Lucie Honosutomo is a financial advisor at RBC Capital Markets with 31 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Morgan Stanley and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with advisory programs that offer discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies based on clients’ risk profiles and utilizes a combination of in-house and third-party managers.

Marc Roth is a financial advisor with LPL Enterprise holding a Series 66 designation. He has less than one year of industry experience and has held roles at firms including Hertz Mobility Fleet Solutions, MassMutual, New York Life Insurance Company, and So Far Ocean Technologies. Outside of advisory work, he has been self-employed as an IHSS worker and has experience as a gig/app worker and in manufacturing with SF Laser/Abricate. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach using portfolios developed by LPL’s Research Department and third-party strategists and offers services spanning financial planning, third-party asset management access, and affiliated insurance products.

Vallapuzha Sandhya is a financial advisor at Edelman Financial Engines with 12 years of industry experience. She holds a Series 65 designation and has been with Financial Engines Advisors L.L.C. since 2011. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Troy Okumura is a CFP®-designated financial advisor with Ameriprise, based in San Jose, CA, and has 13 years of industry experience. He previously worked at Kestra Advisory Services, LLC, and Transitions Wealth Advisors. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Yijuan Fan is a financial advisor at Cetera with the PFS™ designation and one year of industry experience. She has held roles at Cetera, JY Wealthcare, Avantax Advisory Services, and has been a tax partner at Johanson & Yau Accountancy Corporation since 2019. Fan is involved in providing comprehensive tax and accounting services through her referral financial advisory business, JY Wealthcare, LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and a variety of program structures with access to multiple third-party managers and model portfolios.

Owen Byrnes is a Financial Advisor at Merrill Lynch Wealth Management and a member of the Byrnes & Associates team, which manages $905 million of entrusted client assets as of April 4th, 2026. He provides wealth management services with a focus on helping clients navigate the complexities of their full financial picture. His approach includes creating flexible strategies that adapt to changing market conditions, leveraging investment insights from Merrill, and utilizing the banking and lending solutions of Bank of America. Owen specializes in areas such as college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, portfolio management services, tax minimization, and retirement income. He works one-on-one with clients to develop personalized financial strategies aligned with their long-term goals. He holds a Bachelor's Degree from the University of Nevada - Reno and is a Personal Investment Advisor (PIA). Outside of his professional work, Owen enjoys golfing, playing pickleball, and spending time with his family.

Jo Laurie Schmeltzer is a financial advisor at LPL Enterprise with 29 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at firms including The Prudential Insurance Company of America and Cetera. Outside of her advisory role, she is also licensed as a realtor with BRG Realty. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm emphasizes model-driven investment implementation using portfolios developed by LPL’s Research Department and third-party strategists, while also offering access to financial planning, third-party asset managers, and affiliated insurance and trust services.

Robert Min is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining LPL, he worked at MML Investors Services, LLC, MassMutual Life Insurance Company, and Bbsi. Outside of his advisory role, Min is involved with Jackson Hewitt providing tax preparation services and is engaged in trust and estate planning through Solutions Wealth Management. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, utilizing model portfolios, third‑party subadvisors, and customized strategies supported by advanced operational tools.

Arshia Zahabi is a financial advisor with LPL Enterprise, holding a Series 66 license and 11 years of industry experience. Prior to joining LPL Enterprise in 2024, he worked with Prudential Insurance Company of America and Pruco Securities, LLC. Zahabi is also the owner of A Zahabi Management Inc, a tax preparation and advisory business. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and charitable entities. The firm uses model-driven investment implementation and offers access to third-party asset managers, financial planning, and a range of affiliated trust and insurance services.

Ted Cocoles is a Series 66 licensed financial advisor with 16 years of industry experience. He is currently with Charles Schwab and Charles Schwab Bank SSB, having previously worked at TD Ameritrade, Inc. Outside of his advisory work, he serves as President of the San Jose chapter and Treasurer of District 6 of the Pan Cretan Association of America, a nonprofit organization promoting Cretan culture and history. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers a distinctive operational structure that includes centralized custody and supervision.

Dinesh Sawal is a financial advisor with Ameriprise in San Jose, CA, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its related entities since 2005. Sawal serves on the Board of Directors and acts as Treasurer for the Alameda County Library Foundation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Weiheng Zhang is a CFA® charterholder and holds a Series 66 license with nine years of industry experience. He is currently with J.P. Morgan Securities and has prior experience at Merrill, Bank of America, and Beijing Fengpei Fund LLC. He is based in Los Altos, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research in its advisory process and incorporates ESG considerations within its recommended strategies.

William Beaufore is a Series 66 licensed advisor at Charles Schwab with one year of industry experience. Prior to joining Schwab, his background includes roles in food service and hospitality as well as entrepreneurial involvement with BLK Earth Sea Spirits. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s integrated structure combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and alternative investment products.

Troy Reese is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles in real estate capital and investment services, including positions at Kingsbarn Real Estate Capital and Marcus & Millichap. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony Liu is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 23 years of industry experience. His prior roles include positions at TD Ameritrade, Fidelity, Morgan Stanley, and Ameriprise. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services, combining non-discretionary and discretionary investment management with centralized custody and brokerage functions.

Kosin Cheng is the Vice President and Private Wealth Management Advisor at Fidelity Investments, a role he has held since 2024. He is a CERTIFIED FINANCIAL PLANNER™ with extensive experience in financial services, focusing on providing strategic wealth management guidance to families. Kosin serves as a strategist, educator, and thinking partner, collaborating closely with clients to define priorities and make informed decisions centered on thoughtful planning and disciplined execution. Kosin has held several positions at Fidelity Investments since 2005, including Vice President Executive Planning Consultant, Vice President Financial Consultant, Account Executive, Financial Planning Consultant, Investment Representative, and Financial Representative. Prior to joining Fidelity, he worked as a Personal Banker at US Bank and as a Customer Associate at CIBC. He holds a California Insurance License, supporting his expertise in financial planning and wealth management. Outside of his professional commitments, Kosin's interests include art, food, hiking, movies, pets, and traveling.

Susan Bergstrom is a Series 66 licensed financial advisor with Edward Jones in Cupertino, CA, with two years of industry experience. Prior to joining Edward Jones, she spent ten years at Santa Clara Valley Medical Center. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branch offices.

Balasubramanyam Karanam is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked within various J.P. Morgan entities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering written asset allocation advice, investment manager searches, and customized performance reporting through a structured, non-discretionary program.

Daniel Sandoval is a financial advisor at RBC Capital Markets with 12 years of industry experience. He holds Series 63 and Series 65 credentials and has been with RBC since 2018. Prior to that, he worked at Raymond James and its affiliated insurance group from 2015 to 2018. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to each client’s advisory risk profile.

Minh Le is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 66 and Series 63 licenses and five years of industry experience. Prior to joining J.P. Morgan Securities, he worked at HSBC Bank, including HSBC Securities (USA) Inc. and HSBC Bank (Vietnam) Ltd. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by centralized due diligence and offers additional capabilities including derivatives and commodities.