Eiber Medina Gutierrez is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2018, following two years at Capital One Bank N.A. Outside of his advisory role, he owns a remodeling and subcontracting construction business. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Jonathan Aguilar Bernstein is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses. He has been with Wells Fargo Clearing since 2025 and has prior experience at Wells Fargo Bank, Rocket Mortgage, and several other organizations. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Daniel Kim is a financial advisor with Wells Fargo Clearing, holding Series 66 and Series 65 designations and 21 years of industry experience. He has worked at Wells Fargo Clearing since 2021 and previously held roles at HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. between 2015 and 2021. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors.

Jordan Kraus is a financial advisor with LPL Financial in Rockville, MD, holding the CFP® designation and Securities Series 63 and 66 licenses. He has 26 years of industry experience, including five years at Stratos Wealth Partners and 19 years with LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research from in-house and third-party sources.

Charles Lewandowski is a financial advisor with LPL Financial, holding CFP® and ChFC® designations, and has 46 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Grove Point Advisors, LLC for four years and has been involved with Artisan Movers, Inc. since 2017. He is also a business owner and officer at Artisan Movers, Inc. outside of his advisory role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers diverse financial planning and advisory programs, leveraging research, model portfolios, and technologies such as machine learning across discretionary and non-discretionary management.

Griffin Johnson is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His prior work includes roles at State Farm and service in the US Army. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Lissa Collins is a Series 66-licensed financial advisor with Merrill, based in Columbia, MD. She has 9 years of industry experience and has been with Merrill since 2013. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm integrates with Bank of America’s corporate platform, providing access to a wide range of investment products and services.

Amanda Thome is a financial advisor at Morgan Stanley with 18 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds a Series 66 designation. Outside of her advisory role, she is a partner in Elite Sports Athletic Association LLC, which organizes sports leagues and tournaments. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Patrick Lively is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 1993 and focuses on creating integrated financial strategies to help clients manage risk across their financial lives. His expertise includes college education planning, family wealth management strategies, legacy planning, LGBT wealth planning, portfolio management services, socially responsible and ESG investing, women and wealth, individual and corporate investment strategies, tax minimization, and retirement income. Patrick holds the Chartered Retirement Planning Counselor™ (CRPC™) designation from the College for Financial Planning and graduated from Fairfield University with a major in Finance and a minor in Economics. A lifelong resident of the Washington D.C. area, he lives in Kensington, Maryland with his wife and three children. Beyond his professional work, Patrick is involved in coaching and cancer fundraising, emphasizing his commitment to community involvement.

Kevin Stone is a financial advisor at Wells Fargo Clearing in Columbia, MD, holding Series 63 and Series 65 licenses with three years of industry experience. His prior work includes roles at Wells Fargo Bank, United Heritage Credit Union, Comerica Bank, and M&T Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Christian Pardo is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His work history includes roles at Bank of America, Merrill, and Fidelity Investments. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Alex Arter is a Financial Consultant at Fidelity Investments. In this role, Alex works with clients to assess their current financial standing and collaboratively develop plans to help them move forward with confidence. Alex has held several positions at Fidelity Investments, including Investment Consultant (2023-2024), Relationship Manager (2022-2023), and Financial Representative (2021-2022), gaining experience across various facets of financial consulting and client management. Outside of work, Alex enjoys baseball, comedy, exploring different cuisines, hiking, snowboarding, and has a background related to military service.

Basil Herzstein is a CFP®-designated financial advisor with Equitable Advisors in Rockville, MD, where he has worked since 2005. He has 33 years of industry experience, including 15 years at AXA Advisors, LLC. Outside of his advisory role, he serves as president of Gallers Financial Group Inc., a tax preparation business. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model that incorporates multiple advisory program structures and fiduciary credentialing for ERISA engagements.

Gregory Pang is a financial advisor at OSAIC with 32 years of industry experience. He holds the Series 63 and Series 65 licenses and has previously worked at Woodbury Financial Services, Inc., and Capital One Investing and Capital One Advisors. Pang is also a managing partner at Capital Harvest Wealth Partners LLC and serves as a financial advisor at Pang Enterprises LLC. OSAIC serves a broad mix of retail and institutional clients through an extensive network of affiliated advisers and offers integrated brokerage and investment advisory services, including financial planning, retirement plan consulting, and access to third-party money managers and wrap programs. The firm utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios across multiple asset classes.

Jeffrey Kaufman is a financial advisor at Morgan Stanley with 32 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by firm-approved tools and serves clients through both direct and corporate financial planning agreements.

Matthew Veland is a financial advisor with LPL Enterprise LLC, holding Series 63 and Series 65 credentials and six years of industry experience. Prior to joining LPL Enterprise in 2025, he worked at Mass Mutual Investors Services and MassMutual Life Insurance Company. He serves on the boards of two nonprofits, PACC MDC and FilExcellence. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, model portfolios, third-party asset management, and access to brokerage and insurance products through an integrated advisory and brokerage platform.

Mercy Wambari is a financial advisor at Morgan Stanley with three years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at JPMorgan Chase Bank, N.A. and Citibank N.A. Kenya. Outside of her advisory role, she is an independent personal trainer and nutrition coach. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that incorporate advanced modeling tools and tailored strategies.

Kevin Espy is a financial advisor at Edward Jones with five years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments, Merrill, Bank of America, New York Life Insurance Co., and Axa Advisors. Before entering the financial sector, he was employed at educational institutions including the Solomon Schechter School of Westchester and The Ideal School of Manhattan. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets with a nationwide network of over 23,000 advisors and offers a range of advisory programs with both discretionary and non-discretionary strategies under a fiduciary standard.

Levi Bean is a financial advisor with OSAIC, holding a Series 66 credential and seven years of industry experience. Prior to joining OSAIC in 2025, he spent eight years with Lincoln Financial Advisors and six years at Mount St. Mary's University. Outside of his advisory role, he coaches a youth ice hockey team and works as an employee producing sharp edge tester caps. OSAIC serves a diverse range of clients including individual, high-net-worth, institutional, and charitable organizations, offering integrated brokerage, advisory services, and access to multiple investment platforms. The firm employs asset-allocation tools and supports various portfolio management approaches, including discretionary and non-discretionary accounts with client-imposed investment restrictions.

Sharon Chapman is a financial advisor with Raymond James Financial in Rockville, MD, holding Series 63 and Series 65 licenses and having 29 years of industry experience. Her work history includes roles at PB Mares, Santos, Postal & Company P.C., and Capital Wealth Management Group LLC. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored strategies developed through client interviews and risk profiling.