Albert Minutola is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and 39 years of industry experience. He previously worked at Cetera and Cetera Wealth Services, LLC, and has operated his own financial services and tax preparation business since 1989. Outside of advisory work, he serves as a board member for a homeowners association and sells fixed insurance products including life, health, disability, and long-term care insurance. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities through a large network of investment adviser representatives. The firm’s investment approach is primarily model-driven, utilizing portfolios developed by LPL’s research team and third-party strategists, while also offering financial planning, access to asset managers, and insurance product facilitation through affiliated entities.

Winfred Nemlin is a Planning Consultant at Fidelity Investments, a role he has held since 2025. In this capacity, he collaborates with clients to develop personalized financial strategies that address both their short-term goals and long-term objectives. Prior to his current position, Winfred served as a Relationship Manager at Fidelity Investments from 2023 to 2025, and as a Financial Representative at the same firm from 2022 to 2023. He also has experience as a Retirement Specialist at Vanguard Brokerage Services from 2021 to 2022. Throughout his career, Winfred has focused on building strong, meaningful connections with clients and their families, emphasizing tailored financial planning and client collaboration. Outside of his professional work, he has interests in biking, cars, fitness, soccer, traveling, and volunteering.

Allison Oberembt is a CFP® professional with four years of industry experience, currently affiliated with Cetera. Her work history includes roles at Diamond State Financial Group and Securian Financial Services Inc. Outside of advisory activities, she has experience in the food service industry, having worked at Piree's Piri Piri Grill. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform that provides discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party money managers.

Alexandra Del Collo is a financial advisor with Cetera who holds a Series 66 designation and has three years of industry experience. She has worked with several firms including Diamond State Financial Group and Minnesota Life Insurance Company. Outside of her advisory work, she is the owner of a health coaching business and operates a seasonal produce stand, Fresh 2 U. Additionally, she serves as the board president of a nonprofit focused on youth and family wellbeing in Salem County, New Jersey. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers various investment management and consulting services through a large network of independent advisors and utilizes a multi-manager platform with diverse program options.

Paul DiCostanzo is currently Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2019. He has been with Fidelity Investments since 2006, progressing through roles including Financial Consultant, Investment Representative, and Financial Representative. Prior to joining Fidelity, he worked as a Customer Representative at Vanguard from 2000 to 2006. With over 25 years of experience in wealth planning, Paul specializes in working closely with high net worth families. He provides personalized assistance to help navigate complex financial decisions tailored to their specific situations.

Scott Becker is a financial advisor with Cetera holding a Series 66 designation and two years of industry experience. He has worked at Cetera Investment Advisers and Cetera Wealth Services since 2024. Outside of his advisory role, Becker is also a sports performance coach at St. Luke's, where he trains athletes primarily at the high school level. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, with over 10,000 advisors and more than $256 billion in assets under management.

Jeffrey De Prisco is a financial advisor with Ameriprise, holding a Series 66 credential and over 23 years of industry experience. He has been with Ameriprise Financial Service, LLC since 2002 and previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Outside of his advisory role, he serves on the Board of Directors for the Salvation Army in Wilmington, DE, and is president of JDT Together Incorporated, overseeing its daily operations. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to produce personalized recommendation reports. The firm offers a wide range of advisory, brokerage, and insurance solutions through its affiliated companies.

Christopher Sciarrino is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Financial in 2025, he worked at BestVest Investments, Ltd. and Northwestern Mutual. He also has experience outside of finance through a seven-year role at America's Pie. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining a broad advisory platform with extensive non-advisory financial services.

Cheryl Plunkett is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. She has been with Merrill since 2015. Outside of her advisory role, she is involved part-time with Rodan + Fields, focusing on skincare, networking, and sales. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Bryan Messick is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and previously worked at TD Bank NA and Franklin Mint Federal Credit Union. He serves as a board member at large for the Delaware County Estate Planning Council. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm provides a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Jack Snavely is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and previously worked at Vista Wealth Solutions and Diamond State Financial Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and systematic portfolio construction, and it serves as an advisor to multiple registered investment companies while employing algorithmic methods and formal governance procedures.

Brandon Leboon is a financial advisor at Cetera with two years of industry experience. He holds a Series 66 designation and has worked at firms including LPL Enterprise, The Prudential Insurance Company of America, and Pruco Securities LLC. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management options and oversees more than $256 billion in assets.

Paul Giannoukos is a financial advisor with Edward Jones in Wilmington, DE, holding a Series 66 designation. He joined Edward Jones in 2025 and has previous experience working with the State of Delaware and the Kent Conservation District. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm provides a range of advisory programs and investment strategies, supported by a large nationwide network of advisors and branch offices.

Henry Tobey II is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 19 years of industry experience. He has been with JPMorgan Chase Bank NA since 2007 and J.P. Morgan Securities LLC since 2008. Outside of his advisory role, he is an amateur musician performing with local artists. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Christopher Zellman is a CFP® with 25 years of industry experience currently affiliated with LPL Financial. His prior roles include positions at Grove Point Investments, Grove Point Advisors, H. Beck, CSC, and TFS Securities. Zellman also maintains a CPA tax preparation and accounting practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Steven Duncan is a CFP® professional with 27 years of experience in the financial advisory industry. He has been with Ameriprise Financial Services in various capacities since 2009 and is currently based in Wilmington, DE. Outside of his advisory role, he owns and helps manage Slim's LLC, a sports complex, and serves as founder and president of the Slims Chance Foundation; he is also involved with Youth Sports Tournaments and Life Skills U, an educational organization focused on general life skills and financial literacy. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written retirement-income plans and ongoing tax-aware withdrawal advice. The firm’s approach integrates investment research and third-party data to deliver personalized recommendations, primarily for clients meeting specific asset criteria.

Adam Kaufer is a financial advisor with Cetera, holding the CFP® and ChFC® designations and 14 years of industry experience. He is also co-owner of Prism Financial Group LLC and serves as principal and CEO of Kaufer Financial, LLC, specializing in financial planning and wealth management. Outside of his advisory roles, Kaufer serves on the board of Fort Mifflin on the Delaware, a national historic landmark, and is a board member of the Navy League of the United States Philadelphia Council. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services delivered via multiple program structures, with access to affiliated and third-party managers and a multi-manager platform approach.

Frederick Dawson is a financial advisor with Raymond James Financial in Wilmington, DE, holding a ChFC® designation and Series 63 license. He has 43 years of industry experience and has worked with firms including Bassett, Dawson & Foy, Inc. In addition to his advisory role, he is president of Club Phred LLC, a music-related business, and serves as treasurer and board member for the Grand Opera House. He is also active with the Newark Morning Rotary Club, where he has served as a board member and past president. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers tailored, non-discretionary advice using risk profiling and modeling tools, supports institutional consulting and portfolio management, and has specialized capabilities in municipal and public finance.

Kyleel Roberson Cosby is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill since 2019. Outside of his advisory role, he owns and operates Maarden, an apparel company focused on clothing design and online retail. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves a broad client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies supported by the Bank of America group.

Elias Pery Sr. is a financial advisor with RBC Capital Markets and holds Series 63 and Series 66 licenses. He has 45 years of industry experience and has worked at RBC Capital Markets since 2008, also having a current affiliation with City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, tailored to clients' risk profiles and implemented through a combination of in-house and third-party managers.