Timothy Loeffler is a financial advisor with Charles Schwab, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Ziprecruiter and Rosatis Pizza: Selke Management Company. He is currently based in Phoenix, AZ. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm integrates non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and due diligence on alternative investments.

Kristen Beckbissinger is a CFP® professional with 21 years of industry experience. She has worked at J.P. Morgan Securities since 2014 and previously spent nine years at Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their program centers on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Derek Hellerman is a financial advisor at Fidelity with three years of industry experience. He holds the Series 66 designation and has worked at The Vanguard Group and Good Day Financial in addition to his current role. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, and it serves in formal advisory roles for multiple registered investment companies.

Samuel Marcus is a financial advisor with Mass Mutual Investors Services in Phoenix, AZ, holding a Series 66 credential and three years of industry experience. His prior roles include positions at Family First Life and Shield Co. Marketing, as well as work at the University of Arizona. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software and structured planning processes to deliver written recommendations, focusing on investment categories and strategies rather than specific product selections.

Connor Mackin is a financial advisor at Thrivent Investment Management with two years of industry experience and a Series 66 designation. Prior to joining Thrivent, he worked with Young Life at their Lost Canyon and Lake Champion locations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, focusing on holistic, goal-based analyses without discretionary trading authority. Their services include planning across a wide range of topics and allow clients to combine planning with managed-account programs under a consolidated billing option called WealthPlan.

Lori Hennesy is a financial advisor with Wells Fargo Clearing in Phoenix, AZ, holding a Series 63 designation and 24 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she serves as power of attorney for her parents and co-owns a water and wastewater treatment plant consulting business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and external sources.

Kirk Johnson is a financial advisor at UBS Financial Services with 47 years of industry experience. He holds Series 63 and Series 65 designations and has been with UBS since 2014. Based in Phoenix, AZ, his career has focused on delivering investment advisory and brokerage services. UBS Financial Services serves individual, corporate, and institutional clients with a range of offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans.

Christopher Kandas is a financial advisor at Ameriprise Financial Services, holding Series 63 and Series 65 licenses with 11 years of industry experience. He has worked at Ameriprise since 2016, currently based in Phoenix, AZ. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Jesse Blaise is a financial advisor at Charles Schwab with six years of industry experience and holds a Series 66 designation. His prior roles include positions at Raymond James Financial Services and Wells Fargo Advisors. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, providing non-discretionary investment recommendations alongside access to discretionary separately managed accounts and alternative investments.

Michael Riccio is a financial advisor with Charles Schwab & Co., Inc. based in Phoenix, AZ, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has been with Charles Schwab since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a large-scale, integrated structure that supports extensive client coverage and centralized operations.

Ryan Barton is a financial advisor at Fidelity with 21 years of industry experience. He holds Series 63 and Series 65 licenses. His career includes roles at Wells Fargo Investments and Fidelity entities since 2010. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm also serves as a commodity pool operator and offers advisory services to multiple registered investment companies.

James Edwards is a financial advisor at Charles Schwab with 32 years of industry experience. He has held Series 63 and Series 66 licenses and has been with Charles Schwab since 1997. Based in Phoenix, AZ, Edwards has spent nearly his entire career at the firm. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and a formal process for alternative investments.

Dan Kauffman is a financial advisor at Merrill with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill Lynch, Pierce, Fenner & Smith Inc since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Maxwell Drexler is a financial advisor with Wells Fargo Clearing in Phoenix, AZ, holding a Series 66 designation and six years of industry experience. His prior roles include positions at CorePath Wealth Partners, Morgan Stanley, Charles Schwab, and Grand Canyon University. Outside of his advisory work, he serves as a goalkeeper coach for Brophy Men's Soccer. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment advice grounded in modern portfolio theory and tailored to plan objectives. The firm includes a broad range of financial products in its investment menus and acts as an ERISA fiduciary when providing investment advice.

Zachary Kock is a financial advisor with Cetera, holding a Series 66 designation and beginning his industry experience in 2025. He has worked at multiple entities within the Cetera network and serves as a financial advisor at Renaissance Financial. Outside of his advisory role, he is the director of club development for the Grand Canyon University Financial Planning Club, where he helps organize events to support student career success. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services through a network of independent advisors and utilizes a multi-manager platform with a range of program options and affiliated product offerings.

Tracie Wendt is a financial advisor with Merrill in Phoenix, AZ, holding a Series 66 credential and 11 years of industry experience. She has been with Merrill since 1997 and continues to work within the firm. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Cooper Langston is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and five years of industry experience. He has worked at Cetera Wealth Services, Renaissance Financial, and Minnesota Life Insurance Company. Outside of finance, he assists with events and art installations for his family’s Grace Renee Gallery. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management, financial planning, and advisory services through a large network of independent advisors and multiple program structures.

Darren Monroe is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Securities America Advisors and Midfirst Bank. Outside of his advisory role, he is involved in life insurance sales. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an emphasis on model-based asset allocation and portfolio optimization through various programs and third-party manager options.

Taylor Wallis is a financial advisor at J.P. Morgan Securities with 8 years of industry experience. He holds Series 66 and Series 63 credentials and has worked at several major firms including Morgan Stanley and Bank of America/Merrill Lynch. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research to develop model asset allocations, incorporating ESG criteria and leveraging broader derivatives and commodities capabilities.

Angelo Mc Cartney is a financial advisor at Charles Schwab with 12 years of industry experience. He holds a Series 66 designation and has worked with Charles Schwab and affiliate banks since 2019, following eight years at Bank of America and Merrill. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized supervisory and custody arrangements.