Wallace Chu is a financial advisor at LPL Financial with 30 years of industry experience. He holds the CFP®, ChFC®, and Series 63 designations and has been with LPL Financial since 2009. In addition to his advisory role, he is the CEO of Turning Leaf Financial Group, a company that provides processing and marketing services to a group of advisors. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Leslie Proceviat is a financial advisor with LPL Financial based in San Jose, CA, holding a Series 63 designation and bringing 41 years of industry experience. Prior to joining LPL in 2025, Leslie worked at Securities America, Inc. and Securities America Advisors, Inc. from 1990 to 2024, followed by a brief tenure at OSAIC. In addition to advisory work, Leslie is involved in tax preparation and financial services through related business entities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, and institutions. The firm offers diversified financial planning and advisory programs with access to both discretionary and non-discretionary management, supported by research and a variety of innovative investment solutions.

Arman Rostamian is a financial advisor at Charles Schwab in Los Gatos, CA, holding a Series 66 designation with one year of industry experience. His work history includes roles at Charles Schwab Bank and Quincy Cass & Associates Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and features multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Todd Bergstrom is a CFP® professional with 17 years of industry experience, currently serving at Edward Jones since 2009. He holds the Series 66 designation and is based in Cupertino, CA. Outside of his advisory role, he is the managing partner of TMB, LLC, an LLC registered in California. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Quoc Pham is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in helping high net worth individuals and families build customized financial strategies. His expertise includes executive compensation, equity compensation services, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, and tax minimization. He holds a Bachelor's Degree from Santa Clara University and is a CERTIFIED FINANCIAL PLANNER™ (CFP®) with additional FINRA registrations including Series 7, 66, and 31. Quoc has held financial advisor roles with Morgan Stanley Smith Barney and Smith Barney Citigroup Global Markets, Inc. before joining Merrill Lynch. Quoc and his family reside in the Bay Area where they volunteer in their local communities and charities. He enjoys a variety of personal interests including baseball, basketball, chess, football, gardening, golfing, running, swimming, table tennis, and spending time with his family.

Joseph Lawrence is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has worked with Wells Fargo Advisors and Wells Fargo Bank NA, with over a decade at Wells Fargo Clearing. Outside of finance, he has been involved with Amber India Restaurant for more than 20 years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Raymond Ruan is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2012. In this role, he partners with clients to understand their financial goals and develop personalized financial plans tailored to their unique needs. Prior to joining Fidelity Investments, he was an Assistant Vice President and Financial Solutions Advisor at Merrill Lynch from 2009 to 2012, and before that, a Personal Relationship Advisor at Citicorp Investment Services from 2006 to 2009. Raymond holds a California Insurance License. Outside of his professional responsibilities, he has interests in art, hiking, museums, photography, and traveling.

Elier Peraza is a CFP® professional with 19 years of experience in the financial services industry. He is currently with Cetera and has held various roles at firms including Avantax and Johanson & Yau, where he serves as Director of Financial Services. In addition to his advisory work, he has acted as a temporary independent trustee for an irrevocable trust. Cetera Investment Advisers LLC serves a broad client base ranging from individual investors to institutional accounts, offering portfolio management, financial planning, and retirement services. The firm operates as a multi-manager platform, allowing advisors to implement diverse investment strategies and program options across discretionary and non-discretionary accounts.

Vera Laver is a financial advisor at Edward Jones in Sunnyvale, CA, holding a Series 66 designation with four years of industry experience. Prior to joining Edward Jones, she worked at firms including Raymond James and has been involved in various roles since 2007. Outside of financial advising, she provides notary services in California, including document notarization and wedding services. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a wide range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

Brandon Seanez is a financial advisor at UBS Financial Services with three years of industry experience. He holds the Series 66 designation and has worked at UBS since 2021. Prior to his advisory role, he had experience in the hospitality and wine industries. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, providing a broad range of solutions including portfolio management, financial planning, and capital markets activities.

Raymond Kong is a financial advisor with LPL Financial in San Jose, CA, holding the Series 66 designation and possessing 22 years of industry experience. He has a longstanding background at Avantax Advisory Services LLC and Avantax Insurance Agency LLC. Outside of advisory work, he owns and operates a tax preparation and accounting business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and specialized institutional services.

Glynis Wineinger is a financial advisor at Edward Jones with 29 years of industry experience. She has held her role at Edward D. Jones & Co., L.P. since 1996. She holds the Series 63 and Series 66 designations. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

William Gerdts is a financial advisor with Raymond James & Associates in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 53 years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program, serving individual clients, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations, supporting both discretionary and non-discretionary advisory relationships.

Khoi Le is a financial advisor at Wells Fargo Clearing in San Jose, CA, holding Series 66 and Series 63 licenses with 13 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. and Wells Fargo Bank, N.A. His professional background is exclusively within the Wells Fargo affiliated entities. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Daniel Dipietro is a financial advisor at Merrill based in San Jose, CA, holding Series 63 and Series 66 licenses with two years of industry experience. His prior roles include positions at Bank of America, J.P. Morgan Securities, Northwestern Mutual, and T3 Trading Group. He also has experience in the hospitality sector, having worked with Una Mas Restaurants. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, and institutional fiduciaries. The firm leverages its integration with Bank of America to provide access to a wide range of products and services beyond traditional investment management.

Lawrence Lo is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at Morgan Stanley Private Bank since 2019 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he was at Citigroup Global Markets starting in 1998. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm utilizes a structured planning process supported by proprietary tools and manages approximately $2.74 trillion in client assets.

Sirivanh Harris is a CFP®-certified financial advisor with 17 years of industry experience, currently with LPL Financial since 2021. Prior to joining LPL Financial, Harris held roles at Waddell and Reed, Los Gatos Power Partners, and various insurance carriers. Harris has been involved in non-variable insurance and operates a business entity for tax purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual, retirement plan, institutional, and charitable clients nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary investment management supported by comprehensive research and model portfolios.

Scott Caldwell is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo in various roles since 2010. Outside of his advisory work, he serves as a trustee and executor for his mother’s investment-related matters. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a discretionary 3(38) investment option, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Phuong Leyva is a Financial Consultant at Fidelity Investments, where she assists clients in navigating their unique financial situations. She focuses on planning and guidance to help clients work toward their overall goals, including preparations for retirement and beyond. Phuong has held several roles within Fidelity Investments, progressing from Investment Consultant in 2024 to Relationship Manager from 2022 to 2024, before becoming a Financial Consultant in 2025. Prior to joining Fidelity, she was a Private Client Banker and Assistant Vice President at JP Morgan Chase from 2009 to 2022. She holds a California Insurance License. Outside of her professional work, Phuong enjoys activities such as beach outings, football, running, snowboarding, traveling, and writing.

Randy Manzanares is a financial advisor with Charles Schwab in Sunnyvale, CA, holding Series 63 and Series 65 licenses and with six years of industry experience. His prior experience includes roles at JPMorgan Chase and JP Morgan Securities LLC. Outside of his advisory work, he is an independent sales representative for Amway. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios with strategic asset allocations.