Bruce Vermeulen is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and over 44 years of industry experience. He has been with Cambridge since 2010 and also operates as president of the RiderDown Foundation, a nonprofit organization based in Evergreen, Colorado. Additionally, he maintains an independent insurance agency and oversees Vermeulen Consulting Inc., which provides administrative services for personal household accounts. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals and provides a variety of portfolio management options, including proprietary model strategies and access to third-party managers.

Jaclyn Wuth is the Vice President and Branch Leader at Fidelity Investments, a position she has held since 2017. In this role, she coaches skilled professionals to deliver planning experiences tailored to clients' unique needs. Her career at Fidelity Investments began in 2004, and she has held various positions including Assistant Branch Leader, Branch Service Manager, Relationship Manager, Team Manager, Team Leader, Service Delivery Specialist, and Retirement Services Specialist. Throughout her tenure, Jaclyn has developed expertise in branch leadership and client relationship management, contributing to the firm's service delivery and planning capabilities. Her extensive experience within Fidelity Investments reflects a consistent progression through roles focused on client service and team leadership. Outside of her professional responsibilities, Jaclyn's interests include the beach, social events with friends, pets, singing, theater, and volunteering.

Deanne Murphy is a financial advisor with Wells Fargo Clearing in Denver, CO, holding Series 63 and Series 66 licenses and six years of industry experience. She has been with various Wells Fargo entities since 2014. Murphy serves as Treasurer and Finance Committee Member for The Friends of the Gardens on Spring Creek, where she oversees financial operations and reporting. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets with over 14,000 advisors and provides both brokerage and advisory solutions.

Loc Nguyen is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2022. In this role, he leads a team of advisors dedicated to serving the community through comprehensive financial planning. Prior to his current position, he served as Vice President and Financial Consultant at Fidelity Investments from 2010 to 2022. Throughout his tenure at Fidelity Investments, Loc Nguyen has focused on helping individuals achieve their financial goals through personalized planning and consultation.

Brett Ohlen is a financial advisor with Cetera, holding Series 65 and Series 63 credentials and has 11 years of industry experience. He previously worked for Avantax Investment Services and has been the owner of Advocate Tax Worldwide LLC since 2014, providing tax services. Outside of his advisory role, he serves as an assistant football coach at Golden High School. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a variety of portfolio management and financial planning services with a multi-manager platform that includes both affiliated and third-party managers.

Carolyn Parsons is a Series 66-licensed financial advisor with Equitable Advisors in Englewood, Colorado, where she has worked since 2011. She has 15 years of industry experience, including nine years at Axa Advisors, LLC. Outside of her advisory role, Parsons serves as a board member and treasurer for Focal Point Ministries, a Christian ministry focused on healthcare professionals, and manages business activities related to medical consulting. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Marc Pasquariello Williams is a financial advisor with RBC Capital Markets in Denver, CO, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of finance, he operates a small tennis racquet stringing business and serves on the board of a nonprofit focused on early childhood education. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a variety of advisory programs with tailored investment strategies that incorporate in-house and third-party managers, along with integrated financial planning and brokerage services.

Scott Milani is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2022. In this role, he leads a team of financial professionals dedicated to providing clients with a financial planning experience that exceeds their expectations. Scott emphasizes the benefits of doing business at Fidelity, including access to a trusted brand and advanced technology. Prior to joining Fidelity, Scott served as a Regional Director at TD Ameritrade from 2014 to 2021. His experience encompasses leadership roles within the financial services industry, focusing on team management and client service. Outside of his professional responsibilities, Scott enjoys family activities, fitness, outdoor adventures, and traveling.

Patrick Brannan is a CFP® professional with 16 years of industry experience, currently affiliated with LPL Financial since 2018. Prior to joining LPL, he worked at Cetera Advisors for five years. He is based in Littleton, CO. Outside of advisory work, he is involved with several real estate rental ventures. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios and third-party research.

Colton Haight is a financial advisor at Edward Jones in Littleton, CO, holding a Series 66 designation with one year of experience at the firm. Prior to joining Edward Jones, he worked at Jim Saulnier & Associates, LLC and Steven J. Wick & Associates, and spent four years with the Fellowship of Catholic University Students (FOCUS). Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and is notable for its large network of advisors and branches, as well as its affiliated capabilities beyond advisory services.

Anita Wingfield is a financial advisor at RBC Capital Markets with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has been with RBC since 2013. Outside of her advisory work, she operates Choppy's Kraft Shack LLC, a small crafts business. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations, offering tailored portfolio management and financial planning through various advisory programs that utilize a blend of in-house and third-party investment resources.

Ronald Charles Kemp is a financial advisor with UBS Financial Services in Denver, Colorado. He holds Series 63 and Series 65 licenses and has 29 years of industry experience. He has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

Christopher Worrall is a financial advisor with LPL Financial, holding the ChFC® and Series 63 designations and bringing 38 years of industry experience. He previously worked at Northwestern Mutual Wealth Management Company and its related entities from 1987 to 2023. Outside of his advisory role, he is involved in non-variable insurance sales. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Dylan Lenderink is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 11 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held roles at WELLS FARGO Advisors, LLC and Wells Fargo Bank, N.A. Outside of his advisory work, he serves as treasurer for the Cherry Creek Farm HOA in Greenwood Village, CO. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

James Abernethy is a financial advisor at LPL Financial with 37 years of industry experience. He has held roles at LPL Financial since 2017 and previously worked at Investment Centers of America from 2012 to 2017. He holds Series 63 and Series 66 licenses and is based in Littleton, Colorado. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large national network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management approaches and incorporating model portfolios and research from various sources.

Darby Affeldt is a financial professional at Cetera with 11 years of industry experience and holds Series 63 and Series 65 licenses. Prior to joining Cetera, Affeldt has worked in various roles including at Minnesota Life Insurance Company and Securian Financial Services, and currently operates Fortunelle Films, LLC as a partner and managing member. Affeldt is also involved as a paid speaker, an author, and serves on the advisory board of a nonprofit animal hospital in Colorado. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a comprehensive multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Matthew Magoon is a financial advisor at Fidelity with five years of industry experience. His background includes roles at NYLIFE Securities LLC and New York Life Insurance Co, along with earlier positions outside finance in the hospitality and education sectors. He holds Series 63 and Series 66 designations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, model portfolio delivery, and oversight of affiliated sub-advisers.

Krista Brown is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing and Wells Fargo Advisors LLC since 2009. Brown serves as an advisory board member for a merchant cash advance company in Denver, CO. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Breana King is a CFP®-certified financial advisor with 27 years of industry experience, currently with Wells Fargo Clearing in Denver, CO. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary solutions. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Kyle Ciarlelli is a financial advisor with Cetera in Littleton, CO, holding a Series 66 designation and seven years of industry experience. He has worked at Cetera and affiliated firms since 2019 and is the owner of Alpenglow Apogee LLC, a financial services business. Ciarlelli also operates CC Coaching and Consulting, Inc., which provides investment advisory services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party managers.