016. Outside of his advisory role, Lai is a commissioned Notary Public serving clients primarily in the Bay Area, California. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles including swap dealer and futures commission merchant activities.

Alexander Brugger is a financial advisor at IEQ Capital, LLC with eight years of industry experience. He has held roles at IEQ Capital since 2019 and previously worked at First Republic Investment Management and First Republic Securities Company. Brugger holds a Series 66 designation. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals, families, trusts, foundations, endowments, and non-profit organizations. The firm emphasizes a macroeconomic research-driven investment process and offers a range of services including discretionary SMA management, family-office support, OCIO engagements, and access to digital assets through Fidelity Digital Asset Services.

Wei Ping Sun is a financial advisor with Transamerica Financial Advisors and holds Series 63 and Series 65 credentials. He has 18 years of industry experience and has been with Transamerica since 2012. Outside of his advisory role, he is involved with Clearwater Benefits, LLC and Gateway LLC, where he acts as a real estate broker. Transamerica Financial Advisors serves a wide range of clients including individuals, pension plans, trusts, and charitable organizations. The firm offers both advisory and broker-dealer services with various fee-based programs and access to third-party money managers.

Steven Koury is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 credentials and 29 years of industry experience. He has worked at Citi since 2017 and previously was affiliated with Waddell & Reed and various insurance carriers. Outside of his advisory role, he serves as a parent volunteer board member and treasurer of the Burlingame Soccer Club. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, leveraging internal standards and oversight committees to select and monitor managers.

Dionysis Heliotis is a financial advisor with Transamerica Financial Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked with Transamerica Financial Advisors since 2012 and WealthWave since 2015. He was also involved with the Kyparissioton Society of America from 2009 to 2020. Transamerica Financial Advisors serves individual investors, institutional clients, and various organizations through a combination of advisory and broker-dealer services, offering proprietary and third-party model portfolios with both discretionary and non-discretionary management options.

Ruinian Kang is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Transamerica in 2023, Kang spent 10 years with Shanghai Ruinian Investment and Management Co., Ltd. and has worked as a health insurance agent since 2015. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services through proprietary and third-party investment models.

Quentin Wong is a financial advisor with HSBC Securities (USA) Inc. in Fremont, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has worked extensively within various HSBC entities since 2013. Outside of his advisory role, he is an owner of several rental properties. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary investment solutions. The firm uses multiple model risk profiles and combines strategic with tactical asset allocation, supported by affiliated and third-party providers for fund selection and portfolio monitoring.

Nicholas Chang is a financial advisor at IEQ Capital, LLC with a Series 65 designation and experience at multiple firms, including Thruline and MacDougall Advisors. He has been in the industry since 2018. Outside of finance, he was involved with Dark Matter Coffee in 2022. IEQ Capital provides portfolio management and advisory services primarily to high-net-worth individuals, families, and institutional clients. The firm focuses on separately managed accounts and integrates both liquid and private alternative investments through a centralized research process.

Robert Hanson is a financial advisor at IEQ Capital, LLC with one year of industry experience. He holds a Series 65 designation and previously worked at Parallel Advisors, LLC and Franklin Templeton Investments. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals, families, trusts, foundations, endowments, and non-profit organizations. The firm’s investment approach is guided by centralized macroeconomic research and client-specific Investment Policy Statements, utilizing a mix of liquid strategies, third-party Independent Managers, and private alternative investments.

Bich Le is a financial advisor at Citigroup Global Markets with one year of industry experience. She holds a Series 66 designation and has been with Citigroup and its affiliates since 2012. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs that include separately managed accounts, mutual funds, ETFs, and alternative investments. The firm combines large institutional scale with specialized market roles and provides both advisory and execution services.

Xuan Cao is a financial advisor with HSBC Securities (USA) Inc. in Cupertino, CA, holding a Series 66 designation and 15 years of industry experience. Prior to joining HSBC in 2015, Cao worked at Merrill from 2011 to 2013. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through several portfolio types, including client-directed and fully discretionary options. The firm’s investment process incorporates five model risk profiles and combines strategic and tactical asset allocation with fund due diligence and ongoing monitoring.

