Jeremiah Fitzpatrick is a financial advisor at Ameriprise with 22 years of industry experience. He holds Series 65 and Series 66 credentials and has been with Ameriprise since 2005. Outside of his advisory role, Fitzpatrick is involved in real estate investment through multiple LLCs and occasionally participates in poker tournaments. Ameriprise offers retirement-income planning services targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered in partnership with financial advisors.

Carron Flinter is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Wells Fargo, Carron worked in educational roles within Charlotte-Mecklenburg and Union County Public Schools. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets with over 14,000 financial advisors. The firm uses research and analytics to guide investment selection and offers a range of brokerage and advisory solutions.

Sean Martin is a financial advisor at Edward Jones in Charlotte, NC, holding CFP® and Series 66 designations with 17 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of over 23,700 financial advisors and 15,100 branch offices. The firm provides discretionary and non-discretionary wrap fee strategies, separately managed accounts, affiliated mutual funds, and operates under a fiduciary standard.

Robert Mc Kernan is a financial advisor at J.P. Morgan Securities in Charlotte, NC, holding a Series 66 designation. He has been with J.P. Morgan Securities since 2026 and has prior experience at Morgan Stanley and JPMorgan Chase Bank, N.A. His background includes roles in both financial services and other sectors, as well as studies at Washington & Lee University. J.P. Morgan Securities provides institutional consulting services primarily to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations within an ESG eligibility framework.

Isaiah Gash is an Investment Consultant who collaborates with individuals and families to develop customized financial strategies tailored to their goals, priorities, and long-term vision. He employs a collaborative planning approach based on clarity and trust to guide clients confidently as their needs and circumstances change.

Alexander Zikos is a financial advisor with Ameriprise in Charlotte, NC, holding a Series 66 designation. He has been with Ameriprise since 2023. Prior to this role, he worked at Roberts & Ryan and has experience in the food service industry. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Matthew Bush is a financial advisor at Robert Baird & Co. in Charlotte, NC with 26 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Robert Baird & Co. since 2019, following roles at J.J.B. Hilliard, W.L. Lyons LLC, Wells Fargo Clearing, and A.G. Edwards & Sons, Inc. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management department that serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, and separately managed accounts, supported by ongoing manager selection, internal research, and strategic partnerships.

Kurt Hoffer is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 35 years of industry experience. He has been with Cetera and its affiliated entities since 2019, previously working at Summit Financial Group Inc. Outside of his advisory role, he owns a fitness training business and a health and nutrition venture, and he distributes portable charging stations for consumer use. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to both affiliated and third-party managers.

Caleb Wood is a CFP® professional at J.P. Morgan Securities with three years of industry experience. He has worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, and Athos Private Wealth. Caleb’s career also includes several roles at Brigham Young University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research, guided by forward-looking capital market assumptions.

Ricardo Gonzalez is a Financial Consultant at Fidelity Investments, where he has been serving since 2020. He brings over a decade of experience in the financial industry, having held various roles within Fidelity Investments since 2008, including Investment Consultant, Relationship Manager, Private Client Group Representative, and Financial Representative. Throughout his career, Ricardo has focused on partnering with clients to develop strategies aligned with their goals and comfort levels. He emphasizes understanding the specific needs and preferences of each client's financial plan to create and implement investment approaches utilizing the Fidelity platform's strategies.

William Stillman is a financial advisor with LPL Financial in Charlotte, NC, holding a Series 66 designation and 15 years of industry experience. He previously worked at Scott & Stringfellow, LLC from 2009 to 2011. Outside of his advisory role, he operates a home-based business related to real estate rental activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Olivia Major is a Financial Advisor at Merrill for the CBC Group based in Charlotte, North Carolina, with residence in Carbondale, Colorado. She takes a planning-based approach focusing on client goals and objectives to guide clients through investment management, strategic banking and credit, as well as daily liquidity and service needs. Olivia covers clients on both sides of the country while developing new client relationships and ensuring a professional and personal client experience. Prior to joining Merrill, Olivia served as a Wealth Management Associate at Bank of America Private Bank and was an analyst with Bank of America Capital Introductions. She has experience working with high-net-worth individuals and families and assists clients in areas including college education planning, corporate executive services, employee benefits planning, family wealth management strategies, philanthropic planning, and portfolio management services. Olivia was born and raised in Charlotte, North Carolina, and holds a Bachelor's Degree in Business Administration from Washington and Lee University. She holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). She is affiliated with Bank of America Merrill Lynch and involved in the Roaring Fork Mountain Biking Association. Outside of work, Olivia enjoys mountain biking, snowboarding, adventure sports, cooking, reading, and yoga.

Terry Halvorson is a financial advisor at Thrivent Investment Management with 29 years of industry experience. He holds Series 63 and Series 65 designations and has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Halvorson is also listed as a representative of record on previously sold Genworth Long-Term Care insurance policies. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering planning on a one-time or ongoing basis. The firm focuses on holistic, goal-based analyses and allows clients to combine planning with managed-account programs through a consolidated billing option called “WealthPlan.”

Ben Hollis is an Investment Consultant at Fidelity Investments, where he assists clients in designing and executing financial plans aimed at helping them achieve their goals. He has been with Fidelity Investments since 2021, progressing through roles from Customer Relationship Advocate to Investment Solutions I, and currently holding the position of Investment Solutions II from 2023 to 2026. Ben's professional experience at Fidelity Investments encompasses client relationship management and investment consulting, providing him with a comprehensive understanding of financial planning and investment solutions. His work focuses on aligning client objectives with appropriate financial strategies. No information about Ben's education, credentials, personal interests, or community involvement has been provided.

Camryn Clements is a financial advisor with UBS Financial Services in Charlotte, NC, holding a Series 66 designation and one year of industry experience. Prior to joining UBS, Camryn worked at Boston Trust Walden and held roles outside the financial sector at Myriad Genetics, Elsevier Inc, and in education at North Carolina Central University, Mount Tabor High School, and Wiley Middle School. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, using proprietary capital market assumptions and research to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.

Charmaine Brown is a financial advisor with Wells Fargo Advisors in Charlotte, NC, holding Series 63 and Series 66 licenses. She has 20 years of industry experience, including roles at Wells Fargo Clearing, CUSO Financial Services, Truist Investment Services, and Morgan Stanley. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory services with other financial product sales and referral channels.

David Sponsler is a financial advisor with Ameriprise in Charlotte, NC, holding Series 63 and Series 66 designations. He has over six years of experience in the financial services industry, including prior roles at LPL Financial, Linden Thomas and Company Securities, Wells Fargo Advisors, Mass Mutual Investors Services, and MetLife Securities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that focus on dependable income sources and tax-aware withdrawal strategies. Their approach integrates proprietary investment research and third-party data to provide tailored retirement recommendations within a defined investment universe.

Stanley Ciotoli is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Merrill and Bank of America since 2009. Outside of his advisory role, he serves as a director for Christ Lutheran Children's Center, a nonprofit organization. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Michael Phillips is a financial advisor at Ameriprise with 23 years of industry experience. He has been with Ameriprise and its related entities since 2011. He holds the Series 63 and Series 66 designations. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Richard Stockton III is a financial advisor at UBS Financial Services with two years of industry experience. He holds the Series 66 designation and has worked previously at Morgan Stanley PWM and Sandalwood Securities. Prior to his advisory career, he was involved with the Siasconset Casino Association and held roles at Wake Forest University and Delbarton School. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, providing services such as fee-based financial planning, portfolio management, and access to alternative products. The firm integrates institutional trading capabilities with wealth management services and employs proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.