Mitchell Alvey is a Financial Consultant at Fidelity Investments, where he has been serving since 2025. Prior to his current role, he held positions at Fidelity including Planning Consultant from 2022 to 2025, Investment Consultant from 2021 to 2022, and Financial Representative from 2019 to 2021. His approach centers on building trust with clients by understanding their priorities, goals, and vision for the future, ensuring portfolios are aligned with their aspirations. Mitchell holds a California Insurance License. Outside of his professional work, Mitchell has interests in football, movies, music, parenthood, pets, and puzzles.

Stephen Valentine is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on college education planning, managing new wealth, personal retirement planning, and retirement income. Stephen partners with individuals, families, and business owners to create tailored strategies designed to help them pursue their financial goals while navigating important life milestones. His approach emphasizes education, personalized advice, and client service. With six years of experience in the financial services industry, Stephen provides guidance to clients through various financial situations and life transitions. Prior to becoming a Financial Advisor, he worked as a Banker with Chase Bank and as a Client Service Associate with Morgan Stanley. These roles helped establish his foundation in banking, investing, and client service, which inform his holistic approach to financial planning. Stephen holds a Bachelor's Degree from the University of California System and has earned the Personal Investment Advisor (PIA) designation. Outside of his professional work, he enjoys cooking, playing pickleball, traveling, hiking, and spending time with his wife and family.

Rolando Sapantay Jr. is a financial advisor with Merrill in Walnut Creek, CA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Merrill and its affiliate Bank of America, N.A. for the past 10 years. Merrill, along with Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm utilizes strategic asset allocation and tax-aware strategies, supported by the Bank of America group’s broad financial infrastructure.

Minh Thanh Van Nguyen is a Series 66-licensed financial advisor with LPL Enterprise, based in Walnut Creek, CA, and has one year of industry experience. Prior to joining LPL Enterprise, Nguyen worked at PRUCO Securities and has business experience with Feng Cha Teahouse Corporate and Quoc Vinh LLC. Outside of finance, Nguyen works as a barista at Starbucks Coffee Company. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio management, and access to third-party asset management programs within an integrated platform that includes brokerage and insurance products.

Wenjun Luo is a Financial Advisor based in Orlando, Florida, specializing in family wealth management strategies, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. At Merrill Lynch Wealth Management, Wenjun focuses on helping individuals and families develop short-, mid-, and long-term financial goals by taking the time to understand their unique needs and priorities. Fluent in Mandarin, Wenjun serves clients from diverse cultural backgrounds and is equipped to provide financial guidance that reflects their specific situations. Wenjun holds professional designations as a Chartered Financial Analyst (CFA) and Personal Investment Advisor (PIA). Throughout his work, he offers expertise in financial planning, investment management, retirement planning, and asset preservation. In addition to providing personalized financial advice, Wenjun can connect clients to Bank of America specialists for banking, credit, lending, and small business solutions. Outside of his professional role, Wenjun has personal interests in pickleball, skiing, and tennis. He is actively involved in the Orlando pickleball community, reflecting his engagement both professionally and personally within the local area.

Harold Hendricks is a CFP® with 41 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he serves as co-trustee for a family investment trust. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Paul Granucci is a financial advisor at Merrill with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Bank of America, N.A. and Merrill since 2010. Outside of his advisory role, he serves as a trustee for the 2004 G Revocable Trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Coufal is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA since 2021. Prior to that, he was with ICONIQ Capital LLC from 2019 to 2021. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm integrates institutional advisory operations with brokerage and investment management capabilities.

Brittany Ormondroyd is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding a Series 66 designation and five years of industry experience. She has worked at UBS since 2018 and previously at American Honda Finance Corporation from 2016 to 2018. Outside of her advisory role, she operates SconnieLass & Co., a small candle and home fragrance business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Rachelle Nguyen is a financial advisor with Ameriprise in Danville, CA, holding a Series 66 credential and nine years of industry experience. She has worked at Ameriprise since 2020 and previously operated as a self-employed professional. Outside of advising, she serves on the board of the National Charity League, Inc., and is secretary of The Women’s Empowerment Network at Ameriprise Financial. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency strategies to deliver tailored non-discretionary recommendations supported by a centralized consulting team.

Lars Derr is a financial advisor with Charles Schwab holding a Series 66 credential and beginning his industry career in 2025. Prior to joining Schwab, he held positions at the Tschetter Group and the Seattle Mariners, and has experience in education and entrepreneurial ventures including PersonalUmbrella.com. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a centralized structure that supports a high client-to-advisor ratio.

Rachel Harris is a financial advisor at Merrill with 20 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jennifer Hamilton is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. She has been with Edward Jones since 2023 and is also the president and owner of HamBar Investments, Inc., a restaurant business operating MJ's Downtown Cafe & Bakery since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and maintains a large network of advisors and branch offices across the country.

Jennifer Nelson is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Advisors since 2012. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with services including investment advisory, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Mark Loftin is a CFA® charterholder with 28 years of industry experience, currently serving as a financial advisor at OSAIC since 2023. He has worked at Sagepoint Financial, Inc. since 2009 and is also involved with Wagner Loftin Investment Services LLC, a registered investment adviser firm. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory services, and access to third-party money managers and managed-account solutions. The firm employs firm-provided asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Waicheuk Chan is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Equitable Advisors since 1999, including its prior iteration as AXA Advisors. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm employs a model-based and third-party asset manager approach without sponsoring its own wrap fee program.

Matthew Forrey is a financial advisor with RBC Capital Markets in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior roles include positions at Wells Fargo Advisors and City National Bank. He also serves as a trustee in a family trust. RBC Wealth Management, a division of RBC Capital Markets, provides advisory and brokerage services to a diverse client base, offering customized portfolio management through a combination of in-house and third-party investment managers and programs tailored to clients’ risk profiles.

Kara Belasco is a financial advisor with Merrill and holds the Series 66 designation. She has 18 years of industry experience and has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2011 and Bank of America since 2021. Outside of her advisory work, she serves as treasurer for a youth soccer team with Mustang Soccer, a nonprofit organization. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Cortland Golightly is a financial advisor at LPL Financial with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Insight Wealth Strategies, Mutual Securities, and Lincoln Financial Advisors. He is also involved with Golightly Wealth Advisors, an S-Corp operating under the name Element Wealth Management. LPL Financial is a registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party research, and technology-driven strategies.

Timothy Sanchez is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as an assistant wrestling coach at Northgate High School. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services for individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured tools and modeling techniques, offering advisory services primarily in a non-fiduciary capacity unless otherwise engaged.