David Kuga is a financial advisor with PlanMember Securities Corporation in Campbell, CA, holding a Series 66 designation and over 25 years of industry experience. He has been with PlanMember Securities Corporation since 2011 and has worked with Employee Benefits Services Group since 2005, where he is involved in insurance product sales. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm offers participant-level investment options, education, and support services, with an investment approach based on strategic asset allocation and risk-based mutual fund portfolios.

Earl Seno is a financial advisor with Transamerica Financial Advisors in Alviso, CA, holding Series 65 and Series 63 licenses and having nine years of industry experience. His background includes roles with the National Association of Social Security Analysts, where he consults on optimizing Social Security benefits, as well as providing health insurance services through Covered CA. Additionally, he works as a presale engineer for Motorola Solutions, designing telecommunications systems for public safety organizations. Transamerica Financial Advisors serves a wide range of clients including individuals, pension plans, trusts, and corporations, offering both advisory and broker-dealer services with a mix of proprietary and third-party model portfolios. The firm operates as both a registered broker-dealer and RIA, providing discretionary and non-discretionary program choices and supporting plan clients through affiliated retirement and recordkeeping entities.

Amelia Goldstein is a Series 65-licensed financial advisor at IEQ Capital, LLC with one year of industry experience. Prior to joining IEQ Capital, she worked at Houlihan Lokey and Bloomberg LP. IEQ Capital provides discretionary and non-discretionary portfolio management and advisory services primarily to high-net-worth individuals, families, trusts, foundations, and private funds. The firm focuses on separately managed accounts and family-office services, utilizing a centralized investment process that incorporates independent managers and alternative investments.

Samuel Shephard is a financial advisor at IEQ Capital, LLC with 14 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at FIRST REPUBLIC Securities Company, LLC for six years before joining IEQ Capital in 2019. IEQ Capital provides discretionary and non-discretionary portfolio management and advisory services primarily to high-net-worth individuals, families, trusts, foundations, endowments, donor-advised funds, and private funds. The firm combines centralized macro and manager research with access to independent managers and alternative investments, managing approximately $35.4 billion across a range of separately managed accounts and family-office services.

Claudette Klein is a CFP® with 30 years of experience in the financial industry. She is currently with Ameritas Advisory Services, LLC and has held ownership roles in Klein Financial since 1991 and Claudette Klein Inc. since 2018. She is also licensed as an independent insurance agent and serves as a notary public. Ameritas Advisory Services, LLC provides investment advisory and planning services to individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers a range of portfolio construction options through model portfolios, mutual funds, ETFs, and individual securities across multiple program platforms.

Molly Stelmar is a financial advisor at Cresset Asset Management, LLC with 10 years of industry experience. She holds a Series 66 designation and has previously worked at First Republic Investment Management, First Republic Securities Company, Bank of America, and Merrill. Cresset Asset Management, LLC manages approximately $71.9 billion in client assets and serves a diverse client base including individuals, families, trusts, retirement plans, and charitable organizations. The firm focuses on diversified, asset-allocation-driven portfolio construction using both active and passive strategies and employs a structured due-diligence program for manager review and private fund management.

Sarabpreet Kaur is a CFP® at Focus Partners Wealth, LLC with one year of industry experience. Prior to joining Focus Partners, she worked at Liberty Tax Service and BDO USA. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, financial and tax planning, employee benefit consulting, and investment management. The firm employs an enhanced open architecture approach combining active and passive strategies, private funds, and third-party managers.

Jack Shepard is a financial advisor at IEQ Capital, LLC with a Series 65 credential and three years of industry experience. Prior to joining IEQ Capital in 2022, he worked at CU Boulder from 2018 to 2022 and Sacred Heart Prep High School from 2014 to 2018. IEQ Capital provides discretionary and non-discretionary portfolio management and advisory services primarily to high-net-worth individuals, families, trusts, foundations, and private funds. The firm focuses on separately managed accounts with a net worth threshold generally at or above $10 million, employing a centralized macro and manager research process and offering access to alternative investments through an integrated private-investment platform.

Shiou Yean Chen is a financial advisor with Citigroup Global Markets in San Jose, CA, holding Series 63 and Series 65 credentials and having 20 years of industry experience. Chen has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, combining large institutional scale with specialized market roles.