Justin Skaggs is a financial advisor at Merrill with 10 years of industry experience. He holds Series 66 and Series 63 designations and has been with Merrill and Bank of America since 2016. Outside of finance, he serves as a district manager overseeing five full-service restaurants with Trinity Restaurant Group. Merrill, in conjunction with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Sarah Billups is a financial advisor at Morgan Stanley with four years of industry experience. She holds a Series 66 designation and has held prior roles at PNC Investments and PNC Bank. Her work history also includes positions in the food and beverage industry. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning incorporates structured discovery and firm-approved tools, with a broad range of retail and institutional offerings.

Mary Blanton is a financial advisor at Wells Fargo Clearing with 46 years of industry experience. She holds the Series 63 designation and has been with Wells Fargo in various capacities since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Michael Simpson is a Series 66-credentialed financial advisor at Edward Jones with three years of industry experience. Prior to joining Edward Jones, he worked for the Jeffersontown Police Department and the Louisville Metro Police Department. In addition to his advisory role, he operates a custom woodworking business. Edward Jones is a full-service wealth management firm serving a broad client base, including individuals and institutions, with a wide range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Adam Osborn is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank since 2021. Prior to that, he held positions at J. Hagan Capital, State Farm, and the University of Louisville. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers customized services on a non-discretionary basis, with clients retaining final decision-making authority.

Anthony Semak is a financial advisor with Raymond James & Associates in Louisville, KY, holding the CFA® designation and Series 63 and 66 licenses. He has seven years of industry experience, including prior roles at Fifth Third Bank, Charah Solutions, Inc., and a long tenure at Invesco Ltd. Semak serves as Chair of the Endowment Investment Oversight Committee and Board Member for the National Center for Families Learning, providing investment guidance for the nonprofit's endowment funds. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning and consulting services supported by a range of portfolio management styles and affiliated research.

Mollie L. H. Brennan is a Wealth Management Advisor with Merrill Lynch Wealth Management, having joined Merrill as a Financial Advisor in 1994. She holds the Certified Exit Planning Advisor (CEPA), Certified Investment Management Analyst (CIMA), and Personal Investment Advisor (PIA) designations. Mollie studied at the University of North Carolina at Chapel Hill and Western Kentucky University, where she earned a Bachelor's degree in Marketing and Economics. Mollie specializes in family wealth management strategies, legacy planning, liquidity management, and women and wealth. She brings extensive experience working with business owners and executives, helping clients navigate complex financial decisions. Mollie is recognized for her attentive listening, transparency, and strategic insights in creating customized financial strategies. She has served as the Senior Resident Director for Merrill's Lexington branch. In addition to her professional work, Mollie is active in her community, having served as Chair of the Children's Charity Fund of the Bluegrass and Chair of Finance and Budget for Calvary Baptist Church. She currently serves on the board of the Baptist Health Foundation. Mollie resides in Lexington with her husband, Buck, and their three children.

Hayden Hass is a financial advisor at LPL Financial based in Louisville, KY. He holds the Series 66 designation and has recently begun his career in the industry. Outside of advising, he has experience working with U.S. Soccer from 2017 to 2024. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

Julie Occhiato is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. Her prior roles include positions at Merrill and DCCS LLC. She is based in Louisville, KY. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Rachel Smith is a financial advisor with Morgan Stanley in Louisville, KY, holding a Series 66 designation and 23 years of industry experience. She has worked at multiple Morgan Stanley entities since 2007 and has been associated with the University of Louisville since 2002. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and a structured discovery process.

Heather Thompson is a financial advisor with Morgan Stanley in Louisville, KY, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she serves as a board member for Free the Innocent, Inc., a humanitarian nonprofit organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to individuals and institutions, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and scenario modeling.

Todd Davidson is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds a Series 66 designation and has worked at firms including Bank of America, Merrill, and Charles Schwab. Outside of his advisory role, he is an owner and partner of A&L Investments LLC, a business that manages a single-family rental property. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Tracy Harper is a Series 66 licensed financial advisor with Morgan Stanley in Louisville, KY, bringing 13 years of industry experience. She previously worked at Ameriprise Financial Services, Inc. from 2019 to 2021 and has been with Morgan Stanley since 2005, including her current tenure starting in 2021. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs focused on tailored financial planning and wealth management. The firm employs structured planning tools and advisory processes but does not provide individual security recommendations as part of its standalone planning services.

Robert Allison Jr. is a financial advisor with LPL Financial in Louisville, KY, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He previously worked at Waddell & Reed and various insurance carriers affiliated with W&R Insurance Agencies. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of advisors. The firm offers a range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supporting diverse investment strategies and leveraging operational technology.

Amanda Caffee is a financial advisor at Ameriprise in Louisville, KY with nine years of industry experience. She holds a Series 66 designation and has been with Ameriprise since 2015. Outside of her advisory role, she works as a paraplanner and client services assistant for Heick, Hester, Smith & Associates LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that focuses on retirement-income planning through written Recommendation Reports and ongoing advice. The firm’s approach includes asset allocation analysis, adaptive withdrawal strategies, and Social Security claiming options, operating within a product ecosystem influenced by affiliated investment options and distribution arrangements.

Joshua Garcia is a financial advisor with LPL Enterprise, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Enterprise, he worked at Purdue Federal Credit Union and has a varied background including roles at Potts Construction, Purdue University, Walmart Corporation, and Señor Tacos. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, and various institutional entities. The firm primarily uses model-driven investment portfolios and offers access to third-party asset managers and insurance products through affiliated entities.

Suzanne Shearer is a financial advisor at Morgan Stanley with 16 years of industry experience. She holds the Series 66 designation and previously worked at PNC Investments and PNC Bank. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services through both direct relationships and corporate financial planning agreements.

Melissa Eskridge is a financial advisor at Edward Jones in Louisville, KY, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, she worked for over a decade at Craig Johnson Dental Care. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices across the United States.

Patrick Strehl is a financial advisor with Stifel who holds Series 63 and Series 65 licenses and has 30 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2018 and previously held positions at Bank of America and Merrill. Outside of his advisory role, he is president and owner of Strehl Investment Corporation. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach relies on proprietary methodology developed by its Investment Strategy Group, which supports asset allocation and financial planning analyses used to guide client decisions.

Melissa Mc Hagan is a financial advisor with Ameriprise in Louisville, KY, holding a Series 66 designation and two years of industry experience. Her prior experience includes roles at Ameriprise and Chittick Insurance. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria. The firm provides written Recommendation Reports addressing income sources, Social Security options, and tax-smart withdrawal strategies, using a combination of research, modeling, and tax-efficiency analysis to tailor advice.