Julio Medina is a Financial Advisor with Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA), reflecting his commitment to delivering personalized investment strategies. Julio earned a Bachelor's Degree from Universidad Externado de Colombia and a Master's Degree from Florida International University. Outside of his professional work, he enjoys biking, running, and playing soccer.

Martin Norcini is a financial advisor at UBS Financial Services with 37 years of industry experience. He holds Series 63 and Series 65 credentials and has been with UBS since 2013. Norcini serves as President of the Board of Directors and Treasurer of the Villa Biltmore Condominium Association and is a member of the Board of Directors of the South Florida Veterans Affairs Foundation for Research and Education. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor investment strategies according to client goals and risk tolerances.

Jorge Machado is a financial advisor with LPL Enterprise holding a Series 65 designation and 19 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, Machado is involved in the property and casualty insurance business through TZ Ins & Fin'l Services, Inc. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm primarily uses model-driven investment approaches and offers access to third-party asset managers, financial planning, and non-securities products such as insurance and trust services.

Nicholas Dawit is a financial advisor with Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2016. Outside of his advisory role, he is the sole proprietor of a private investment pass-through company. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Alfonso Tangherlini is a financial advisor with LPL Financial based in Miami, FL, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. His prior experience includes roles at Citigroup, Cetera Investment Services, Regions Bank, and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a network of more than 22,800 advisors.

Joseph Mahoney III is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 66 licenses and having 12 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling in its financial planning process.

Stephen Cooney is a financial advisor with Wells Fargo Clearing in Fort Lauderdale, FL, holding Series 63 and Series 66 licenses and 20 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC, alongside over two decades at Wachovia Bank, N.A. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Philip Fazio is a financial advisor with Merrill in Fort Lauderdale, FL, holding a Series 66 designation and having 23 years of industry experience. He has been with Merrill and Bank of America since 2012. Outside of his advisory role, he serves as an adjunct finance professor at Nova Southeastern University and Lynn University, teaching corporate and international finance courses, and participates as a committee member providing cost-saving advice for a homeowners association. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Sean Fletcher is a financial advisor with Merrill in Fort Lauderdale, FL, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jorge Cayon Jr. is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to understand their financial goals and develop strategies aimed at achieving their desired outcomes. His approach involves defining clients' objectives and selecting portfolio strategies designed to reach them, providing ongoing advice and adapting portfolios as client situations change. His expertise encompasses areas such as executive compensation, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, women and wealth, sports and entertainment, and retirement income. Jorge holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Miami International University of Art & Design. Jorge is involved in community organizations including the Bank of America Community Volunteers and Community Champions (BACCV) and the Military Support and Assistance Group (MSAG). He is fluent in English and Spanish and has personal interests that include adventure sports, boating, fishing, hunting, music, photography, reading, spending time with his family, traveling, and watching movies.

Aileen Arguello is a Wealth Management Advisor with Merrill Lynch Wealth Management. She supports clients in organizing and managing their financial lives by addressing areas such as college education planning, family wealth management strategies, legacy planning, tax minimization, retirement income, and philanthropic planning. Aileen focuses on building strong, trust-based relationships to help clients make informed financial decisions tailored to their individual circumstances. Her professional expertise includes developing customized strategies that incorporate portfolio management, estate planning services, and wealth transfer methods. Aileen holds several professional designations including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Retirement Manager Advisor (RMA). She earned a bachelor's degree from Rutgers University. Outside of her professional role, Aileen’s interests include adventure sports, boating, cooking, spending time with her family, traveling, and watching movies.

Kyle Ellis is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked previously at Merrill. Outside of his advisory role, he has been involved with Nova Southeastern University and the First Baptist Church of Pompano Beach. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by firm-approved tools.

Lilliam Leon Gonzalez is a financial advisor with UBS Financial Services in Coral Gables, FL, holding Series 63 and Series 66 licenses and 24 years of industry experience. She has been with UBS since 2017 and previously worked at HSBC Securities (USA) Inc. and HSBC Private Bank from 2014 to 2017. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing model-based asset allocations and proprietary research to tailor financial plans and portfolio management. The firm integrates institutional trading capabilities with wealth management services, providing a broad range of capital markets and advisory solutions.

Jonathan Galarza is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 credentials and has worked within various divisions of JPMorgan Chase since 2014. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Michael Marino is a financial advisor at Morgan Stanley with seven years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2018, including prior experience at National Financial Network. Marino attended Fordham University from 2015 to 2019. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning and investment strategies supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Alfredo E. Michael is a Private Wealth Manager with Merrill Private Wealth Management. He re-joined Merrill Lynch Wealth Management in August 2023 and brings over 15 years of experience in the financial industry. Alfredo focuses on serving Ultra-High-Net-Worth individuals and families, specializing in areas such as executive compensation, equity compensation services, family wealth management strategies, services for endowments, foundations, and non-profits, international wealth management, liquidity management, managing new wealth, sports & entertainment, and retirement income. Alfredo graduated from Florida International University in 2008 with a bachelor's degree in finance, a minor in economics, and a certificate in international bank management. He began his career at Merrill Lynch Wealth Management through the Global Wealth Management summer analyst program, then served as a GWIM Analyst in Miami. In 2012, he joined J.P. Morgan International Private Bank as a banker analyst for the Andean region and held roles of increasing responsibility including associate, vice president, and executive director. He holds Series 7, 63, and 65 FINRA registrations and completed an Executive MBA with a concentration in finance at the University of Miami in 2014, as well as a Negotiation Mastery Course at Harvard Business School in 2020. Fluent in English and Spanish, Alfredo holds the Personal Investment Advisor (PIA) designation and has completed accredited certificate programs from both Florida International University and Harvard Business School.

Dusty Havens is a financial advisor with Primerica Advisors in Miami Lakes, FL, holding Series 63 and Series 65 licenses and having eight years of industry experience. He has worked with PFSI Investments Inc. and Primerica Financial Services since 2018 and previously worked for Miami-Dade County Public Schools for five years. Outside of advisory services, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, offering model-based investment strategies managed by third-party asset managers. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management.

Jasmin Maldonado is a financial advisor with UBS Financial Services in Miami, FL. She holds a Series 66 designation and has one year of industry experience. Outside of her advisory role, she operates a life coaching business called Micelio Life Coaching. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management and offers a broad range of financial services, including custody, underwriting, and securities-backed lending.

Isabel Duchemin is a financial advisor at Equitable Advisors with five years of industry experience. She holds a Series 66 designation and has prior experience at firms including UBS Financial Services, Citigroup, and Societe Generale Corporate and Investment Bank. Isabel also has experience holding real estate licenses and working in real estate-related roles. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs. The firm’s approach integrates third-party asset managers and advisory programs, with services encompassing mutual funds, ETFs, separately managed accounts, and select alternative investments.

Jordan Bluestein is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on providing comprehensive wealth planning services, particularly for young professionals, individuals, and families at various life stages. Jordan works closely with his clients to develop long-term relationships and a deep understanding of their financial goals, creating customized wealth plans tailored to their unique objectives and risk tolerance. Jordan holds a Bachelor's Degree in Risk Management and Insurance from Florida State University. He began his career as an underwriter at a major insurance company, where he gained experience in risk analysis and asset protection. Jordan is credentialed as an Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of his professional pursuits, Jordan engages in various sports including golf, soccer, tennis, and football. He spends time with his family and participates in community activities such as attending Miami Dolphins games and visiting the dog park with his Labrador Retriever.