Jaden Kopser is a financial advisor at Morgan Stanley in Cincinnati, OH, holding a Series 66 designation with one year of industry experience. His prior roles include positions at the Federal Home Loan Bank of Cincinnati and Morgan Stanley Private Bank, N.A. He has also been involved with University of Kentucky Campus Recreation and Augean Stables. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm’s approach incorporates structured discovery conversations and firm-approved planning tools but does not provide individual security recommendations as part of standalone planning.

Phillip Brann is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank, National Association since 2015. He is based in Cincinnati, OH. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a financial planning process using structured discovery and firm-approved tools.

Andrew Cullen is a financial advisor at Ameriprise with four years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at firms including U.S. Bancorp Investments, Fidelity Investments, J.P. Morgan Securities, Bank of America, and Fifth Third Bancorp. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Jacob Mason is a Financial Advisor with Merrill Lynch Wealth Management. He works with clients to develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. His role includes providing resources and guidance on general investing, retirement planning, and saving for unexpected expenses. Additionally, he offers access to specialists from Bank of America for services such as banking, credit, home financing, and small business solutions. Jacob is part of the Schiess Andrews Wealth Management Group, where he focuses on retirement planning and investment management. He assists individuals and families in building, managing, and preserving wealth through personalized financial strategies. Jacob's approach emphasizes understanding clients' goals and concerns to provide ongoing advice and guidance as their needs evolve. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Grand Valley State University.

James Sebastian is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and 29 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1996. Outside of his advisory role, he serves on the Butler County Board of Elections and is involved in raising and selling feeder calves. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm utilizes third-party asset managers and maintains oversight of its curated investment models within a wrap-fee structure.

Julie King is a Series 66-credentialed financial advisor with Raymond James Financial in Hamilton, Ohio, and has 17 years of industry experience. She has been affiliated with Raymond James Financial Services Advisors Inc. since 2012 and works concurrently with Yellow Cardinal Brokerage Services in a brokerage and compliance administrative role. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, charitable organizations, and institutional clients. The firm delivers non-discretionary planning and consulting tailored to client goals, using analytical tools and risk profiling, and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Charles Futel Jr. is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and over 42 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1983. Outside of his advisory role, he serves as an elder at Renew Community Church and is the owner of Rich Habits, a separate non-investment related venture. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed accounts primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses an operational model focused on wrap-fee solutions rather than institutional pension or profit-sharing plan management.

Jennifer Eberhard is a financial advisor at Wells Fargo Clearing in Cincinnati, OH, holding Series 63 and Series 66 licenses with four years of industry experience. She previously worked at Fidelity Investments and operated Vincenzo's Ristorante for 17 years. Outside of her advisory role, she is involved in retail sales at Party Source, working in the wine department. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm includes a broad range of financial products in its offerings, including insurance-related vehicles and bank deposit sweep options.

Anthony Sexton is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has worked at LPL Financial since 2018 and previously spent six years at INVEST Financial Corp. In addition to his advisory role, Sexton is involved with Tri-County Assurance Agency, Inc. as an agent for fixed insurance products and performs tax preparation and accounting services on a limited basis. LPL Financial serves a broad client base including individuals, retirement plans, banks, corporations, and nonprofits through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with research-supported and diversified investment strategies.

James Connor II is a financial advisor with LPL Financial in Fairfield, Ohio, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He previously worked at INVEST Financial Corp. for six years before joining LPL Financial in 2018. Outside of his advisory role, he serves as president of Tri-County Assurance Agency, Inc., a general insurance agency. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting through its extensive network of investment adviser representatives.

Kevin Shank is a financial advisor at Primerica Advisors with 28 years of industry experience. He has been with Primerica Financial Services since 1993 and Primerica Advisors since 2007. Outside of his advisory role, he owns H + S One Enterprise, which is involved in low-income housing and housing rehabilitation investments. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses an independent due-diligence consultant to evaluate asset managers and employs a tiered wrap-fee structure while maintaining oversight of its curated third-party investment models.

Marsha Conley is a Series 66-licensed financial advisor with Merrill in Cincinnati, Ohio, and has 25 years of industry experience. She has been with Merrill since 1988. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Albert Chavez is a financial advisor at Morgan Stanley in Cincinnati, OH, with 19 years of industry experience. He has been with Morgan Stanley since 2016 and holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes the use of firm-approved tools and modeling techniques.

Kyle Merk is a financial advisor with Morgan Stanley in Cincinnati, OH, holding Series 63 and Series 66 designations and possessing 17 years of industry experience. Prior to joining Morgan Stanley in 2024, he worked at Touchstone Securities, Inc. and IFS Financial Services from 2019 to 2024, and has experience in other financial and business roles. He serves as a board member for the Midwest Rugby Development Foundation, a nonprofit focused on youth sports. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and investment modeling to support its advisory services, serving clients through various financial planning and investment strategies.

Steven Papakirk is a financial advisor at Ameriprise with 38 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Ameriprise since 2019, following prior roles at Wells Fargo Advisors and Wells Fargo Clearing. He serves on the Board of Directors for the Ahepa-Buckeye Scholarship Foundation and is involved with the Order of Ahepa charitable organization, including a role as District Governor for Buckeye District #11. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Sharon Harrison is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and having 23 years of industry experience. She has been with Cambridge Investment Research Advisors since 2011. In addition to her advisory role, Harrison is also an independent insurance agent specializing in life insurance. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse clientele including individuals, pension plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using a variety of portfolio management and platform solutions.

Richard Beckert is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been in the investment business since 1987 and founded The Beckert Wealth Management Group. Richard works with a select group of clients, including small businesses, individuals, and families, to design strategies tailored to their unique financial situations. His expertise includes college education planning, family wealth management strategies, managing new wealth, portfolio management services, and small business strategies. Richard holds a Bachelor's Degree from the University of Cincinnati and has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He emphasizes a commitment to building strong relationships with clients and helping them make important financial decisions. His approach includes reviewing and optimizing retirement plans, wealth transfer strategies, and investment planning. He is actively involved in community organizations such as the City Gospel Mission, Free Store, Salvation Army, and YMCA. Richard's personal interests include basketball, cooking, gardening, golfing, reading, and running.

Jason Nelson is a CFP® professional with 28 years of industry experience, currently serving at LPL Financial since 2023. Prior to this, he spent 19 years with Coordinated Capital Securities, Inc. He is also a licensed attorney and co-owner of Five-Star Investment Group, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, and retirement consulting supported by research and model portfolios from LPL Research and third-party subadvisors.

Darrell Masters is a CFP® with 34 years of industry experience, currently serving as an advisor at Cambridge Investment Research Advisors since 2005. He is also the owner and partner of Kenwood Financial Group in Cincinnati, OH. Cambridge Investment Research Advisors is a large SEC-registered firm that serves individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services. The firm offers a range of investment solutions through a network of independent professionals, utilizing multiple custody platforms and proprietary as well as third-party strategies.

Emily Frank is a financial advisor at UBS Financial Services with a Series 66 designation and three years of industry experience. Her prior work includes roles at Fidelity Investments and an entrepreneurial venture operating an online digital products shop. Emily also has experience with various organizations, including Green Beagle Lodge and MedSend. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans according to clients' goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, providing a broad range of financial solutions.