Scott Howell is a CFP® professional with 21 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Howell is a member of the finance committee at Vestavia Country Club, where he contributes to discussions on operations, budget, and membership dues allocation. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment vehicles and bank deposit sweep options among its offerings.

Robert Vaughn is a financial advisor with Raymond James & Associates in Birmingham, AL, holding a Series 66 designation and 28 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets with over 5,400 advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, pension plans, corporations, and government entities, with a particular focus on municipal and public finance services.

Devin Renfroe is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2017, including a role with Morgan Stanley Private Bank, N.A. He also has prior experience at Northwestern Mutual and was involved with Wave Baseball. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services that utilize structured discovery processes and firm-approved planning tools.

Jeffrey Waters is a financial advisor with LPL Financial, holding the CFP® designation and Series 63 and 65 licenses, and has 26 years of industry experience. Prior to joining LPL Financial in 2024, he worked at Ameriprise and Ameriprise Financial Services from 2013 to 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with research from LPL and third-party providers.

Sara Clemmer is a financial advisor at Raymond James & Associates with 38 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Raymond James since 2013, following 17 years at Rearrangements/SHC. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations using firm research and planning tools, and it also delivers institutional consulting and municipal finance services.

Lindsay Luketic is a financial advisor with Osaic Wealth Inc. in Birmingham, Alabama, holding Series 63 and Series 65 designations. She has 14 years of industry experience, including roles at J. Smith Lanier & Co. and currently serves as Vice President and Director of Relationship Management at Advo(k)ate Advisors. Osaic Wealth Inc. serves a diverse client base, including individual, high-net-worth, institutional, and charitable organizations. The firm offers integrated brokerage and advisory services, using various portfolio construction tools and multiple advisory platforms to meet client needs.

Hunter James is a financial advisor with Morgan Stanley in Birmingham, AL, holding a Series 66 license and six years of industry experience. His prior roles include positions at Bank of America, Merrill, and Morgan Stanley Private Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools.

Mark Henry is a financial advisor with Raymond James & Associates in Birmingham, AL, holding a Series 66 designation and 20 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of his advisory role, he serves as Treasurer for the Charles R. and Sandra G. Henry Foundation, which awards college scholarships to military veterans. Raymond James & Associates offers financial planning and investment consulting to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and asset allocation analyses, supporting clients through both non-discretionary advisory services and discretionary portfolio management programs.

Harlan Page III is a financial advisor with LPL Financial in Birmingham, AL, holding a Series 66 designation and 16 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory role, he operates a DBA, FI-Plan Partners, based in Birmingham. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services supported by both discretionary and non-discretionary management options and research from multiple sources.

Ramey Harrell is a Series 66 credentialed financial advisor with 17 years of industry experience. He has worked at Edward Jones since 2022 and previously held roles at Protective Life and ProEquities, Inc. Harrell also served as a leader with Boy Scouts Troop 79 from 2018 to 2022. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and services, supported by a large nationwide network of financial advisors and branch offices.

Trenton Geringer is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 66 licenses and has 21 years of industry experience. He has worked with Northwestern Mutual and MassMutual-related entities since 2003. In addition to his advisory role, he operates an LLC used for pass-through compensation and acts as an insurance broker specializing in life, disability, and long-term care insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm structures planning engagements as annual, collaborative relationships using firm-approved software and offers a range of programs including educational seminars and event-driven planning services.

Michael Elkins is a financial advisor with LPL Financial in Hoover, AL, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial, he worked at Avadian Credit Union, Republic Finance LLC, and held other roles in various industries. Outside of his advisory role, he serves as a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs and financial services, including retirement plan consulting and brokerage services, supported by research and model portfolios.

Travis Jones is an Investment Consultant at Fidelity Investments, where he works to co-create comprehensive financial plans and develop solutions tailored to clients' goals and expectations. He focuses on fostering an environment conducive to growth and building long-lasting client relationships. Before joining Fidelity Investments in 2023, Travis served as a Senior Banker and Mortgage Loan Officer at PNC Bank from 2021 to 2023. His professional experience spans investment consulting and banking services. Outside of his professional work, Travis enjoys spending time at the beach and lake, fishing, football, outdoor adventures, and traveling.

Joyce Zavresa is a financial advisor at Merrill with 18 years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley and Edward Jones. Outside of her advisory role, she serves as a committee member for the Central Pennsylvania Junior Horse Show Association, a nonprofit organization focused on supporting equestrian events and scholarships. Merrill provides managed account services to Bank of America fiduciary clients through model-based and discretionary investment strategies, serving individuals, high-net-worth clients, pension plans, and charitable organizations.

Edgar Acosta is a financial advisor with Raymond James Financial Services Advisors, Inc. in Hoover, AL, holding Series 63 and Series 66 credentials with 18 years of industry experience. Prior to joining Raymond James in 2025, he worked at Wachovia Bank and Wells Fargo Clearing. He is a 50% owner of Living Wells Financial Group and serves as Vice President of the nonprofit SMART PLAY, where he participates in budgeting and financial oversight. Raymond James Financial Services Advisors serves a diverse client base including individual investors, high-net-worth clients, pension plans, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing advisory and implementation-support services rather than discretionary management.

William Davis is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 designations and bringing 44 years of industry experience. He has been with Wells Fargo Advisors and its affiliates since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including retirement, education, and business-owner transition planning, using Wells Fargo research and planning tools to develop tailored recommendations.

William Miller is a financial advisor at Ameriprise in Birmingham, AL, holding a Series 66 designation with six years of industry experience. His prior roles include positions at Stonex Group Inc. and Strategic Capital Distributors, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on income sources and tax-aware withdrawal strategies.

Angela Quick is a financial advisor at Wells Fargo Advisors with seven years of industry experience. She holds Series 63, 65, and 66 licenses and has worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. She is also the owner of Perfect Pixels Photobooth, LLC, a photo booth business in Pleasant Grove, Alabama. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients with a broad range of financial planning and investment services.

Daniel Blazich is a financial advisor with Merrill in Birmingham, AL, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has previously worked with Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he serves as Vice President (President Elect) and Golf Chairman on the Board of Governors for the Hoover Country Club. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Meagan Tourtellotte is a financial advisor at Raymond James & Associates with 10 years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers both non-discretionary advisory services and institutional consulting, with capabilities in public finance and municipal work.